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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 122 daysPrice drop · $100,000 off (-6.1%)

    608 SPITHEAD Road

    The Islands·Gananoque, ON·K7G 2V6·Near Highwat 2 East, South of Howe Island Ferry Road. First right turn from Island ferry dock

    Gananoque real estate›X9021240
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

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    Overview

    What this listing tells us

    Property description

    Beautifully renovated over the last five years, this all-brick bungalow is set on a mature park-like estate lot with rare level shoreline leading to 149.2’ of waterfront. Designed strategically so that the principle rooms look out over the water, you will never tire of the view across the bay. With tall windows and vaulted ceilings, this home is bathed in light. The open concept living area is well suited to entertaining, flowing seamlessly from the family room with propane fireplace to the bright dining area served by the classic white kitchen. The formal living room is adjacent to the front foyer. There are three bedrooms and two full baths on the main floor, including an ensuite. Inside entry from the double garage leads to a spacious mudroom/laundry. On the lower level there is a den and third full bathroom, plus plenty of storage and areas to develop to perfectly suit your needs. From the family room patio doors, enjoy the back interlocking patio overlooking the gently sloping lawn to the shoreline and concrete and steel U-shaped dock. From the shelter of Cassidy’s Bay, paddle, sail or boat on the St. Lawrence and throughout the spectacular Thousand Islands. Howe Island is a richly diverse recreational paradise, with world-class sailing, power boating and water sports. The waters are crystal clear, excellent for swimming and paddling. It is also a great place for running, cycling and walking in a rural setting. Peaceful Howe Island bays and inlets are a popular natural habitat for migratory birds including white swans and loons. Two on-demand ferry services connect the island with the mainland, with crossings under 10 minutes. The main ferry (west) is just 17km from Kingston City Hall, fine dining, arts and culture; the east ferry is just five minutes to Gananoque, making the resources and amenities of these two communities convenient to the residents of the island. Howe Island is about a three hour drive from Toronto, Montreal, Ottawa and Syracuse.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 14, 2026Price reducedCurrentReduced$1,550,000−$100,000 (6.1%)X9021240This page
    Apr 23, 2026SoldSold$425,000−$24,900 (5.5%)X12838120View
    Mar 2, 2026Previously listedSld$449,900 —X12838120View
    Nov 26, 2025Previously listedExp$449,900 —X12579072View
    Sep 5, 2023Previously listedExp$1,249,900 —X9022952View
    Aug 8, 2023Previously listedExp$1,249,900 —X9026523View
    Mar 31, 2023ListedCurrentFor sale$1,650,000 —X9021240This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      3
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      2
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 608 SPITHEAD Road
    What's nearby

    Points of interest classified by the MLS® feed.

    • Golf
    • Hospital
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $7,615
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $411
    0.32% mill rate · ON
    The market

    How this home sits in the Gananoque market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Gananoque market right now

    Average sold price, days on market, and closed-transaction count for Gananoque — sourced from MLS®.

    • Avg sold price
      $791,767
      Last 30 days
    • Median sold price
      $560,000
      Middle of the market
    • Days on market
      51 d
      Avg from list to close
    • Closed last 30d
      42
      MLS® transactions
    Full Gananoque market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 608 SPITHEAD Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 608 SPITHEAD Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 608 SPITHEAD Road listed for?

      608 SPITHEAD Road is listed at $1,550,000 on the MLS® (listing X9021240). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 608 SPITHEAD Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

    • 3 beds
    • 2 baths
    • 1500-2000 sqft
    • Detached
    • Built 31-50
    • .50-1.99 ac lot
    Asking
    $1,550,000
    $0 / sqft · MLS® X9021240
    Chat Zara
    608 SPITHEAD Road — photo 4
  1. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $791,767
    $728,426Confidence range$855,108
    Asking vs estimate
    ↑↑well-above
    +$758,233
    (+95.8%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Gananoque sell in about 51 days — this one has been listed 122 days.

    Avg sold price
    $791,767
    Median sold
    $560,000
    Avg days on market
    51
    Recently sold
    42
    See comparable sales
    AI highlights by Zara
    • Beautifully renovated over the last five years, this all-brick bungalow is set on a mature park-like estate lot with rare level shoreline leading to 149.2’ of waterfront.
    • With tall windows and vaulted ceilings, this home is bathed in light.
    • The open concept living area is well suited to entertaining, flowing seamlessly from the family room with propane fireplace to the bright dining area served by the classic white kitchen.
    • Inside entry from the double garage leads to a spacious mudroom/laundry.
    Ask Zara a follow-up

    Parking & garage

    4
    Garage
    Attached
    Garage spaces
    2
    Parking spaces
    6
    Driveway
    Private Double, Other
  2. Interior

    4
    Basement
    Walk-Up, Partially Finished
    Kitchens
    1
    Total rooms
    10
    Elevator
    N
  3. Exterior & construction

    6
    Exterior
    Brick
    Roof
    Shingles, Asphalt Shingle
    Foundation
    Poured Concrete
    View
    Bay
    Waterfront
    Y
    Pool
    None
  4. Lot & land

    4
    Year built
    31-50
    Lot dimensions
    x 200.05
    Lot features
    Irregular Lot
    Zoning
    Code 313 Rural Residential
  5. Listing & possession

    3
    Occupancy
    1-29Days
    Property style
    Bungalow
    Property class
    Detached
  6. Combined estimate
    $8,026
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $7,615
    /mo
    based on the purchase price of $1,550,000
    $310,000 cash
    $1,240,000 financed
    $1,044,405 total interest
    Monthly payment$7,615/ month
    Principal54%$1,240,000
    Interest46%$1,044,405

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Gananoque

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 3658 Highway 2
      Sold
      Sign in for price
      3658 Highway 2
      Detached
    • 193 Elizabeth Drive
      Sold
      Sign in for price
      193 Elizabeth Drive
      Detached
    • 317 Nalon Road
      Sold
      Sign in for price
      317 Nalon Road
      Detached
    • 365 Oak Street
      Sold
      Sign in for price
      365 Oak Street
      Detached
    • 1890 Howe Island Drive
      Sold
      Sign in for price
      1890 Howe Island Drive
      Detached
    • 199 North Shore Road
      Sold
      Sign in for price
      199 North Shore Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    608 SPITHEAD RoadThis home3 / 215,002,000$1,550,000ask———
    3658 Highway 23 / 2700—
    193 Elizabeth Drive3 / 21,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Gananoque

    Active listings within ±20% of this asking price.

    • 2576 Howe Island Drive
      $1,499,900
      2576 Howe Island Drive
      Detached 4 3
    • 50 - 60 Water Street
      $1,595,000
      50 - 60 Water Street
      Detached 4 4
    • 255 Good Friend Drive
      $1,389,900
      255 Good Friend Drive
      Detached 3 3
    • 550 Queen Street
      $1,580,000
      550 Queen Street
      Detached 4 4
    • 220 Havenwood Trail
      $1,375,000
      220 Havenwood Trail
      Detached 3 3
    • 99 King Street
      $1,550,000
      99 King Street
      Detached 3 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  7. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  8. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  9. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  10. Public listing courtesy of Chestnut Park Real Estate Ltd., Brokerage · displayed on Summitly per MLS® data-share rules

    608 SPITHEAD Road is a 3-bedroom, 2-bath, 1500-2000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  11. When was 608 SPITHEAD Road built?

    608 SPITHEAD Road was built in 31-50. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  12. What is the property tax for 608 SPITHEAD Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for 608 SPITHEAD Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  13. How much would the monthly mortgage be on 608 SPITHEAD Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $1,550,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  14. Has 608 SPITHEAD Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 608 SPITHEAD Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  15. What neighbourhood is 608 SPITHEAD Road in?

    608 SPITHEAD Road is in The Islands, Gananoque. The 'Neighbourhood' section below links to the live Gananoque real estate hub with average sold price, days on market, and current inventory.

  16. Is Gananoque a good place to live?

    Gananoque is one of ON's actively-tracked Summitly markets. The full Gananoque real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  17. 317 Nalon Road
    3 / 3
    1,500
    —
    365 Oak Street3 / 2700—
    1890 Howe Island Drive2 / 31,100—
    199 North Shore Road2 / 21,100—