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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage — RECO Registration #6018570.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 98 days

    231 Finnerty Road

    ·Cobden, ON··

    • 2 beds
    Cobden real estate›X12747272
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Substantial custom waterfront home offering exceptional scale, privacy, and quality. Approximately 2,800 sq ft per level with impressive volume throughout, with 10ft ceilings and soaring 19ft vaulted ceiling enhancing the home's scale and openness. Complemented by a 1,300 sq ft triple-bay garage. Recently installed Glow Getters exterior lighting enhances curb appeal and creates a striking nighttime presence. Set on west-facing direct waterfront with tranquil water views at the rear and open fields at the front, this property is located on a private road shared with six residences, offering a mature and private setting. The thoughtfully designed kitchen offers a highly functional dual-sink layout and a complete suite of premium integrated appliances, including dual refrigeration and a Bosch built-in coffee station. Interior finishes include oversized porcelain tile, engineered hardwood throughout, and triple-pane windows, selected for quality, comfort, and timeless design. A Generac generator provides peace of mind. Ideally positioned approximately one hour from Ottawa's West End, with convenient access via Hwy 17, 25 minutes to Renfrew Hospital, and 20 minutes to Pembroke Regional Hospital and major shopping. Close to Whitewater Brewing Co., Oaks of Cobden Golf Club, beaches, Algonquin Trail access, and quality local schools. A rare offering combining scale, privacy, and lifestyle.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    May 14, 2026Previously listedSce$1,599,900 —X13126934View
    Feb 2, 2026ListedCurrentFor sale$1,780,000 —X12747272This page
    Oct 1, 2025Previously listedExp$1,780,000 —X12439852View
    May 15, 2025Previously listedExp$1,950,000 —X12150384View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      3
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 231 Finnerty Road
    What's nearby

    Points of interest classified by the MLS® feed.

    • Cul de Sac/Dead End
    • Lake Access
    • Lake Backlot
    • Waterfront
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $8,745
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $583
    0.39% mill rate · ON
    The market

    How this home sits in the Cobden market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Cobden market right now

    Average sold price, days on market, and closed-transaction count for Cobden — sourced from MLS®.

    • Avg sold price
      $522,225
      Last 30 days
    • Median sold price
      $587,500
      Middle of the market
    • Days on market
      102 d
      Avg from list to close
    • Closed last 30d
      16
      MLS® transactions
    Full Cobden market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 231 Finnerty Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 231 Finnerty Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 231 Finnerty Road listed for?

      231 Finnerty Road is listed at $1,780,000 on the MLS® (listing X12747272). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 231 Finnerty Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 2500-3000 sqft
  3. Detached
  4. Built 0-5
  5. .50-1.99 ac lot
  6. Asking
    $1,780,000
    $0 / sqft · MLS® X12747272
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $381,224
    $350,726Confidence range$411,722
    Asking vs estimate
    ↑↑well-above
    +$1,398,776
    (+366.9%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Cobden sell in about 102 days — this one has been listed 98 days.

    Avg sold price
    $522,225
    Median sold
    $587,500
    Avg days on market
    102
    Recently sold
    16
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    • Substantial custom waterfront home offering exceptional scale, privacy, and quality.
    • Approximately 2,800 sq ft per level with impressive volume throughout, with 10ft ceilings and soaring 19ft vaulted ceiling enhancing the home's scale and openness.
    • Complemented by a 1,300 sq ft triple-bay garage.
    • Set on west-facing direct waterfront with tranquil water views at the rear and open fields at the front, this property is located on a private road shared with six residences, offering a mature and private setting.
    Ask Zara a follow-up
    Well
    Sewer
    Septic
  8. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    3
    Parking spaces
    5
    Driveway
    Private Triple
  9. Interior

    6
    Basement
    Finished with Walk-Out, Walk-Out, Full
    Family room
    Y
    Kitchens
    1
    Total rooms
    12
    Laundry level
    Main Level
    Elevator
    N
  10. Exterior & construction

    6
    Exterior
    Stone, Aluminum Siding
    Roof
    Asphalt Shingle
    Foundation
    Poured Concrete
    View
    Hills, Lake, Meadow, Trees/Woods, Water, Pasture
    Waterfront
    Y
    Pool
    None
  11. Lot & land

    2
    Year built
    0-5
    Zoning
    Residential
  12. Listing & possession

    3
    Occupancy
    TBD
    Property style
    Bungalow
    Property class
    Detached
  13. Room-by-room · 22 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    14 rooms
    • Family Room
      23.0 × 15.4 ft
    • Laundry
      23.0 × 7.9 ft
    • Kitchen
      19.0 × 17.4 ft
    • Bedroom
      18.0 × 24.0 ft
    • Pantry
      9.5 × 6.2 ft
    • Other
      Walk-In Closet(s)
      9.8 × 9.8 ft
    • Living Room
      21.7 × 29.2 ft
    • Dining Room
      15.4 × 17.4 ft
    • Foyer
      11.5 × 10.5 ft
    • Other
      Balcony
      12.1 × 11.2 ft
    • Bathroom
      2 Pc Bath
      5.2 × 4.9 ft
    • Bathroom
      3 Pc Ensuite
      10.5 × 11.5 ft
    • Other
      Balcony
      61.0 × 30.2 ft
    • Bedroom
      11.5 × 11.8 ft

    Ground level

    8 rooms
    • Bedroom
      13.8 × 20.7 ft
    • Bathroom
      4 Pc Bath
      7.9 × 8.9 ft
    • Bedroom
      11.8 × 14.4 ft
    • Utility Room
      28.2 × 17.4 ft
    • Recreation
      27.6 × 34.1 ft
    • Game Room
      53.5 × 17.7 ft
    • Cold Room/Cantina
      27.6 × 8.5 ft
    • Bedroom
      11.5 × 13.8 ft
  14. Wooded/Treed
  15. Clear View
  16. Combined estimate
    $9,328
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $8,745
    /mo
    based on the purchase price of $1,780,000
    $356,000 cash
    $1,424,000 financed
    $1,199,382 total interest
    Monthly payment$8,745/ month
    Principal54%$1,424,000
    Interest46%$1,199,382

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Cobden

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 346 Foresters Falls Road
      Sold
      Sign in for price
      346 Foresters Falls Road
      Detached
    • 1220 Westross Road
      Sold
      Sign in for price
      1220 Westross Road
      Detached
    • 434 Stafford 2nd Line
      Sold
      Sign in for price
      434 Stafford 2nd Line
      Detached
    • 22 Bamagillia Street
      Sold
      Sign in for price
      22 Bamagillia Street
      Detached
    • 1724B Kohlsmith Road
      Sold
      Sign in for price
      1724B Kohlsmith Road
      Detached
    • 1511 Queens Line
      Sold
      Sign in for price
      1511 Queens Line
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    231 Finnerty RoadThis home2 / 325,003,000$1,780,000ask———
    346 Foresters Falls Road3 / 21,500—
    1220 Westross Road4 / 32,000—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Cobden

    Active listings within ±20% of this asking price.

    • 231 Finnerty Road
      $1,599,900
      231 Finnerty Road
      Detached 2 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of ROYAL LEPAGE TEAM REALTY · displayed on Summitly per MLS® data-share rules

    231 Finnerty Road is a 2-bedroom, 3-bath, 2500-3000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 231 Finnerty Road built?

    231 Finnerty Road was built in 0-5. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  22. What is the property tax for 231 Finnerty Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for 231 Finnerty Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 231 Finnerty Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $1,780,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 231 Finnerty Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 231 Finnerty Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 231 Finnerty Road in?

    231 Finnerty Road is in Whitewater Region, Cobden. The 'Neighbourhood' section below links to the live Cobden real estate hub with average sold price, days on market, and current inventory.

  26. Is Cobden a good place to live?

    Cobden is one of ON's actively-tracked Summitly markets. The full Cobden real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 434 Stafford 2nd Line
    3 / 2
    1,100
    —
    22 Bamagillia Street3 / 21,500—
    1724B Kohlsmith Road4 / 32,500—
    1511 Queens Line2 / 1700—