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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 44 daysPrice drop · $74,000 off (-10.6%)

    495 Webster's Lane

    Freeman·Georgian Bay, ON·L0K 1S0·Near Highway 12 and Galla Lake Road

    • 3 beds
    Georgian Bay real estate›X13157856
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    An opportunity to enjoy the quieter side of lakeside living on Galla Lake, surrounded by mature trees, Crown land and just a small number of cottages on the lake. Set on 137' of frontage and just under an acre of land with north exposure, this 3-bedroom, 1-bath cottage showcases sunsets from the dock and a private setting with a Crown land buffer beside the property. The waterfront features a shallow sandy entry for children, along with deeper water off the dock for swimming and boating. With only approximately 40 cottages on the lake and ample surrounding Crown land, Galla Lake has remained a peaceful and relatively untouched area while still allowing boating and full enjoyment of the lake. Currently enjoyed as a 3-season getaway, the property could easily be transitioned into a four-season cottage over time. Whether you continue using the cottage as it stands today, renovate or build something new down the road, this is a property with long-term potential in a naturally scenic setting. Located approximately 2 hours and 15 minutes from the GTA, close to Port Severn and Port Carling, and under an hour from Barrie and Highway 400.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 17, 2026Price reducedCurrentReduced$625,000−$74,000 (10.6%)X13157856This page
    May 21, 2026ListedCurrentFor sale$699,000 —X13157856This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Baseboard
      Air conditioning
      Window Unit(s)
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 495 Webster's Lane
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,070
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $223
    0.43% mill rate · ON
    The market

    How this home sits in the Georgian Bay market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Georgian Bay market right now

    Average sold price, days on market, and closed-transaction count for Georgian Bay — sourced from MLS®.

    • Avg sold price
      $1,044,561
      Last 30 days
    • Median sold price
      $825,000
      Middle of the market
    • Days on market
      59 d
      Avg from list to close
    • Closed last 30d
      35
      MLS® transactions
    Full Georgian Bay market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 495 Webster's Lane — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 495 Webster's Lane and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 495 Webster's Lane listed for?

      495 Webster's Lane is listed at $625,000 on the MLS® (listing X13157856). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 495 Webster's Lane have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bath
  2. 700-1100 sqft
  3. Detached
  4. Asking
    $625,000
    $0 / sqft · MLS® X13157856
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $1,044,561
    $960,996Confidence range$1,128,126
    Asking vs estimate
    ↓below
    −$419,561
    (-40.2%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Georgian Bay sell in about 59 days — this one has been listed 44 days.

    Avg sold price
    $1,044,561
    Median sold
    $825,000
    Avg days on market
    59
    Recently sold
    35
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    Currently enjoyed as a 3-season getaway, the property could easily be transitioned into a four-season cottage over time.
    Ask Zara a follow-up
    Other
    Sewer
    Septic
  6. Parking & garage

    3
    Garage
    None
    Parking spaces
    10
    Driveway
    10
  7. Interior

    4
    Basement
    None
    Family room
    N
    Kitchens
    1
    Total rooms
    7
  8. Exterior & construction

    6
    Exterior
    Wood
    Roof
    Shingles
    Foundation
    Piers
    View
    Lake, Trees/Woods
    Waterfront
    Y
    Pool
    None
  9. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    Bungalow
    Property class
    Detached
  10. Room-by-room · 7 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    7 rooms
    • Bathroom
      4 Pc Bath
      8.4 × 5.0 ft
    • Living Room
      18.8 × 13.1 ft
    • Bedroom
      11.5 × 9.8 ft
    • Primary Bedroom
      16.8 × 10.0 ft
    • Dining Room
      13.1 × 7.7 ft
    • Kitchen
      13.1 × 13.0 ft
    • Bedroom
      10.6 × 10.0 ft
    Combined estimate
    $3,293
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,070
    /mo
    based on the purchase price of $625,000
    $125,000 cash
    $500,000 financed
    $421,131 total interest
    Monthly payment$3,070/ month
    Principal54%$500,000
    Interest46%$421,131

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Georgian Bay

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 6394 Go Home Lake Shore
      Sold
      Sign in for price
      6394 Go Home Lake Shore
      Detached
    • 17470 Georgian Bay Shore
      Sold
      Sign in for price
      17470 Georgian Bay Shore
      Detached
    • 18152 Georgian Bay Shore
      Sold
      Sign in for price
      18152 Georgian Bay Shore
      Detached
    • 60 Hawkins Point Road
      Sold
      Sign in for price
      60 Hawkins Point Road
      Detached
    • 609 South Bay Road
      Sold
      Sign in for price
      609 South Bay Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    495 Webster's LaneThis home3 / 17,001,100$625,000ask———
    6394 Go Home Lake Shore6 / 21,100—
    17470 Georgian Bay Shore3 / 22,000—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Georgian Bay

    Active listings within ±20% of this asking price.

    • 13626 Georgian Bay Shore
      $699,000
      13626 Georgian Bay Shore
      Detached 6 2
    • 7594 Severn River Shore
      $699,000
      7594 Severn River Shore
      Detached 3 1
    • 4 ISLAND 20 YELLOWHEAD Island
      $679,000
      4 ISLAND 20 YELLOWHEAD Island
      Detached 3 2
    • 25 Railway Street
      $539,900
      25 Railway Street
      Detached 2 1
    • 15 Toronto Lake Road
      $529,000
      15 Toronto Lake Road
      Detached 3 1
    • 157 Baxter Loop Road
      $649,900
      157 Baxter Loop Road
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  11. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  12. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  13. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  14. Public listing courtesy of Johnston & Daniel Rushbrooke Realty · displayed on Summitly per MLS® data-share rules

    495 Webster's Lane is a 3-bedroom, 1-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  15. When was 495 Webster's Lane built?

    The year built for 495 Webster's Lane isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  16. What is the property tax for 495 Webster's Lane?

    The 'Property tax' tab in the History section shows the most recent annual tax for 495 Webster's Lane plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  17. How much would the monthly mortgage be on 495 Webster's Lane?

    The affordability calculator on this page shows an estimated monthly mortgage for $625,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  18. Has 495 Webster's Lane been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 495 Webster's Lane with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  19. What neighbourhood is 495 Webster's Lane in?

    495 Webster's Lane is in Freeman, Georgian Bay. The 'Neighbourhood' section below links to the live Georgian Bay real estate hub with average sold price, days on market, and current inventory.

  20. Is Georgian Bay a good place to live?

    Georgian Bay is one of ON's actively-tracked Summitly markets. The full Georgian Bay real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  21. 18152 Georgian Bay Shore
    2 / 2
    700
    —
    60 Hawkins Point Road4 / 43,000—
    609 South Bay Road3 / 31,500—