Available on mobile

Take Summitly with you.

Browse listings, get instant alerts, and talk to your AI concierge — all from your pocket.

Download on theApp StoreGet it onGoogle Play

Weekly market briefing

The smartest move starts here.

Curated listings, price trends, and neighbourhood insights — delivered Sunday morning.

Summitly

Your trusted partner in real estate. We help you find your perfect home, make informed decisions, and connect with expert professionals across Canada.

Coldwell Banker Summit Realty

Explore

Map SearchBrowse ListingsBrowse RentalsSold HomesOpen Houses

Sell & Rent

Sell Your HomeHome ValuationList Your Rental — FreeRental PricingRenting on Summitly

Resources

CalculatorsGet Pre-QualifiedNews & InsightsGuidesAI ConciergeFranchise

Company

AboutContactFind a RealtorCareers — Join SummitlyFAQs
310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

Privacy PolicyTerms of UseCookiesSitemap

Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

    Summitly
    Buy
    Sell
    Rent
    Pre-con
    Meet ZaraMy HomeNews & Insights
    HomeBuySell
    For sale On market 362 days

    103 WHITES FALLS Road

    Baxter·Georgian Bay, ON·L0K 1S0·Near Hwy 400. Exit 162. Whites Falls Rd/Muskoka District Rd 34. SOP.

    • 4 beds
    Georgian Bay real estate›X12287566
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to your secluded Muskoka hideaway nestled amidst towering pines and the rugged beauty of the Canadian Shield. This just-built custom 4-bedroom fully furnished bungalow offers unparalleled privacy on a sprawling 4.32-acre lot. Step inside to discover a thoughtfully designed open-concept layout, where the kitchen, dining, and living areas flow effortlessly together. The kitchen boasts custom 10' high cabinetry, quartz countertops, and a farmhouse-style island sink, while the adjacent living room features a cozy propane fireplace framed by floor-to-ceiling surround and a convenient bar cabinet with quartz countertops and bar fridge. Retreat to the primary bedroom suite, complete with a 4-piece ensuite, vaulted ceiling, and private walkout to the deck, offering a quiet spot to enjoy your morning coffee amidst the trees. Three additional bedrooms provide ample space for family or guests, while a 4-piece main bath and 2-piece powder room ensure convenience for all. Outside, the expansive deck beckons for al fresco dining and relaxation, while a covered porch at the back offers shelter in any weather. For the ultimate in versatility, a detached 3-car garage with a loft provides additional living space, complete with a bedroom, 3-piece bath, and living area, perfect for guests or a home office. Never worry about power outages with the property's large Solar Grid, 12kw inverter, 20kw Batteries and 22.5kw auto start propane Generac Generator, ensuring peace of mind year-round. With ample room to roam and explore, you can create your own trails through this wilderness retreat, embracing the true essence of Muskoka living. Conveniently located near several lakes and Georgian Bay, outdoor enthusiasts will delight in endless opportunities for boating, fishing, golfing, skiing, and snowmobiling, while nearby stores and restaurants offer all the amenities you will need. Seller will consider a VTB to qualified buyers.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 16, 2025ListedCurrentFor sale$1,599,000 —X12287566This page
    Mar 1, 2024Previously listedTer$1,595,000 —X8104800View
    Mar 1, 2024Previously listedExp$1,595,000 —X10439608View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 103 WHITES FALLS Road
    What's nearby

    Points of interest classified by the MLS® feed.

    • Golf
    • Beach
    • Campground
    • Marina
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $7,855
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $19
    0.01% mill rate · ON
    The market

    How this home sits in the Georgian Bay market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Georgian Bay market right now

    Average sold price, days on market, and closed-transaction count for Georgian Bay — sourced from MLS®.

    • Avg sold price
      $1,065,053
      Last 30 days
    • Median sold price
      $815,000
      Middle of the market
    • Days on market
      52 d
      Avg from list to close
    • Closed last 30d
      31
      MLS® transactions
    Full Georgian Bay market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 103 WHITES FALLS Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 103 WHITES FALLS Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 103 WHITES FALLS Road listed for?

      103 WHITES FALLS Road is listed at $1,599,000 on the MLS® (listing X12287566). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 103 WHITES FALLS Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 2000-2500 sqft
  3. Detached
  4. Built 0-5
  5. 2-4.99 ac lot
  6. Asking
    $1,599,000
    $0 / sqft · MLS® X12287566
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $1,256,763
    $1,156,222Confidence range$1,357,304
    Asking vs estimate
    ↑↑well-above
    +$342,237
    (+27.2%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 4 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Georgian Bay sell in about 52 days — this one has been listed 362 days.

    Avg sold price
    $1,065,053
    Median sold
    $815,000
    Avg days on market
    52
    Recently sold
    31
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • This just-built custom 4-bedroom fully furnished bungalow offers unparalleled privacy on a sprawling 4.32-acre lot.
    • Step inside to discover a thoughtfully designed open-concept layout, where the kitchen, dining, and living areas flow effortlessly together.
    • Retreat to the primary bedroom suite, complete with a 4-piece ensuite, vaulted ceiling, and private walkout to the deck, offering a quiet spot to enjoy your morning coffee amidst the trees.
    • For the ultimate in versatility, a detached 3-car garage with a loft provides additional living space, complete with a bedroom, 3-piece bath, and living area, perfect for guests or a home office.
    Ask Zara a follow-up
    Well
    Sewer
    Septic
  8. Parking & garage

    4
    Garage
    Detached
    Garage spaces
    3
    Parking spaces
    7
    Driveway
    Private, Other
  9. Interior

    6
    Basement
    None
    Family room
    N
    Kitchens
    1
    Total rooms
    11
    Laundry level
    Main Level
    Elevator
    N
  10. Exterior & construction

    5
    Exterior
    Wood
    Roof
    Asphalt Shingle
    Foundation
    Concrete, Piers
    View
    Forest, Trees/Woods
    Pool
    None
  11. Lot & land

    4
    Year built
    0-5
    Lot dimensions
    0 x 663.59
    Lot features
    Irregular Lot
    Zoning
    RU
  12. Listing & possession

    3
    Possession
    2025-07-31T00:00:00.000-00:00
    Property style
    Bungalow-Raised
    Property class
    Detached
  13. Room-by-room · 11 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    11 rooms
    • Bedroom
      laminate · vaulted ceiling(s) · vinyl floor
      13.2 × 12.3 ft
    • Other
      laminate · vaulted ceiling(s) · vinyl floor
      10.8 × 6.0 ft
    • Bathroom
      laminate · vaulted ceiling(s) · vinyl floor
      7.5 × 3.8 ft
    • Kitchen
      balcony · double sink · laminate
      23.8 × 13.3 ft
    • Foyer
      balcony · laminate · vaulted ceiling(s)
      20.5 × 5.5 ft
    • Bedroom
      laminate · vaulted ceiling(s) · vinyl floor
      14.9 × 12.4 ft
    • Primary Bedroom
      balcony · ensuite bath · sliding doors
      17.2 × 14.8 ft
    • Bedroom
      laminate · vaulted ceiling(s) · vinyl floor
      14.9 × 12.3 ft
    • Laundry
      laminate · vaulted ceiling(s) · vinyl floor
      10.7 × 7.6 ft
    • Bathroom
      laminate · vaulted ceiling(s) · vinyl floor
      10.8 × 4.9 ft
    • Living Room
      balcony · fireplace · laminate
      23.8 × 18.2 ft
  14. Park
  15. Skiing
  16. Combined estimate
    $7,874
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $7,855
    /mo
    based on the purchase price of $1,599,000
    $319,800 cash
    $1,279,200 financed
    $1,077,422 total interest
    Monthly payment$7,855/ month
    Principal54%$1,279,200
    Interest46%$1,077,422

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Georgian Bay

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 60 Hawkins Point Road
      Sold
      Sign in for price
      60 Hawkins Point Road
      Detached
    • 495 Webster's Lane
      Sold
      Sign in for price
      495 Webster's Lane
      Detached
    • 609 South Bay Road
      Sold
      Sign in for price
      609 South Bay Road
      Detached
    • 385 Crooked Bay Road
      Sold
      Sign in for price
      385 Crooked Bay Road
      Detached
    • 983 Harrison Trail
      Sold
      Sign in for price
      983 Harrison Trail
      Detached
    • 516 High Street
      Sold
      Sign in for price
      516 High Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    103 WHITES FALLS RoadThis home4 / 320,002,500$1,599,000ask———
    60 Hawkins Point Road4 / 43,000—
    495 Webster's Lane3 / 1700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Georgian Bay

    Active listings within ±20% of this asking price.

    • 87 Dayeo Drive
      $1,299,000
      87 Dayeo Drive
      Detached 5 1
    • 21 Ellery Road
      $1,625,000
      21 Ellery Road
      Detached 3 3
    • 78 Stewart Lake Road
      $1,498,000
      78 Stewart Lake Road
      Detached 3 2
    • 100 ISLAND 630 GEORGIAN BAY
      $1,495,000
      100 ISLAND 630 GEORGIAN BAY
      Detached 4 3
    • 450 Crooked Bay Road
      $1,500,000
      450 Crooked Bay Road
      Detached 3 2
    • 13682 Georgian Bay Shore
      $1,599,000
      13682 Georgian Bay Shore
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of Sotheby's International Realty Canada · displayed on Summitly per MLS® data-share rules

    103 WHITES FALLS Road is a 4-bedroom, 3-bath, 2000-2500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 103 WHITES FALLS Road built?

    103 WHITES FALLS Road was built in 0-5. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  22. What is the property tax for 103 WHITES FALLS Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for 103 WHITES FALLS Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 103 WHITES FALLS Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $1,599,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 103 WHITES FALLS Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 103 WHITES FALLS Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 103 WHITES FALLS Road in?

    103 WHITES FALLS Road is in Baxter, Georgian Bay. The 'Neighbourhood' section below links to the live Georgian Bay real estate hub with average sold price, days on market, and current inventory.

  26. Is Georgian Bay a good place to live?

    Georgian Bay is one of ON's actively-tracked Summitly markets. The full Georgian Bay real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 609 South Bay Road
    3 / 3
    1,500
    —
    385 Crooked Bay Road4 / 1700—
    983 Harrison Trail3 / 1700—
    516 High Street3 / 2700—