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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 118 daysPrice drop · $5,000 off (-0.9%)

    234 Ruttan Terrace

    Cobourg·Cobourg, ON·K9A 5X6·Near Ruttan Terrace & Carroll Cres.

    • 1 bed
    Cobourg real estate›X12421184
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    WELL-Maintained seni-detached bungalow with in-law suite potential. Welcome to this charming 1+1 bedroom, 2 bathroom semi-detached bungalow, perfectly situated on a quiet cul-de-sac just minutes away from Lake Ontario, parks, and all amenities. Enjoy easy main floor living with a spacious primary bedroom, convenient main floor laundry, a bright living area, and a dining room walk-out to a private backyard with deck- ideal for relaxing or entertaining. The finished lower level offers incredible flexibility with a second bedroom, full kitchen, bathroom, and separate entrance, making it perfect for an in-law suite or extended family living. This home combines comfort, convenience, and opportunity in a desirable location.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    • WELL-Maintained seni-detached bungalow with in-law suite potential.
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 28, 2026Price reducedCurrentReduced$564,900−$5,000 (0.9%)X12421184This page
    May 14, 2026Previously listedPc$499,900 —X13130258View
    Mar 10, 2026Previously listedTer$550,000 —X12865222View
    Sep 23, 2025ListedCurrentFor sale$569,900 —X12421184This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 234 Ruttan Terrace
    What's nearby

    Points of interest classified by the MLS® feed.

    • Beach
    • Cul de Sac/Dead End
    • Hospital
    • Lake/Pond
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,775
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $347
    0.74% mill rate · ON
    The market

    How this home sits in the Cobourg market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Cobourg market right now

    Average sold price, days on market, and closed-transaction count for Cobourg — sourced from MLS®.

    • Avg sold price
      $660,173
      Last 30 days
    • Median sold price
      $630,000
      Middle of the market
    • Days on market
      36 d
      Avg from list to close
    • Closed last 30d
      103
      MLS® transactions
    Full Cobourg market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 234 Ruttan Terrace — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 234 Ruttan Terrace and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 234 Ruttan Terrace listed for?

      234 Ruttan Terrace is listed at $564,900 on the MLS® (listing X12421184). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 234 Ruttan Terrace have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 700-1100 sqft
  3. Semi-Detached
  4. Built 16-30
  5. < .50 ac lot
  6. Asking
    $564,900
    $0 / sqft · MLS® X12421184
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $402,706
    $370,489Confidence range$434,922
    Asking vs estimate
    ↑↑well-above
    +$162,194
    (+40.3%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 1 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Cobourg sell in about 36 days — this one has been listed 118 days.

    Avg sold price
    $660,173
    Median sold
    $630,000
    Avg days on market
    36
    Recently sold
    103
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    Welcome to this charming 1+1 bedroom, 2 bathroom semi-detached bungalow, perfectly situated on a quiet cul-de-sac just minutes away from Lake Ontario, parks, and all amenities.
  8. Enjoy easy main floor living with a spacious primary bedroom, convenient main floor laundry, a bright living area, and a dining room walk-out to a private backyard with deck- ideal for relaxing or entertaining.
  9. The finished lower level offers incredible flexibility with a second bedroom, full kitchen, bathroom, and separate entrance, making it perfect for an in-law suite or extended family living.
  10. Ask Zara a follow-up
    Sewer
  11. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    1
    Parking spaces
    2
    Driveway
    Available, Private
  12. Interior

    5
    Basement
    Separate Entrance, Finished
    Family room
    N
    Kitchens
    1
    Total rooms
    5
    Elevator
    N
  13. Exterior & construction

    4
    Exterior
    Brick Front, Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Unknown
    Pool
    None
  14. Lot & land

    2
    Year built
    16-30
    Zoning
    R4-13
  15. Listing & possession

    4
    Possession
    2025-11-19T00:00:00.000-00:00
    Occupancy
    60 days are preferred
    Property style
    Bungalow-Raised
    Property class
    Semi-Detached
  16. Room-by-room · 11 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    5 rooms
    • Kitchen
      10.4 × 8.2 ft
    • Primary Bedroom
      15.4 × 11.9 ft
    • Living Room
      22.3 × 12.2 ft
    • Bathroom
      4 Pc Bath
      7.3 × 5.9 ft
    • Dining Room
      10.4 × 9.8 ft

    Basement level

    6 rooms
    • Kitchen
      8.4 × 10.8 ft
    • Bedroom
      15.2 × 9.6 ft
    • Recreation
      25.1 × 11.4 ft
    • Other
      8.4 × 10.8 ft
    • Utility Room
      9.1 × 5.5 ft
    • Bathroom
      8.1 × 4.7 ft
  17. Library
  18. Combined estimate
    $3,122
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,775
    /mo
    based on the purchase price of $564,900
    $112,980 cash
    $451,920 financed
    $380,635 total interest
    Monthly payment$2,775/ month
    Principal54%$451,920
    Interest46%$380,635

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable semi-detacheds that just sold in Cobourg

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 868 Mcmurdo Drive
      Sold
      Sign in for price
      868 Mcmurdo Drive
      Semi-Detached
    • 228 Ruttan Terrace
      Sold
      Sign in for price
      228 Ruttan Terrace
      Semi-Detached
    • 162 Queen Street
      Sold
      Sign in for price
      162 Queen Street
      Semi-Detached
    • 158 Queen Street
      Sold
      Sign in for price
      158 Queen Street
      Semi-Detached
    • 399 Alexandria Drive
      Sold
      Sign in for price
      399 Alexandria Drive
      Semi-Detached
    • 461 Burnham Manor Court
      Sold
      Sign in for price
      461 Burnham Manor Court
      Semi-Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    234 Ruttan TerraceThis home1 / 27,001,100$564,900ask———
    868 Mcmurdo Drive2 / 31,100—
    228 Ruttan Terrace1 / 2700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More semi-detacheds in Cobourg

    Active listings within ±20% of this asking price.

    • 706 Ontario Street
      $649,900
      706 Ontario Street
      Semi-Detached 2 3
    • 116 James Street
      $519,000
      116 James Street
      Semi-Detached 1 2
    • 234 Ruttan Terrace
      $499,900
      234 Ruttan Terrace
      Semi-Detached 1 2
    • 286 Morgan Street
      $670,000
      286 Morgan Street
      Semi-Detached 2 3
    • 169 Sutherland Crescent
      $624,900
      169 Sutherland Crescent
      Semi-Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  19. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  20. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  21. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  22. Public listing courtesy of CENTURY 21 UNITED REALTY INC. · displayed on Summitly per MLS® data-share rules

    234 Ruttan Terrace is a 1-bedroom, 2-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  23. When was 234 Ruttan Terrace built?

    234 Ruttan Terrace was built in 16-30. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  24. What is the property tax for 234 Ruttan Terrace?

    The 'Property tax' tab in the History section shows the most recent annual tax for 234 Ruttan Terrace plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  25. How much would the monthly mortgage be on 234 Ruttan Terrace?

    The affordability calculator on this page shows an estimated monthly mortgage for $564,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  26. Has 234 Ruttan Terrace been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 234 Ruttan Terrace with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  27. What neighbourhood is 234 Ruttan Terrace in?

    234 Ruttan Terrace is in Cobourg, Cobourg. The 'Neighbourhood' section below links to the live Cobourg real estate hub with average sold price, days on market, and current inventory.

  28. Is Cobourg a good place to live?

    Cobourg is one of ON's actively-tracked Summitly markets. The full Cobourg real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  29. 162 Queen Street
    4 / 3
    1,100
    —
    158 Queen Street4 / 31,100—
    399 Alexandria Drive3 / 11,100—
    461 Burnham Manor Court3 / 2700—