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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage — RECO Registration #6018570.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 2 days ago

    10 Baltic Circle

    Waterford·Norfolk, ON·N0E 1Y0·Near HARRISON STREET

    • 3 beds
    Norfolk real estate›X13583430
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    ALL Offers welcome with 24 hours irrevocable. Immediate possession available. 10 Baltic Circle is a classic brick bungalow built in 1989 located in a quiet cul-de-sac in the charming town of Waterford, Ontario. Main floor features include 3 bedrooms, an ensuite 3-piece bathroom, a common 4-piece bathroom, living room w/doors to the back deck, a formal dining room, a fully renovated kitchen and main floor laundry. There is access to the garage, as well as a side entrance to the home. There's potential for a seperate family residence in the basement. There's a large rec-room area, an entertainment/quiet room, a 2-piece bathroom, a large utility room and additional living space that could be converted to another bedroom or office space. Updates to this home include, new windows (Dayside Windows w/35 year transferrable warranty), leaf guards for the eavestroughs, water softener (owned) approx. 2 years old, pool heater (owned) approx. 3 years old. Outside is where you will want to live this summer. Enjoy the large composite deck, the above ground pool! It's the perfect place for family gatherings. There's also a small pond with goldfish, a storage shed with a playhouse on the top and a side yard with artificial turf. If you love Waterford and everything Norfolk County has to offer, we are sure 10 Baltic Circle will be the place for you and your family to enjoy all the days of your lives. Book your viewing today!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 20, 2026ListedCurrentFor sale$599,999 —X13583430This page
    May 27, 2026Previously listedTer$679,900 —X13205980View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 10 Baltic Circle
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,948
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $353
    0.71% mill rate · ON
    The market

    How this home sits in the Norfolk market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Norfolk market right now

    Average sold price, days on market, and closed-transaction count for Norfolk — sourced from MLS®.

    • Avg sold price
      $675,759
      Last 30 days
    • Median sold price
      $585,000
      Middle of the market
    • Days on market
      54 d
      Avg from list to close
    • Closed last 30d
      143
      MLS® transactions
    Full Norfolk market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 10 Baltic Circle — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 10 Baltic Circle and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 10 Baltic Circle listed for?

      10 Baltic Circle is listed at $599,999 on the MLS® (listing X13583430). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 10 Baltic Circle have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 1100-1500 sqft
  3. Detached
  4. Asking
    $599,999
    $0 / sqft · MLS® X13583430
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $675,759
    $621,698Confidence range$729,820
    Asking vs estimate
    ↓below
    −$75,760
    (-11.2%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Norfolk sell in about 54 days — this one has been listed 2 days.

    Avg sold price
    $675,759
    Median sold
    $585,000
    Avg days on market
    54
    Recently sold
    143
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    • Main floor features include 3 bedrooms, an ensuite 3-piece bathroom, a common 4-piece bathroom, living room w/doors to the back deck, a formal dining room, a fully renovated kitchen and main floor laundry.
    • There is access to the garage, as well as a side entrance to the home.
    • There's potential for a seperate family residence in the basement.
    • Enjoy the large composite deck, the above ground pool!
    Ask Zara a follow-up
    Sewer
  6. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    1
    Parking spaces
    3
    Driveway
    Private
  7. Interior

    4
    Basement
    Full
    Family room
    N
    Kitchens
    1
    Total rooms
    8
  8. Exterior & construction

    4
    Exterior
    Brick
    Roof
    Metal
    Foundation
    Concrete
    Pool
    Above Ground
  9. Lot & land

    1
    Zoning
    R1-A
  10. Listing & possession

    3
    Occupancy
    TO BE ARRANGED
    Property style
    Bungalow
    Property class
    Detached
  11. Combined estimate
    $3,301
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,948
    /mo
    based on the purchase price of $599,999
    $120,000 cash
    $479,999 financed
    $404,285 total interest
    Monthly payment$2,948/ month
    Principal54%$479,999
    Interest46%$404,285

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Norfolk

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 165 Newport Lane
      Sold
      Sign in for price
      165 Newport Lane
      Detached
    • 2831 Lakeshore Road
      Sold
      Sign in for price
      2831 Lakeshore Road
      Detached
    • 477 Church Street
      Sold
      Sign in for price
      477 Church Street
      Detached
    • 168 Montclair Crescent
      Sold
      Sign in for price
      168 Montclair Crescent
      Detached
    • 721 CHARLOTTVILLE RD 8 Road
      Sold
      Sign in for price
      721 CHARLOTTVILLE RD 8 Road
      Detached
    • 7 Adams Street
      Sold
      Sign in for price
      7 Adams Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    10 Baltic CircleThis home3 / 311,001,500$599,999ask———
    165 Newport Lane3 / 42,000—
    2831 Lakeshore Road2 / 1700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Norfolk

    Active listings within ±20% of this asking price.

    • 822 Main Street
      $574,900
      822 Main Street
      Detached 3 3
    • 7 Greenock Street
      $499,900
      7 Greenock Street
      Detached 4 2
    • 866 Norfolk County Road 28 Road
      $639,900
      866 Norfolk County Road 28 Road
      Detached 4 1
    • 21 Long Point Boulevard
      $519,900
      21 Long Point Boulevard
      Detached 2 2
    • 2 Normandy Court
      $579,000
      2 Normandy Court
      Detached 3 2
    • 6 Price Street
      $575,000
      6 Price Street
      Detached 4 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  12. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  13. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  14. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  15. Public listing courtesy of ROYAL LEPAGE TRIUS REALTY · displayed on Summitly per MLS® data-share rules

    10 Baltic Circle is a 3-bedroom, 3-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  16. When was 10 Baltic Circle built?

    The year built for 10 Baltic Circle isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  17. What is the property tax for 10 Baltic Circle?

    The 'Property tax' tab in the History section shows the most recent annual tax for 10 Baltic Circle plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  18. How much would the monthly mortgage be on 10 Baltic Circle?

    The affordability calculator on this page shows an estimated monthly mortgage for $599,999 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  19. Has 10 Baltic Circle been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 10 Baltic Circle with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  20. What neighbourhood is 10 Baltic Circle in?

    10 Baltic Circle is in Waterford, Norfolk. The 'Neighbourhood' section below links to the live Norfolk real estate hub with average sold price, days on market, and current inventory.

  21. Is Norfolk a good place to live?

    Norfolk is one of ON's actively-tracked Summitly markets. The full Norfolk real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  22. 477 Church Street
    2 / 1
    700
    —
    168 Montclair Crescent3 / 2700—
    721 CHARLOTTVILLE RD 8 Road7 / 33,000—
    7 Adams Street3 / 11,100—