Welcome to this beautifully renovated waterfront cottage in Honey Harbour, where modern comfort meets the natural beauty of Georgian Bay. Thoughtfully updated from top to bottom between 2024 and 2025, this spacious cottage offers quality craftsmanship, stylish finishes, and plenty of room to relax, entertain, and create lasting memories.Step inside to discover a bright and inviting interior featuring warm shiplap accents, new windows that fill the space with natural light, and thoughtful upgrades throughout. The home has also been enhanced with spray foam insulation and sound barrier insulation, providing improved energy efficiency and a quieter, more comfortable living environment. Radiant in-floor heating in the primary bathroom adds an extra touch of comfort during every season.Whether you're looking for a year-round home or a seasonal escape, this beautifully updated cottage offers the perfect blend of modern convenience and timeless Muskoka charm in the heart of Honey Harbour.
3 bedrooms, 2 bathrooms, about 2,500 sq ft, works out to roughly $620 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 21 Ellery Rd
Every detail from the listing, in one place.
Type
Detached
Style
Sidesplit 3
Living space
2500-3000 sq ftas stated on the listing
Parking
13 spacesYes garage
Basement
Finished with Walk-Out, Partial Basement
Features & systems
Parking & garage
Garage
Yes
Parking spaces
13
Interior
Basement
Finished with Walk-Out · Partial Basement
Lot & land
Lot size (sqft)
0.73
Listing & possession
Property style
Sidesplit 3
Property class
Detached
21 Ellery Rd Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$7,615
/mo
based on the purchase price of $1,550,000
$310,000 cash
$1,240,000 financed
$1,044,405 total interest
Principal54%$1,240,000
Interest46%$1,044,405
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
Want rate-drop alerts and a saved shortlist?
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
Own a home on Ellery Road? See what yours is worth
Get an instant estimate for your own home, based on recent sales around you. A free account shows the number and emails you the full report.
Free · No obligation · Backed by Coldwell Banker
Book a tour of 21 Ellery Rd with a licensed buyer's agent
Your agent is usually paid from the seller's side. We'll confirm the co-operating commission on this listing before you sign anything.
Zara, any time
Zara · AI virtual agent
Ask about 21 Ellery Rd day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.
A licensed local agent
Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Georgian Bay
Other 2–4 bed homes for sale in Georgian Bay around $1.6M.
Average days on market74Homes sold in about 74 days on average.
Sale-to-list ratio92.3%On average, homes sold below asking.
Active listings173Homes for sale here right now.
Median vs prior 90 days+3.0%Compared with Apr 24 – Jul 23, 2026: prices up.
Based on 44 sales from Jul 23 – Oct 21, 2026 (28 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 21 Ellery Rd
How much is 21 Ellery Rd listed for?
21 Ellery Rd is listed at $1,550,000 (MLS® X13527178). Summitly updates the price as soon as the MLS® record changes.
Is $1,550,000 a good price for 21 Ellery Rd?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Georgian Bay. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 21 Ellery Rd changed?
Yes — it was first listed at $1,625,000 and is now $1,550,000, a drop of $75,000 (4.6%).
How many bedrooms and bathrooms does 21 Ellery Rd have?
21 Ellery Rd has 3 bedrooms and 2 bathrooms, with about 2,500–3,000 square feet of living space. It is a detached home in Georgian Bay.
How much would the monthly mortgage be on 21 Ellery Rd?
About $7,615 a month — principal and interest on $1,550,000 with 20% down ($310,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 21 Ellery Rd compare with other homes in Georgian Bay?
Its asking price of $1,550,000 is about 99% above the median sold price in Georgian Bay over the last 90 days, $777,500, across 44 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 21 Ellery Rd been sold before?
Summitly has no earlier MLS® sale or lease of 21 Ellery Rd on record from the last two years. Older records aren't shown under TRREB rules.
Where is 21 Ellery Rd?
21 Ellery Rd is in Georgian Bay, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 21 Ellery Rd been on the market?
107 days — 21 Ellery Rd was listed on July 6, 2026.
What is the price per square foot of 21 Ellery Rd?
About $517 to $620 per square foot: the asking price of $1,550,000 over the 2,500–3,000 sq ft the listing gives as its size range.
Does 21 Ellery Rd have parking or a garage?
Yes — the listing gives 13 parking spaces. Garage: Yes.
Does 21 Ellery Rd have a basement, and is it finished?
The listing describes the basement as: Finished with Walk-Out, Partial Basement.