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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage — RECO Registration #6018570.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

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For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 12 days

    95 ZIRALDO Road

    ·St. Catharines, ON··

    • 3 beds
    St. Catharines real estate›X8499896
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
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      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    This absolutely beautiful 4 bedroom, 3 bathroom home is located on one of the most desirable streets in St. Catharines. In just a few minutes you can get to the walking bridge to Port Dalhousie, and enjoy the beach and all the quaint shops and restaurants, or walk the new pier. The gorgeous backyard is over 320 feet deep, and has been designed with everything you could want, including a new deck and a wonderful hot tub for the ultimate relaxation, a pool and a 2nd deck (fenced and gated), and a huge detached garage/shop/man-cave/she-shack (20’X29.5’). Beautiful trees line both sides of the fenced-in yard, providing great shade and privacy in the warmer months. You will feel like you're living in the country, with all the conveniences of city living. Inside, you'll find a pristine home, with three spacious bedrooms upstairs, including a large primary bedroom with a walk-in closet and great views of the manicured backyard. The main level is perfect for family living or entertaining, with a cozy wood burning fireplace in the family room, large windows all around, all updated flooring, and even a main floor laundry room and another bright living room. There have been too many updates to mention them all here, but they include all the kitchen appliances, washer and dryer, many of the interior and exterior doors, the windows in the basement, new air conditioner, fencing in the back yard, two decks & pergola, new sod, underground irrigation in the front yard, most of the interior lights and pot lights, exterior lights, hot water tank (that is owned!), California shutters throughout the house, and the large detached shop in the back (built with permits). The basement has a huge rec room with a great woodstove for cold winter days, and tons of built in storage, and another bedroom (currently used as an office), and a three piece washroom and cold cellar for plenty of storage. This is one home you need to see in person-book an appointment today, and you will fall in love!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 4, 2026Previously listedPc$959,000 —X13414896View
    Mar 30, 2023ListedCurrentFor sale$1,050,000 —X8499896This page
    Mar 2, 2023Previously listedTer$1,100,000 —X8500421View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 95 ZIRALDO Road
    What's nearby

    Points of interest classified by the MLS® feed.

    • Hospital
    • Major Highway
    • Public Transit
    • Park
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $5,158
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $504
    0.58% mill rate · ON
    The market

    How this home sits in the St. Catharines market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The St. Catharines market right now

    Average sold price, days on market, and closed-transaction count for St. Catharines — sourced from MLS®.

    • Avg sold price
      —
      Last 30 days
    • Median sold price
      —
      Middle of the market
    • Days on market
      —
      Avg from list to close
    • Closed last 30d
      —
      MLS® transactions
    Full St. Catharines market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 95 ZIRALDO Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 95 ZIRALDO Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 95 ZIRALDO Road listed for?

      95 ZIRALDO Road is listed at $1,050,000 on the MLS® (listing X8499896). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 95 ZIRALDO Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 1500-2000 sqft
  3. Detached
  4. Built 31-50
  5. < .50 ac lot
  6. Asking
    $1,050,000
    $0 / sqft · MLS® X8499896
    Chat Zara
    95 ZIRALDO Road — photo 4
  7. Zara AI Estimate
    Live valuation

    Not enough neighbourhood comparable data yet to estimate this listing. Chat with Zara for a private valuation.

    Ask Zara
    Market analytics

    Live market data for St. Catharines.

    Avg sold price
    —
    Median sold
    —
    Avg days on market
    —
    Recently sold
    —
    See comparable sales
    AI highlights by Zara
    • This absolutely beautiful 4 bedroom, 3 bathroom home is located on one of the most desirable streets in St.
    • Beautiful trees line both sides of the fenced-in yard, providing great shade and privacy in the warmer months.
    • You will feel like you're living in the country, with all the conveniences of city living.
    • Inside, you'll find a pristine home, with three spacious bedrooms upstairs, including a large primary bedroom with a walk-in closet and great views of the manicured backyard.
    Ask Zara a follow-up
    Sewer
  8. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    4
    Parking spaces
    10
    Driveway
    Private Double, Other
  9. Interior

    4
    Basement
    Finished, Full
    Kitchens
    1
    Total rooms
    10
    Elevator
    N
  10. Exterior & construction

    4
    Exterior
    Metal/Steel Siding, Brick Front
    Roof
    Asphalt Shingle
    Foundation
    Poured Concrete
    Pool
    Above Ground
  11. Lot & land

    3
    Year built
    31-50
    Lot dimensions
    324.27 x 49.13
    Zoning
    R1
  12. Listing & possession

    3
    Occupancy
    flexible
    Property style
    2-Storey
    Property class
    Detached
  13. Combined estimate
    $5,662
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $5,158
    /mo
    based on the purchase price of $1,050,000
    $210,000 cash
    $840,000 financed
    $707,500 total interest
    Monthly payment$5,158/ month
    Principal54%$840,000
    Interest46%$707,500

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    or send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in St. Catharines

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 9 Blain Place
      Sold
      Sign in for price
      9 Blain Place
      Detached
    • 2 Monro Street
      Sold
      Sign in for price
      2 Monro Street
      Detached
    • 33 Adel Drive
      Sold
      Sign in for price
      33 Adel Drive
      Detached
    • 17 St. Louis Place
      Sold
      Sign in for price
      17 St. Louis Place
      Detached
    • 663 Geneva Street
      Sold
      Sign in for price
      663 Geneva Street
      Detached
    • 1662 Second Avenue
      Sold
      Sign in for price
      1662 Second Avenue
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    95 ZIRALDO RoadThis home3 / 315,002,000$1,050,000ask———
    9 Blain Place2 / 1700—
    2 Monro Street4 / 21,100—
    Sold prices are hidden under TRREB rules. to reveal them.

    More detacheds in St. Catharines

    Active listings within ±20% of this asking price.

    • 245 Riverview Boulevard
      $849,900
      245 Riverview Boulevard
      Detached 2 2
    • 16 OLDE SCHOOL Court
      $959,990
      16 OLDE SCHOOL Court
      Detached 3 3
    • 18 Prince Charles Drive
      $876,400
      18 Prince Charles Drive
      Detached 3 3
    • 3 Fosh Court
      $1,100,000
      3 Fosh Court
      Detached 3 4
    • 57 Goodman Crescent
      $979,999
      57 Goodman Crescent
      Detached 4 3
    • 211 First Street Louth
      $959,000
      211 First Street Louth
      Detached 3 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  14. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  15. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  16. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  17. Public listing courtesy of RE/MAX NIAGARA REALTY LTD.BROKERAGE · displayed on Summitly per MLS® data-share rules

    95 ZIRALDO Road is a 3-bedroom, 3-bath, 1500-2000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  18. When was 95 ZIRALDO Road built?

    95 ZIRALDO Road was built in 31-50. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  19. What is the property tax for 95 ZIRALDO Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for 95 ZIRALDO Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  20. How much would the monthly mortgage be on 95 ZIRALDO Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $1,050,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  21. Has 95 ZIRALDO Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 95 ZIRALDO Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  22. What neighbourhood is 95 ZIRALDO Road in?

    95 ZIRALDO Road is in Martindale Pond, St. Catharines. The 'Neighbourhood' section below links to the live St. Catharines real estate hub with average sold price, days on market, and current inventory.

  23. Is St. Catharines a good place to live?

    St. Catharines is one of ON's actively-tracked Summitly markets. The full St. Catharines real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  24. 33 Adel Drive
    3 / 2
    1,100
    —
    17 St. Louis Place3 / 21,100—
    663 Geneva Street2 / 2700—
    1662 Second Avenue4 / 32,500—