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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage — RECO Registration #6018570.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

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For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 54 days

    Unit C5 12SC — 1003 MATTHEWS Drive

    Watt·Muskoka Lakes, ON·P0B 1P0·Near Windermere Road & Matthews Drive

    • 3 beds
    Muskoka Lakes real estate›X13216334
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    CHECK OUT THIS AFFORDABLE WAY TO ENJOY A LUXURY MUSKOKA COTTAGE LIFESTYLE - Overlooking beautiful Lake Rosseau, The Cottages at Windermere is a pet-free EQUITY fractional ownership property. Cottage #5 is special - it only has 4 owners, with each having 12 WEEKS usage. IMAGINE having COMPLETELY CAREFREE time at the cottage where someone else looks after all of the maintenance and you just get to relax & enjoy. South-west exposure, amazing lake views & sunsets abound. Sand beach, public docking, marina amenities & golf course are also conveniently at hand. Plenty of room for family and friends - sleeps 8 with 3BRs plus den. 2,275 sq.ft. interior plus over 800 sq.ft. of outdoor space to enjoy. Property sits adjacent to the historic Windermere House lakeside resort where 5-star service at restaurants, spa and more are only steps away & now open 4 seasons. How does it work? YOU WILL ENJOY the same EIGHT (8) Fixed weeks EVERY YEAR, plus there are FOUR (4) MORE floating weeks included with Cottage 5 Fraction 12SC in every calendar year. A detailed schedule of weeks and FAQ's are available upon request. Act fast and your family, friends and/or renters can start enjoying all that Muskoka has to offer - right from this prime location on Lake Rosseau shores! PLEASE NOTE: 24 weeks of ownership in Cottage #5 is also available (buy both C5-12SC and C5-12SA) if desired - inquire for details and ask about the TRY BEFORE YOU BUY option.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    May 29, 2026ListedCurrentFor sale$254,900 —X13216334This page
    Oct 2, 2025Previously listedExp$275,000 —X12441690View
    Mar 25, 2025Previously listedExp$289,900 —X12041835View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      3
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 Unit C5 12SC — 1003 MATTHEWS Drive
    What's nearby

    Points of interest classified by the MLS® feed.

    • Golf
    • Beach
    • Clear View
    • Cul de Sac/Dead End
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $1,252
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $140
    0.66% mill rate · ON
    The market

    How this home sits in the Muskoka Lakes market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Muskoka Lakes market right now

    Average sold price, days on market, and closed-transaction count for Muskoka Lakes — sourced from MLS®.

    • Avg sold price
      $1,903,974
      Last 30 days
    • Median sold price
      $842,000
      Middle of the market
    • Days on market
      40 d
      Avg from list to close
    • Closed last 30d
      86
      MLS® transactions
    Full Muskoka Lakes market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into Unit C5 12SC — 1003 MATTHEWS Drive — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at Unit C5 12SC — 1003 MATTHEWS Drive and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is Unit C5 12SC — 1003 MATTHEWS Drive listed for?

      Unit C5 12SC — 1003 MATTHEWS Drive is listed at $254,900 on the MLS® (listing X13216334). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does Unit C5 12SC — 1003 MATTHEWS Drive have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 2000-2500 sqft
  3. Semi-Detached
  4. 2-4.99 ac lot
  5. Asking
    $254,900
    $0 / sqft · MLS® X13216334
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $1,903,974
    $1,751,656Confidence range$2,056,292
    Asking vs estimate
    ↓below
    −$1,649,074
    (-86.6%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Muskoka Lakes sell in about 40 days — this one has been listed 54 days.

    Avg sold price
    $1,903,974
    Median sold
    $842,000
    Avg days on market
    40
    Recently sold
    86
    See comparable sales
    • Cottage #5 is special - it only has 4 owners, with each having 12 WEEKS usage.
    • South-west exposure, amazing lake views & sunsets abound.
    • Plenty of room for family and friends - sleeps 8 with 3BRs plus den. 2,275 sq.ft. interior plus over 800 sq.ft. of outdoor space to enjoy.
    • Property sits adjacent to the historic Windermere House lakeside resort where 5-star service at restaurants, spa and more are only steps away & now open 4 seasons.
    Ask Zara a follow-up
    Other
    Sewer
    Septic
  7. Parking & garage

    3
    Garage
    None
    Parking spaces
    2
    Driveway
    Reserved/Assigned
  8. Interior

    6
    Basement
    Crawl Space
    Family room
    Y
    Kitchens
    1
    Total rooms
    13
    Laundry level
    Main Level
    Elevator
    N
  9. Exterior & construction

    6
    Exterior
    Wood , Stone
    Roof
    Asphalt Shingle
    Foundation
    Concrete Block
    View
    Beach, Panoramic, Lake
    Waterfront
    Y
    Pool
    Inground, Other, Outdoor
  10. Lot & land

    3
    Lot dimensions
    x 164.99
    Lot features
    Irregular Lot
    Zoning
    C1D
  11. Listing & possession

    3
    Occupancy
    Immediate if Desired
    Property style
    2-Storey
    Property class
    Semi-Detached
  12. Room-by-room · 13 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    7 rooms
    • Other
      finished · fireplace
      10.0 × 16.0 ft
    • Dining Room
      Open Concept
      11.5 × 23.0 ft
    • Laundry
      Separate Room
      9.4 × 6.1 ft
    • Utility Room
      Separate Room
      7.0 × 8.0 ft
    • Kitchen
      Double Sink
      18.6 × 11.7 ft
    • Bathroom
      2 Pc Bath
      7.4 × 3.5 ft
    • Living Room
      fireplace · separate room
      15.6 × 14.5 ft

    Second level

    6 rooms
    • Bedroom
      14.4 × 10.7 ft
    • Primary Bedroom
      Fireplace
      15.4 × 14.5 ft
    • Bathroom
      ensuite bath · 5 pc ensuite
      14.1 × 10.7 ft
    • Bedroom
      10.7 × 11.0 ft
    • Bathroom
      semi ensuite · 3 pc bath
      10.7 × 6.0 ft
    • Den
      12.1 × 8.2 ft
  13. Marina
  14. Waterfront
  15. Combined estimate
    $1,392
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $1,252
    /mo
    based on the purchase price of $254,900
    $50,980 cash
    $203,920 financed
    $171,754 total interest
    Monthly payment$1,252/ month
    Principal54%$203,920
    Interest46%$171,754

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

    Comparable semi-detacheds that just sold in Muskoka Lakes

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 1003 MATTHEWS Drive
      Sold
      Sign in for price
      1003 MATTHEWS Drive
      Semi-Detached
    • 1003 MATTHEWS Drive
      Sold
      Sign in for price
      1003 MATTHEWS Drive
      Semi-Detached
    • 3876 MUSKOKA ROAD 118
      Sold
      Sign in for price
      3876 MUSKOKA ROAD 118
      Semi-Detached
    • 1003 MATTHEWS Drive
      Sold
      Sign in for price
      1003 MATTHEWS Drive
      Semi-Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    Unit C5 12SC — 1003 MATTHEWS DriveThis home3 / 320,002,500$254,900ask———
    1003 MATTHEWS Drive3 / 32,000—
    1003 MATTHEWS Drive3 / 32,000—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More semi-detacheds in Muskoka Lakes

    Active listings within ±20% of this asking price.

    • 1003 MATTHEWS Drive
      $279,900
      1003 MATTHEWS Drive
      Semi-Detached 3 3
  16. AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of Chestnut Park Real Estate · displayed on Summitly per MLS® data-share rules

    Unit C5 12SC — 1003 MATTHEWS Drive is a 3-bedroom, 3-bath, 2000-2500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was Unit C5 12SC — 1003 MATTHEWS Drive built?

    The year built for Unit C5 12SC — 1003 MATTHEWS Drive isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  22. What is the property tax for Unit C5 12SC — 1003 MATTHEWS Drive?

    The 'Property tax' tab in the History section shows the most recent annual tax for Unit C5 12SC — 1003 MATTHEWS Drive plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on Unit C5 12SC — 1003 MATTHEWS Drive?

    The affordability calculator on this page shows an estimated monthly mortgage for $254,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has Unit C5 12SC — 1003 MATTHEWS Drive been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of Unit C5 12SC — 1003 MATTHEWS Drive with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is Unit C5 12SC — 1003 MATTHEWS Drive in?

    Unit C5 12SC — 1003 MATTHEWS Drive is in Watt, Muskoka Lakes. The 'Neighbourhood' section below links to the live Muskoka Lakes real estate hub with average sold price, days on market, and current inventory.

  26. Is Muskoka Lakes a good place to live?

    Muskoka Lakes is one of ON's actively-tracked Summitly markets. The full Muskoka Lakes real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 3876 MUSKOKA ROAD 118
    3 / 3
    1,679
    —
    1003 MATTHEWS Drive3 / 32,275—