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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage — RECO Registration #6018570.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

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For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 49 days

    Unit 3 — 1082 Cowan Park Road

    Watt·Muskoka Lakes, ON·P0B 1M0·Near Cowan Park Road/Windermere Road

    • 2 beds
    Muskoka Lakes real estate›X13238130
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    What a view! Enjoy full-day sunshine and a coveted south-east exposure from this charming 3-season waterfront cottage on beautiful Three Mile Lake in Utterson, set on approximately acre with 110 feet of frontage and offering classic Muskoka lakefront living in a peaceful, natural setting. This inviting property delivers the true cottage experience with excellent swimming right off the dock or sandy shore, boating and paddling across the lake, and outstanding fishing opportunities for bass and walleye, all from your own shoreline. The cottage features 2 bedrooms plus a 1 bathroom layout, along with additional sleeping accommodations in both an interior bunk-nook and a separate shed bunkie, making it ideal for hosting extended family and friends. Recent upgrades provide added comfort and value, including a brand-new dock system, upgraded electrical panel, and an on-demand hot water tank, allowing for easier extended stays throughout the season. Outdoor living is fully embraced here with a spacious waterfront deck overlooking the lake, a firepit area perfect for evening gatherings, and a floating dock system designed for swimming, lounging, and enjoying long summer days. A rare bonus is ownership of land on both sides of Cowan Park Road, offering added flexibility and privacy, while a boundary survey is available for peace of mind. With quick closing available, this property is ready for immediate enjoyment this season. Three Mile Lake is known for its clean water, quiet cottage atmosphere, and scenic, lightly developed shoreline, providing a more relaxed Muskoka experience compared to larger, busier lakes while still offering great boating and exploration. Conveniently located within easy reach of Port Carling, Bracebridge, Rosseau, and Huntsville, this property offers the perfect balance of privacy, accessibility, and authentic Muskoka cottage lifestyle.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 4, 2026ListedCurrentFor sale$625,000 —X13238130This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Other
      Air conditioning
      None
      Water source
      Other
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 Unit 3 — 1082 Cowan Park Road
    What's nearby

    Points of interest classified by the MLS® feed.

    • Lake/Pond
    • Waterfront
    • Wooded/Treed
    • Marina
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,070
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $157
    0.30% mill rate · ON
    The market

    How this home sits in the Muskoka Lakes market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Muskoka Lakes market right now

    Average sold price, days on market, and closed-transaction count for Muskoka Lakes — sourced from MLS®.

    • Avg sold price
      $1,923,916
      Last 30 days
    • Median sold price
      $849,500
      Middle of the market
    • Days on market
      40 d
      Avg from list to close
    • Closed last 30d
      86
      MLS® transactions
    Full Muskoka Lakes market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into Unit 3 — 1082 Cowan Park Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at Unit 3 — 1082 Cowan Park Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is Unit 3 — 1082 Cowan Park Road listed for?

      Unit 3 — 1082 Cowan Park Road is listed at $625,000 on the MLS® (listing X13238130). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does Unit 3 — 1082 Cowan Park Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bath
  2. < 700 sqft
  3. Detached
  4. .50-1.99 ac lot
  5. Asking
    $625,000
    $893 / sqft · MLS® X13238130
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $1,404,459
    $1,292,102Confidence range$1,516,815
    Asking vs estimate
    ↓below
    −$779,459
    (-55.5%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Muskoka Lakes sell in about 40 days — this one has been listed 49 days.

    Avg sold price
    $1,923,916
    Median sold
    $849,500
    Avg days on market
    40
    Recently sold
    86
    See comparable sales
    AI highlights by Zara
    • A rare bonus is ownership of land on both sides of Cowan Park Road, offering added flexibility and privacy, while a boundary survey is available for peace of mind.
    • With quick closing available, this property is ready for immediate enjoyment this season.
    Ask Zara a follow-up
    Septic
  7. Parking & garage

    3
    Garage
    None
    Parking spaces
    3
    Driveway
    Private
  8. Interior

    4
    Basement
    None
    Family room
    N
    Kitchens
    1
    Total rooms
    4
  9. Exterior & construction

    6
    Exterior
    Wood
    Roof
    Asphalt Rolled
    Foundation
    Piers
    View
    Water, Lake, Forest, Trees/Woods
    Waterfront
    Y
    Pool
    None
  10. Lot & land

    1
    Zoning
    WR4, RU1
  11. Listing & possession

    4
    Possession
    2026-06-04T00:00:00.000-00:00
    Occupancy
    Quick Possible Closing
    Property style
    Bungalow
    Property class
    Detached
  12. Room-by-room · 6 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    6 rooms
    • Bedroom
      7.8 × 8.0 ft
    • Other
      3.5 × 6.0 ft
    • Kitchen
      11.3 × 11.1 ft
    • Living Room
      11.3 × 16.6 ft
    • Bathroom
      7.9 × 5.6 ft
    • Bedroom 2
      7.9 × 7.1 ft
  13. Lake Access
  14. Beach
  15. Combined estimate
    $3,227
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,070
    /mo
    based on the purchase price of $625,000
    $125,000 cash
    $500,000 financed
    $421,131 total interest
    Monthly payment$3,070/ month
    Principal54%$500,000
    Interest46%$421,131

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Muskoka Lakes

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 44 Estate Drive
      Sold
      Sign in for price
      44 Estate Drive
      Detached
    • 1160 Whiteside Road
      Sold
      Sign in for price
      1160 Whiteside Road
      Detached
    • 1111 Hemlock Point Side Road
      Sold
      Sign in for price
      1111 Hemlock Point Side Road
      Detached
    • 53 TODHOLM Drive
      Sold
      Sign in for price
      53 TODHOLM Drive
      Detached
    • 3461 Hwy 141 Highway
      Sold
      Sign in for price
      3461 Hwy 141 Highway
      Detached
    • 1424 Hekkla Road
      Sold
      Sign in for price
      1424 Hekkla Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    Unit 3 — 1082 Cowan Park RoadThis home2 / 1700$625,000ask$893——
    44 Estate Drive4 / 32,500—
    1160 Whiteside Road4 / 32,000—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Muskoka Lakes

    Active listings within ±20% of this asking price.

    • 1025 Aberdeen Street
      $649,919
      1025 Aberdeen Street
      Detached 3 3
    • 22 Duke Street
      $649,900
      22 Duke Street
      Detached 4 3
    • 4SR406 SEVERN RIVER Route
      $749,900
      4SR406 SEVERN RIVER Route
      Detached 3 1
    • 1052 Cove Road
      $749,900
      1052 Cove Road
      Detached 3 1
    • 1032 Bradley Road
      $675,000
      1032 Bradley Road
      Detached 2 2
    • 1357 Russ Hammell Road
      $674,900
      1357 Russ Hammell Road
      Detached 3 1
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  16. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  17. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  18. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  19. Public listing courtesy of eXp Realty · displayed on Summitly per MLS® data-share rules

    Unit 3 — 1082 Cowan Park Road is a 2-bedroom, 1-bath, < 700 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  20. When was Unit 3 — 1082 Cowan Park Road built?

    The year built for Unit 3 — 1082 Cowan Park Road isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  21. What is the property tax for Unit 3 — 1082 Cowan Park Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for Unit 3 — 1082 Cowan Park Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  22. How much would the monthly mortgage be on Unit 3 — 1082 Cowan Park Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $625,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  23. Has Unit 3 — 1082 Cowan Park Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of Unit 3 — 1082 Cowan Park Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  24. What neighbourhood is Unit 3 — 1082 Cowan Park Road in?

    Unit 3 — 1082 Cowan Park Road is in Watt, Muskoka Lakes. The 'Neighbourhood' section below links to the live Muskoka Lakes real estate hub with average sold price, days on market, and current inventory.

  25. Is Muskoka Lakes a good place to live?

    Muskoka Lakes is one of ON's actively-tracked Summitly markets. The full Muskoka Lakes real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  26. 1111 Hemlock Point Side Road
    4 / 4
    3,500
    —
    53 TODHOLM Drive5 / 32,500—
    3461 Hwy 141 Highway4 / 21,100—
    1424 Hekkla Road3 / 22,000—