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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 2 days ago

    164 Bridge Street W

    Waterloo, ON·N2K 1K9·Near University and Bridge

    • 3 beds
    • 2 baths
    Waterloo real estate›X13535520
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to this impeccably maintained bungalow on an impressive 70' x 140' lot in one of Waterloo's most sought after neighbourhoods. Offering exceptional space, timeless character and an unbeatable location, this home is just minutes from Waterloo Park, Bechtel Park, RIM Park, the Grand River trail system, Conestoga Mall, excellent schools, shopping and every amenity you could need. A spacious covered front porch welcomes you and is the perfect place to enjoy your morning coffee. Inside, this carpet free home features beautiful hardwood flooring throughout the main level, three bedrooms, two full bathrooms and a layout that offers both functionality and flexibility. The third bedroom could easily serve as a formal dining room, home office or guest bedroom. The heart of the home is the charming kitchen, showcasing beautiful tilework, stunning brick archways, a built in dining nook and a spacious walk in pantry. The adjoining living room is filled with warmth and personality, featuring exposed wood beams and beautiful brick accents that create a truly inviting space. The spacious lower level also offers an incredible workshop, abundant storage, a full bathroom and the potential for an additional bedroom or in law living space with the convenience of the separate side entrance. Outside, the expansive backyard features a large concrete patio with a covered awning, making it the perfect place to entertain or unwind. The oversized tandem three car garage offers exceptional space for vehicles, hobbies, tools and storage plus offers 40 amp service for your use . Lovingly maintained and thoughtfully updated with hardwood flooring throughout the main floor, California shutters, central air conditioning (2021), roof (2013) and newer washer and dryer, this home reflects true pride of ownership. Filled with warmth, character and endless possibilities, this is a rare opportunity to own a truly special home in one of Waterloo's most desirable locations.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 7, 2026ListedCurrentFor sale$600,000 —X13535520This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 164 Bridge Street W
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,948
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $414
    0.83% mill rate · ON
    The market

    How this home sits in the Waterloo market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Waterloo market right now

    Average sold price, days on market, and closed-transaction count for Waterloo — sourced from MLS®.

    • Avg sold price
      $761,263
      Last 30 days
    • Median sold price
      $705,000
      Middle of the market
    • Days on market
      28 d
      Avg from list to close
    • Closed last 30d
      308
      MLS® transactions
    Full Waterloo market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 164 Bridge Street W — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 164 Bridge Street W and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 164 Bridge Street W listed for?

      164 Bridge Street W is listed at $600,000 on the MLS® (listing X13535520). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 164 Bridge Street W have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1100-1500 sqft
  2. Detached
  3. Asking
    $600,000
    $0 / sqft · MLS® X13535520
    Chat Zara
  4. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $761,263
    $700,362Confidence range$822,164
    Asking vs estimate
    ↓below
    −$161,263
    (-21.2%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Waterloo sell in about 28 days — this one has been listed 2 days.

    Avg sold price
    $761,263
    Median sold
    $705,000
    Avg days on market
    28
    Recently sold
    308
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • A spacious covered front porch welcomes you and is the perfect place to enjoy your morning coffee.
    • The heart of the home is the charming kitchen, showcasing beautiful tilework, stunning brick archways, a built in dining nook and a spacious walk in pantry.
    • Outside, the expansive backyard features a large concrete patio with a covered awning, making it the perfect place to entertain or unwind.
    • The oversized tandem three car garage offers exceptional space for vehicles, hobbies, tools and storage plus offers 40 amp service for your use .
    Ask Zara a follow-up
    Sewer
  5. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    3
    Parking spaces
    5
    Driveway
    Private
  6. Interior

    4
    Basement
    Full, Partially Finished
    Family room
    N
    Kitchens
    1
    Total rooms
    5
  7. Exterior & construction

    4
    Exterior
    Brick, Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Poured Concrete
    Pool
    None
  8. Listing & possession

    4
    Possession
    2026-08-06T00:00:00.000-00:00
    Occupancy
    Flexible
    Property style
    Bungalow
    Property class
    Detached
  9. Room-by-room · 17 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    8 rooms
    • Kitchen
      16.9 × 11.2 ft
    • Bedroom
      15.6 × 9.5 ft
    • Bedroom
      9.5 × 12.5 ft
    • Living Room
      14.7 × 17.5 ft
    • Bathroom
      4 Pc Bath
      4.8 × 7.8 ft
    • Primary Bedroom
      15.4 × 13.1 ft
    • Workshop
      20.2 × 12.1 ft
    • Foyer
      10.2 × 4.3 ft

    Basement level

    9 rooms
    • Utility Room
      4.2 × 3.8 ft
    • Recreation
      18.4 × 29.4 ft
    • Workshop
      15.0 × 38.6 ft
    • Cold Room/Cantina
      5.1 × 10.5 ft
    • Den
      7.5 × 10.5 ft
    • Cold Room/Cantina
      6.1 × 15.6 ft
    • Bedroom
      10.1 × 8.0 ft
    • Other
      5.2 × 9.3 ft
    • Bathroom
      3 Pc Bath
      4.9 × 7.0 ft
    Combined estimate
    $3,362
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,948
    /mo
    based on the purchase price of $600,000
    $120,000 cash
    $480,000 financed
    $404,286 total interest
    Monthly payment$2,948/ month
    Principal54%$480,000
    Interest46%$404,286

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Waterloo

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 560 Penny Lane
      Sold
      Sign in for price
      560 Penny Lane
      Detached
    • 635 ROYAL FERN Street
      Sold
      Sign in for price
      635 ROYAL FERN Street
      Detached
    • 104 Elgin Crescent
      Sold
      Sign in for price
      104 Elgin Crescent
      Detached
    • 391 Timlock Place
      Sold
      Sign in for price
      391 Timlock Place
      Detached
    • 622 Westfield Drive
      Sold
      Sign in for price
      622 Westfield Drive
      Detached
    • 530 Penny Lane
      Sold
      Sign in for price
      530 Penny Lane
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    164 Bridge Street WThis home3 / 211,001,500$600,000ask———
    560 Penny Lane3 / 31,100—
    635 ROYAL FERN Street3 / 31,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Waterloo

    Active listings within ±20% of this asking price.

    • 277 Canterbury Drive
      $699,900
      277 Canterbury Drive
      Detached 4 3
    • 97 Blythwood Road
      $673,000
      97 Blythwood Road
      Detached 5 2
    • 151 Esson Street
      $599,999
      151 Esson Street
      Detached 3 2
    • 148 Waterloo Street
      $499,888
      148 Waterloo Street
      Detached 3 2
    • 6 Tweed Street
      $679,900
      6 Tweed Street
      Detached 3 1
    • 92 Pinemeadow Crescent
      $689,000
      92 Pinemeadow Crescent
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  10. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  11. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  12. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  13. Public listing courtesy of RE/MAX Solid Gold Realty (II) Ltd · displayed on Summitly per MLS® data-share rules

    164 Bridge Street W is a 3-bedroom, 2-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  14. When was 164 Bridge Street W built?

    The year built for 164 Bridge Street W isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  15. What is the property tax for 164 Bridge Street W?

    The 'Property tax' tab in the History section shows the most recent annual tax for 164 Bridge Street W plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  16. How much would the monthly mortgage be on 164 Bridge Street W?

    The affordability calculator on this page shows an estimated monthly mortgage for $600,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  17. Has 164 Bridge Street W been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 164 Bridge Street W with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  18. What neighbourhood is 164 Bridge Street W in?

    164 Bridge Street W is in Waterloo, Waterloo. The 'Neighbourhood' section below links to the live Waterloo real estate hub with average sold price, days on market, and current inventory.

  19. Is Waterloo a good place to live?

    Waterloo is one of ON's actively-tracked Summitly markets. The full Waterloo real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  20. 104 Elgin Crescent
    3 / 2
    700
    —
    391 Timlock Place4 / 42,000—
    622 Westfield Drive3 / 41,500—
    530 Penny Lane3 / 31,500—