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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 26 days

    983 Harrison Trail

    Freeman·Georgian Bay, ON·P0C 1H0·Near 400 North & Twelve Mile Bay Road

    • 3 beds
    Georgian Bay real estate›X13207544
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to 983 Harrison Trail on Twelve Mile Bay, featuring 151 feet of pristine shoreline, a rare sandy beach, and direct access to the beauty of Georgian Bay. This charming, 3-bedroom cottage being sold fully furnished, with 4-season road access and owned shoreline allowance, captures the essence of relaxed waterfront living. With breathtaking southwestern exposure, enjoy unforgettable sunrises and sunsets, along with panoramic views stretching down both sides of the bay. Spend your days swimming, boating, and beachside living, then unwind by the campfire as the sunsets. Explore Georgian Bay by kayak, boat, or sail, with endless shoreline and serene inlets to discover. A spacious screened-in porch and large deck invite morning coffee and evening relaxation, while a fireplace adds warmth after a day on the water. Outside, ample storage includes a two-door beach shed and dedicated kayak hut-perfect for keeping all your waterfront essentials organized. Located in the close-knit Twelve Mile Bay community, you're minutes from Moose Deer Point Marina for ice cream and essentials, with easy boating access to Wani Bay and Henry's Fish Restaurant for dining on the water. A rare opportunity to own exceptional waterfront-ideal as a personal retreat or income-generating rental. Under 2 hours to the GTA and close to Port Severn, Coldwater, and Orillia, with nearby golf adding to the lifestyle appeal.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    May 28, 2026ListedCurrentFor sale$689,000 —X13207544This page
    May 6, 2026Previously listedTer$729,000 —X13088240View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Other
      Air conditioning
      None
      Water source
      Other
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 983 Harrison Trail
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,385
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $237
    0.41% mill rate · ON
    The market

    How this home sits in the Georgian Bay market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Georgian Bay market right now

    Average sold price, days on market, and closed-transaction count for Georgian Bay — sourced from MLS®.

    • Avg sold price
      $1,024,466
      Last 30 days
    • Median sold price
      $759,900
      Middle of the market
    • Days on market
      51 d
      Avg from list to close
    • Closed last 30d
      25
      MLS® transactions
    Full Georgian Bay market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 983 Harrison Trail — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 983 Harrison Trail and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 983 Harrison Trail listed for?

      983 Harrison Trail is listed at $689,000 on the MLS® (listing X13207544). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 983 Harrison Trail have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bath
  2. 700-1100 sqft
  3. Detached
  4. .50-1.99 ac lot
  5. Asking
    $689,000
    $0 / sqft · MLS® X13207544
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $1,024,466
    $942,509Confidence range$1,106,423
    Asking vs estimate
    ↓below
    −$335,466
    (-32.7%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Georgian Bay sell in about 51 days — this one has been listed 26 days.

    Avg sold price
    $1,024,466
    Median sold
    $759,900
    Avg days on market
    51
    Recently sold
    25
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    • With breathtaking southwestern exposure, enjoy unforgettable sunrises and sunsets, along with panoramic views stretching down both sides of the bay.
    • Spend your days swimming, boating, and beachside living, then unwind by the campfire as the sunsets.
    • Explore Georgian Bay by kayak, boat, or sail, with endless shoreline and serene inlets to discover.
    • A spacious screened-in porch and large deck invite morning coffee and evening relaxation, while a fireplace adds warmth after a day on the water.
    Ask Zara a follow-up
    Septic
  7. Parking & garage

    3
    Garage
    None
    Parking spaces
    6
    Driveway
    Private
  8. Interior

    4
    Basement
    None
    Family room
    Y
    Kitchens
    1
    Total rooms
    7
  9. Exterior & construction

    6
    Exterior
    Vinyl Siding
    Roof
    Other
    Foundation
    Concrete Block
    View
    Bay, Water
    Waterfront
    Y
    Pool
    None
  10. Listing & possession

    3
    Occupancy
    TBA
    Property style
    Bungalow
    Property class
    Detached
  11. Room-by-room · 7 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    7 rooms
    • Bedroom 3
      13.3 × 7.7 ft
    • Sunroom
      13.3 × 9.4 ft
    • Living Room
      16.4 × 15.5 ft
    • Bathroom
      6.6 × 4.2 ft
    • Bedroom 2
      9.4 × 7.2 ft
    • Kitchen
      10.7 × 10.8 ft
    • Primary Bedroom
      11.5 × 9.3 ft
    Combined estimate
    $3,622
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,385
    /mo
    based on the purchase price of $689,000
    $137,800 cash
    $551,200 financed
    $464,255 total interest
    Monthly payment$3,385/ month
    Principal54%$551,200
    Interest46%$464,255

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Georgian Bay

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 516 High Street
      Sold
      Sign in for price
      516 High Street
      Detached
    • 748 Whites Falls Road
      Sold
      Sign in for price
      748 Whites Falls Road
      Detached
    • 2133 Harrison Trail
      Sold
      Sign in for price
      2133 Harrison Trail
      Detached
    • 990 Haskett's Drive
      Sold
      Sign in for price
      990 Haskett's Drive
      Detached
    • 462 Island 90 Island
      Sold
      Sign in for price
      462 Island 90 Island
      Detached
    • 106 Musky Bay Road
      Sold
      Sign in for price
      106 Musky Bay Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    983 Harrison TrailThis home3 / 17,001,100$689,000ask———
    516 High Street3 / 2700—
    748 Whites Falls Road5 / 32,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Georgian Bay

    Active listings within ±20% of this asking price.

    • 157 Baxter Loop Road
      $649,900
      157 Baxter Loop Road
      Detached 3 2
    • 28 Clerks Road
      $599,000
      28 Clerks Road
      Detached 3 1
    • 838 Lost Channel Shore
      $649,000
      838 Lost Channel Shore
      Detached 3 1
    • 48 Picnic Island Road
      $599,999
      48 Picnic Island Road
      Detached 3 2
    • 4 Is 40 Go Home Lake
      $769,000
      4 Is 40 Go Home Lake
      Detached 3 1
    • 524 Honey Harbour Road
      $590,000
      524 Honey Harbour Road
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  12. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  13. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  14. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  15. Public listing courtesy of RE/MAX HALLMARK YORK GROUP REALTY LTD. · displayed on Summitly per MLS® data-share rules

    983 Harrison Trail is a 3-bedroom, 1-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  16. When was 983 Harrison Trail built?

    The year built for 983 Harrison Trail isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  17. What is the property tax for 983 Harrison Trail?

    The 'Property tax' tab in the History section shows the most recent annual tax for 983 Harrison Trail plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  18. How much would the monthly mortgage be on 983 Harrison Trail?

    The affordability calculator on this page shows an estimated monthly mortgage for $689,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  19. Has 983 Harrison Trail been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 983 Harrison Trail with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  20. What neighbourhood is 983 Harrison Trail in?

    983 Harrison Trail is in Freeman, Georgian Bay. The 'Neighbourhood' section below links to the live Georgian Bay real estate hub with average sold price, days on market, and current inventory.

  21. Is Georgian Bay a good place to live?

    Georgian Bay is one of ON's actively-tracked Summitly markets. The full Georgian Bay real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  22. 2133 Harrison Trail
    5 / 2
    1,500
    —
    990 Haskett's Drive3 / 33,500—
    462 Island 90 Island3 / 2700—
    106 Musky Bay Road4 / 22,500—