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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage — RECO Registration #6018570.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 91 days

    321 Carriage Way

    Waterloo, ON·N2K 0C2·Near UNIVERSITY AVE. E. TO WOOLWICH ST.

    • 4 beds
    • 4 baths
    Waterloo real estate›X12941490
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to your dream home near prestigious Kiwanis Park! Built in 2018 and located in one of Waterloo's most desirable neighborhoods, this impeccably maintained residence by the original owner offers 4 bedrooms, 3 bathrooms, a double-car garage, and a Legal one-bedroom basement apartment with private entrance. The main floor features an inviting open-concept layout with a gourmet kitchen boasting quartz countertops, stainless steel appliances, and a walk-in pantry. The kitchen flows seamlessly into a bright and spacious dining and living room with a gas fireplace perfect for family living and entertaining. Upstairs, discover four bright bedrooms and a convenient laundry room. The spacious primary suite includes a walk-in closet and a private ensuite with a walk-in shower, freestanding tub, and private toilet room. The three additional bedrooms are generously sized, each with ample closet space, and they share a stylish family bath. All windows on the main and second floors are finished with elegant California shutters, blending function with timeless design. The fully legal basement apartment is a highlight, offering its own entrance, full kitchen, large bedroom, full bathroom with walk-in shower, and a versatile den/home office. With over-ground windows, the space enjoys excellent natural light and full privacy, ideal for in-laws, extended family, or rental income. Beyond the home, the location provides unmatched convenience close to Great schools, parks, shopping, and quick access to Highway 85. A rare opportunity for multi-generational living or smart investing in one of Waterloo's most desirable communities.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 8, 2026Previously listedNew$1,149,000 —X13541376View
    Mar 31, 2026ListedCurrentFor sale$1,199,000 —X12941490This page
    Jan 5, 2026Previously listedTer$1,234,900 —X12664900View
    Sep 20, 2025Previously listedExp$1,249,900 —X12417316View
    Sep 13, 2024Previously listedExp$1,600 —X9348967View
    Jun 12, 2024Previously listedTer$1,775 —X8439288View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 321 Carriage Way
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $5,890
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $652
    0.65% mill rate · ON
    The market

    How this home sits in the Waterloo market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Waterloo market right now

    Average sold price, days on market, and closed-transaction count for Waterloo — sourced from MLS®.

    • Avg sold price
      $752,966
      Last 30 days
    • Median sold price
      $695,000
      Middle of the market
    • Days on market
      30 d
      Avg from list to close
    • Closed last 30d
      308
      MLS® transactions
    Full Waterloo market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 321 Carriage Way — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 321 Carriage Way and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 321 Carriage Way listed for?

      321 Carriage Way is listed at $1,199,000 on the MLS® (listing X12941490). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 321 Carriage Way have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2500-3000 sqft
  2. Detached
  3. Asking
    $1,199,000
    $0 / sqft · MLS® X12941490
    Chat Zara
  4. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $888,500
    $817,420Confidence range$959,580
    Asking vs estimate
    ↑↑well-above
    +$310,500
    (+34.9%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 4 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Waterloo sell in about 30 days — this one has been listed 91 days.

    Avg sold price
    $752,966
    Median sold
    $695,000
    Avg days on market
    30
    Recently sold
    308
    See comparable sales
    AI highlights by Zara
    • The main floor features an inviting open-concept layout with a gourmet kitchen boasting quartz countertops, stainless steel appliances, and a walk-in pantry.
    • The kitchen flows seamlessly into a bright and spacious dining and living room with a gas fireplace perfect for family living and entertaining.
    • The spacious primary suite includes a walk-in closet and a private ensuite with a walk-in shower, freestanding tub, and private toilet room.
    • The fully legal basement apartment is a highlight, offering its own entrance, full kitchen, large bedroom, full bathroom with walk-in shower, and a versatile den/home office.
    Ask Zara a follow-up
    Sewer
  5. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    2
    Parking spaces
    4
    Driveway
    2
  6. Interior

    5
    Basement
    Apartment, Separate Entrance
    Family room
    N
    Kitchens
    1
    Total rooms
    6
    Elevator
    N
  7. Exterior & construction

    4
    Exterior
    Brick, Vinyl Siding
    Roof
    Shingles
    Foundation
    Concrete
    Pool
    None
  8. Listing & possession

    3
    Occupancy
    TBA(Flexible)
    Property style
    2-Storey
    Property class
    Detached
  9. Room-by-room · 12 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Ground level

    3 rooms
    • Living Room
      hardwood floor · fireplace · open concept
      22.1 × 12.1 ft
    • Dining Room
      tile floor · w/o to deck · combined w/kitchen
      23.0 × 12.4 ft
    • Kitchen
      tile floor · quartz counter · combined w/dining
      23.0 × 12.4 ft

    Second level

    5 rooms
    • Bedroom 2
      double closet · california shutters
      10.7 × 10.7 ft
    • Bedroom 4
      double closet · california shutters
      14.8 × 14.5 ft
    • Laundry
      ceramic floor · laundry sink
      10.3 × 6.1 ft
    • Bedroom 3
      walk-in closet(s) · california shutters
      13.9 × 10.8 ft
    • Primary Bedroom
      walk-in closet(s) · 4 pc ensuite · california shutters
      16.3 × 14.1 ft

    Basement level

    4 rooms
    • Living Room
      above grade window · combined w/dining · combined w/kitchen
      19.6 × 11.9 ft
    • Bedroom
      above grade window · vinyl floor · large closet
      16.1 × 12.3 ft
    • Kitchen
      vinyl floor · combined w/living · combined w/dining
      19.6 × 11.9 ft
    • Dining Room
      pot lights · combined w/kitchen · combined w/living
      19.6 × 11.9 ft
    Combined estimate
    $6,542
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $5,890
    /mo
    based on the purchase price of $1,199,000
    $239,800 cash
    $959,200 financed
    $807,898 total interest
    Monthly payment$5,890/ month
    Principal54%$959,200
    Interest46%$807,898

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Waterloo

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 50 Combermere Crescent
      Sold
      Sign in for price
      50 Combermere Crescent
      Detached
    • 455 Boettger Place
      Sold
      Sign in for price
      455 Boettger Place
      Detached
    • 439 Woodrow Drive
      Sold
      Sign in for price
      439 Woodrow Drive
      Detached
    • 729 Grand Banks Drive
      Sold
      Sign in for price
      729 Grand Banks Drive
      Detached
    • 620 Munich Circle
      Sold
      Sign in for price
      620 Munich Circle
      Detached
    • 525 Fallingbrook Drive
      Sold
      Sign in for price
      525 Fallingbrook Drive
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    321 Carriage WayThis home4 / 425,003,000$1,199,000ask———
    50 Combermere Crescent3 / 31,100—
    455 Boettger Place3 / 2700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Waterloo

    Active listings within ±20% of this asking price.

    • 266 Hazel Street
      $1,296,000
      266 Hazel Street
      Detached 3 1
    • 610 Violet Street
      $1,050,000
      610 Violet Street
      Detached 3 3
    • 138 Flanders Road
      $999,999
      138 Flanders Road
      Detached 3 3
    • 121 Steeplechase Way
      $997,700
      121 Steeplechase Way
      Detached 4 4
    • 600 Coppercroft Court
      $1,299,000
      600 Coppercroft Court
      Detached 5 4
    • 337 Marlowe Drive
      $1,149,900
      337 Marlowe Drive
      Detached 3 4
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  10. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  11. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  12. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  13. Public listing courtesy of RIGHT AT HOME REALTY · displayed on Summitly per MLS® data-share rules

    321 Carriage Way is a 4-bedroom, 4-bath, 2500-3000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  14. When was 321 Carriage Way built?

    The year built for 321 Carriage Way isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  15. What is the property tax for 321 Carriage Way?

    The 'Property tax' tab in the History section shows the most recent annual tax for 321 Carriage Way plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  16. How much would the monthly mortgage be on 321 Carriage Way?

    The affordability calculator on this page shows an estimated monthly mortgage for $1,199,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  17. Has 321 Carriage Way been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 321 Carriage Way with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  18. What neighbourhood is 321 Carriage Way in?

    321 Carriage Way is in Waterloo, Waterloo. The 'Neighbourhood' section below links to the live Waterloo real estate hub with average sold price, days on market, and current inventory.

  19. Is Waterloo a good place to live?

    Waterloo is one of ON's actively-tracked Summitly markets. The full Waterloo real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  20. 439 Woodrow Drive
    4 / 2
    2,000
    —
    729 Grand Banks Drive3 / 31,500—
    620 Munich Circle3 / 41,500—
    525 Fallingbrook Drive3 / 2700—