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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage — RECO Registration #6018570.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 27 days

    135 Fire 10e Route

    ·North Kawartha, ON··

    • 3 beds
    North Kawartha real estate›X13499822
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    An extraordinary family compound on iconic Stony Lake, one of the most sought-after lakes in the Kawarthas. This one-of-a-kind waterfront estate is a masterful blend of rustic elegance and timeless architectural design, crafted with reclaimed barn wood, hand-hewn timbers, and buff stone that seamlessly integrate into the natural landscape as though they had risen organically from the Canadian Shield itself. Privately set on 4.57 acres with 240 feet of pristine waterfront in a sheltered bay, the property offers breathtaking panoramic views across Stony Lake, exceptional swimming, & an unmatched sense of tranquillity. Expansive open lawns, mature trees, & natural woodland create the ultimate setting for family gatherings, entertaining, & lakeside living. A classic covered porch welcomes you into an impressive open foyer highlighted by a dramatic stone staircase overlooking the great room. Soaring cathedral ceilings w/ feature hammer-truss beams, a magnificent stone fireplace, & walls of glass frame spectacular lake views while walkouts lead to large entertaining decks overlooking the waterfront. The beautifully appointed chef's kitchen features quartz countertops, premium finishes, & an inviting dining area w/ walkouts to both a covered lakeside porch with exterior stone fireplace & a screened Muskoka rm designed for effortless outdoor dining & entertaining. The main floor primary retreat captures bold lake views & offers a luxurious 5-pc ensuite with soaker tub & an oversized walk-in closet. Above, the loft level provides the ideal gathering space for younger family members with a spacious family room & additional sleeping quarters. The fully finished lower level has heated floors and is designed for entertaining & extended family stays, complete with a large recreation room, TV lounge, second stone f/p, walkout to a covered patio, 3 additional bedrooms, & a 4-piece bath for overnight guests. Oversized 4 car garage ideal for boat & cottage toy storage. See Virtual Tour

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 29, 2026ListedCurrentFor sale$3,999,999 —X13499822This page
    Jun 12, 2026Previously listedTer$4,299,900 —X13439250View
    May 13, 2026Previously listedTer$4,499,900 —X13120400View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      5
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 135 Fire 10e Route
    What's nearby

    Points of interest classified by the MLS® feed.

    • Beach
    • Clear View
    • Lake/Pond
    • Level
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $19,651
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $1,205
    0.36% mill rate · ON
    The market

    How this home sits in the North Kawartha market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The North Kawartha market right now

    Average sold price, days on market, and closed-transaction count for North Kawartha — sourced from MLS®.

    • Avg sold price
      $855,592
      Last 30 days
    • Median sold price
      $577,500
      Middle of the market
    • Days on market
      40 d
      Avg from list to close
    • Closed last 30d
      36
      MLS® transactions
    Full North Kawartha market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 135 Fire 10e Route — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 135 Fire 10e Route and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 135 Fire 10e Route listed for?

      135 Fire 10e Route is listed at $3,999,999 on the MLS® (listing X13499822). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 135 Fire 10e Route have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 4 baths
  2. 3500-5000 sqft
  3. Detached
  4. Built 16-30
  5. 2-4.99 ac lot
  6. Asking
    $3,999,999
    $0 / sqft · MLS® X13499822
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $855,592
    $787,145Confidence range$924,039
    Asking vs estimate
    ↑↑well-above
    +$3,144,407
    (+367.5%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in North Kawartha sell in about 40 days — this one has been listed 27 days.

    Avg sold price
    $855,592
    Median sold
    $577,500
    Avg days on market
    40
    Recently sold
    36
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    AI highlights by Zara
    • Privately set on 4.57 acres with 240 feet of pristine waterfront in a sheltered bay, the property offers breathtaking panoramic views across Stony Lake, exceptional swimming, & an unmatched sense of tranquillity.
    • Soaring cathedral ceilings w/ feature hammer-truss beams, a magnificent stone fireplace, & walls of glass frame spectacular lake views while walkouts lead to large entertaining decks overlooking the waterfront.
    • The main floor primary retreat captures bold lake views & offers a luxurious 5-pc ensuite with soaker tub & an oversized walk-in closet.
    • Oversized 4 car garage ideal for boat & cottage toy storage.
    Ask Zara a follow-up
    Well
    Sewer
    Septic
  8. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    4
    Parking spaces
    16
    Driveway
    Private
  9. Interior

    5
    Basement
    Finished with Walk-Out, Full, Separate Entrance, Walk-Out
    Family room
    Y
    Kitchens
    1
    Total rooms
    9
    Laundry level
    Main Level
  10. Exterior & construction

    6
    Exterior
    Stone, Wood
    Roof
    Asphalt Shingle
    Foundation
    Poured Concrete
    View
    Bay, Clear, Lake, Panoramic, Water
    Waterfront
    Y
    Pool
    None
  11. Lot & land

    1
    Year built
    16-30
  12. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    Bungalow
    Property class
    Detached
  13. Room-by-room · 13 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    7 rooms
    • Bedroom 2
      3 pc ensuite · hardwood floor · double closet
      14.5 × 20.8 ft
    • Primary Bedroom
      overlook water · gas fireplace · 5 pc ensuite
      17.2 × 17.5 ft
    • Great Room
      cathedral ceiling(s) · 2 way fireplace · beamed ceilings
      19.2 × 24.3 ft
    • Dining Room
      w/o to porch · w/o to deck · open concept
      13.4 × 12.8 ft
    • Living Room
      b/i bookcase · 2 way fireplace · hardwood floor
      11.8 × 19.8 ft
    • Kitchen
      centre island · open concept · quartz counter
      13.4 × 14.6 ft
    • Laundry
      8.5 × 8.6 ft

    Upper level

    2 rooms
    • Family Room
      vaulted ceiling(s) · open concept · 2 way fireplace
      27.5 × 30.7 ft
    • Bedroom 3
      2 way fireplace · b/i bookcase · broadloom
      17.4 × 15.7 ft

    Lower level

    4 rooms
    • Bedroom
      Hardwood Floor
      14.6 × 24.0 ft
    • Bedroom 4
      overlook water · hardwood floor · double closet
      13.1 × 15.4 ft
    • Bedroom 5
      double closet · hardwood floor · overlook water
      12.4 × 15.6 ft
    • Recreation
      gas fireplace · w/o to patio · open concept
      43.4 × 36.7 ft
  14. Waterfront
  15. Wooded/Treed
  16. Combined estimate
    $20,856
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $19,651
    /mo
    based on the purchase price of $3,999,999
    $800,000 cash
    $3,199,999 financed
    $2,695,239 total interest
    Monthly payment$19,651/ month
    Principal54%$3,199,999
    Interest46%$2,695,239

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    or send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in North Kawartha

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 5661 Highway 28
      Sold
      Sign in for price
      5661 Highway 28
      Detached
    • 754 Loucks Lake Wao
      Sold
      Sign in for price
      754 Loucks Lake Wao
      Detached
    • 342 Jack Lake Road
      Sold
      Sign in for price
      342 Jack Lake Road
      Detached
    • 287 Doc Evans Road
      Sold
      Sign in for price
      287 Doc Evans Road
      Detached
    • 89 Hill Crest Road
      Sold
      Sign in for price
      89 Hill Crest Road
      Detached
    • 25 Garden Island
      Sold
      Sign in for price
      25 Garden Island
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    135 Fire 10e RouteThis home3 / 435,005,000$3,999,999ask———
    5661 Highway 283 / 21,100—
    754 Loucks Lake Wao3 / 1700—
    Sold prices are hidden under TRREB rules. to reveal them.

    More detacheds in North Kawartha

    Active listings within ±20% of this asking price.

    • 2946 Stony Lake, Quarry Island
      $3,200,000
      2946 Stony Lake, Quarry Island
      Detached 4 4
    • 2485 Fire Route 51
      $3,800,000
      2485 Fire Route 51
      Detached 2 5
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of Homesmiths Real Estate Ltd. · displayed on Summitly per MLS® data-share rules

    135 Fire 10e Route is a 3-bedroom, 4-bath, 3500-5000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 135 Fire 10e Route built?

    135 Fire 10e Route was built in 16-30. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  22. What is the property tax for 135 Fire 10e Route?

    The 'Property tax' tab in the History section shows the most recent annual tax for 135 Fire 10e Route plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 135 Fire 10e Route?

    The affordability calculator on this page shows an estimated monthly mortgage for $3,999,999 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 135 Fire 10e Route been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 135 Fire 10e Route with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 135 Fire 10e Route in?

    135 Fire 10e Route is in North Kawartha, North Kawartha. The 'Neighbourhood' section below links to the live North Kawartha real estate hub with average sold price, days on market, and current inventory.

  26. Is North Kawartha a good place to live?

    North Kawartha is one of ON's actively-tracked Summitly markets. The full North Kawartha real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 342 Jack Lake Road
    3 / 2
    1,500
    —
    287 Doc Evans Road4 / 11,100—
    89 Hill Crest Road3 / 21,100—
    25 Garden Island3 / 1700—