Available on mobile

Take Summitly with you.

Browse listings, get instant alerts, and talk to your AI concierge — all from your pocket.

Download on theApp StoreGet it onGoogle Play

Weekly market briefing

The smartest move starts here.

Curated listings, price trends, and neighbourhood insights — delivered Sunday morning.

Summitly

Your trusted partner in real estate. We help you find your perfect home, make informed decisions, and connect with expert professionals across Canada.

Coldwell Banker Summit Realty

Explore

Map SearchAll Ontario CitiesBrowse ListingsBrowse RentalsSold HomesOpen Houses

Sell & Rent

Sell Your HomeHome ValuationList Your Rental — FreeRental PricingRenting on Summitly

Resources

CalculatorsGet Pre-QualifiedNews & InsightsGuidesCompareAI ConciergeFranchise

Company

AboutWhy SummitlyContactFind a RealtorCareers — Join SummitlyFAQs
310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage — RECO Registration #6018570.

Privacy PolicyTerms of UseCookiesSitemap

Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

    Summitly
    Buy
    Sell
    Rent
    Pre-con
    Meet ZaraMy HomeNews & Insights
    905-553-8500
    HomeBuySell
    For sale On market 140 daysPrice drop · $200,000 off (-13.3%)

    245 Niven Road

    ·Niagara-on-the-Lake, ON··

    • 4 beds
    • 2 baths
    • 3000-3500 sqft
    • Detached
    • Built 100+
    • .50-1.99 ac lot
    Asking
    $1,299,000
    $0 / sqft · MLS® X12869028
    Chat Zara
    Niagara-on-the-Lake real estate›X12869028
    Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $1,372,249
    $1,262,469Confidence range$1,482,029
    Asking vs estimate
    ≈in-line
    −$73,249
    (-5.3%)
    Asking is in line
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 4 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Niagara-on-the-Lake sell in about 48 days — this one has been listed 140 days.

    Avg sold price
    $1,162,923
    Median sold
    $1,020,000
    Avg days on market
    48
    Recently sold
    105
    See comparable sales
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    1 upcoming open house

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Sun, Jul 26
      2026-07-26T17:00:00.000-00:00 – 2026-07-26T19:00:00.000-00:00
      Public
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    Overview

    What this listing tells us

    Property description

    Welcome to 245 Niven Road, a cherished century home on approximately .92 acres in rural Niagara-on-the-Lake's Peach Country, where quiet, slow-going, country living is just the way of life. Simply a wonderful location, surrounded by mature trees, orchards, vines, & ponds yet a short bicycle ride from all the excitement of Old Town & the convenient amenities of The Village. Almost 3,100 sqft, this home features soaring 9 ft ceilings, 4 great sized bdrms, big, beautiful, bright windows that showcase the stunning views &... low taxes! The main-floor consists of a very large living rm, a dining rm w a beautiful picturesque tiled fireplace highlighting the homes character & charm, a spacious eat-in kitchen w an oversized centre island and plenty of cupboards & counter space, a driveway side mudrm, a family rm w a very nice wood burning stove & sliding doors that lead to the backyard deck (2025), & another main-floor side entrance which leads in to the Laundry rm & a second stairwell providing possible opportunity for generational living, a home business, or rental suite if the appropriate modifications are made. Upstairs you'll find 4 spacious bdrms all w wonderful views & updated lighting & ceiling fans. The primary bdrm has built-in shelving, a 4 pc ensuite w clawfoot tub & leads to a very neat space which can be used as a study or office that has built-in bookshelves, the back stairwell & a very lovely view of soaring pines & the stunning cherry tree! A large 4-piece family bathrooms completes the spacious upstairs. Very easy to get in & out on the circular driveway & the detached 2 car garage/barn w hydro has extra storage space & could be the perfect hobby /craft area or possibly converted to a bunk house, as it was originally used! This is a wonderful home in a truly magical location that is ready for the next family to love & care for it for many years! Estate Sale, As-Is Where Is, Exterior & Interior Paint 25', Furnace, AC, HWH 25, All Electrical & Insulation Updated.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    • Almost 3,100 sqft, this home features soaring 9 ft ceilings, 4 great sized bdrms, big, beautiful, bright windows that showcase the stunning views &... low taxes!
    • Upstairs you'll find 4 spacious bdrms all w wonderful views & updated lighting & ceiling fans.
    • A large 4-piece family bathrooms completes the spacious upstairs.
    • Estate Sale, As-Is Where Is, Exterior & Interior Paint 25', Furnace, AC, HWH 25, All Electrical & Insulation Updated.
    Ask Zara a follow-up
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 27, 2026Price reducedCurrentReduced$1,299,000−$200,000 (13.3%)X12869028This page
    Mar 10, 2026ListedCurrentFor sale$1,499,000 —X12869028This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      2
      Water source
      Municipal
      Sewer
      Septic
    • Parking & garage

      4
      Garage
      Detached
      Garage spaces
      2
      Parking spaces
      14
      Driveway
      Circular Drive
    • Interior

      5
      Basement
      Partial Basement, Unfinished
      Family room
      Y
      Kitchens
      1
      Total rooms
      11
      Laundry level
      Main Level
    • Exterior & construction

      5
      Exterior
      Asbestos Siding, Vinyl Siding
      Roof
      Asphalt Shingle
      Foundation
      Stone
      View
      Trees/Woods, Orchard, Pond
      Pool
      None
    • Lot & land

      2
      Year built
      100+
      Zoning
      Agriculatural
    • Listing & possession

      3
      Possession
      2026-05-06T00:00:00.000-00:00
      Property style
      2-Storey
      Property class
      Detached

    Room-by-room · 12 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    6 rooms
    • Living Room
      overlooks frontyard · staircase
      73.2 × 56.8 ft
    • Mud Room
      64.3 × 23.0 ft
    • Laundry
      double closet · side door · laundry sink
      49.5 × 44.0 ft
    • Kitchen
      pot lights · centre island
      64.3 × 50.2 ft
    • Dining Room
      Closed Fireplace
      56.8 × 36.5 ft
    • Family Room
      wood stove · sliding doors · w/o to deck
      59.4 × 55.8 ft

    Second level

    5 rooms
    • Bedroom 3
      west view · closet · ceiling fan(s)
      47.9 × 36.5 ft
    • Study
      curved stairs · east view
      50.2 × 44.0 ft
    • Bedroom 2
      east view · closet · ceiling fan(s)
      48.9 × 36.5 ft
    • Primary Bedroom
      4 pc ensuite · b/i shelves · north view
      49.9 × 49.9 ft
    • Bedroom 4
      north view · cedar closet(s) · ceiling fan(s)
      43.3 × 30.2 ft

    Basement level

    1 room
    • Utility Room
      Unfinished
      53.1 × 52.2 ft
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 245 Niven Road
    What's nearby

    Points of interest classified by the MLS® feed.

    • Place Of Worship
    • Wooded/Treed
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $6,382
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $238
    0.22% mill rate · ON
    Combined estimate
    $6,620
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $6,382
    /mo
    based on the purchase price of $1,299,000
    $259,800 cash
    $1,039,200 financed
    $875,279 total interest
    Monthly payment$6,382/ month
    Principal54%$1,039,200
    Interest46%$875,279

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    or send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    The market

    How this home sits in the Niagara-on-the-Lake market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Niagara-on-the-Lake market right now

    Average sold price, days on market, and closed-transaction count for Niagara-on-the-Lake — sourced from MLS®.

    • Avg sold price
      $1,162,923
      Last 30 days
    • Median sold price
      $1,020,000
      Middle of the market
    • Days on market
      48 d
      Avg from list to close
    • Closed last 30d
      105
      MLS® transactions
    Full Niagara-on-the-Lake market report

    Comparable detacheds that just sold in Niagara-on-the-Lake

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 428 Line 2 Road
      Sold
      Sign in for price
      428 Line 2 Road
      Detached
    • 209 JOHN Street
      Sold
      Sign in for price
      209 JOHN Street
      Detached
    • 166 QUEEN Street
      Sold
      Sign in for price
      166 QUEEN Street
      Detached
    • 27 Oak Drive
      Sold
      Sign in for price
      27 Oak Drive
      Detached
    • 4 Firelane 6B Road
      Sold
      Sign in for price
      4 Firelane 6B Road
      Detached
    • 14 Hearth Court
      Sold
      Sign in for price
      14 Hearth Court
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    245 Niven RoadThis home4 / 230,003,500$1,299,000ask———
    428 Line 2 Road4 / 22,000—
    209 JOHN Street4 / 53,500—
    166 QUEEN Street5 / 33,500—
    27 Oak Drive3 / 41,500—
    4 Firelane 6B Road3 / 32,500—
    14 Hearth Court5 / 42,000—
    Sold prices are hidden under TRREB rules. to reveal them.

    More detacheds in Niagara-on-the-Lake

    Active listings within ±20% of this asking price.

    • 681 Warner Road
      $1,180,000
      681 Warner Road
      Detached 3 2
    • 75 Tanbark Road
      $1,399,900
      75 Tanbark Road
      Detached 3 3
    • 943 Line 9 Road
      $1,199,000
      943 Line 9 Road
      Detached 4 5
    • 222 Four Mile Creek Road
      $1,175,000
      222 Four Mile Creek Road
      Detached 3 3
    • 46 Melrose Drive
      $1,188,000
      46 Melrose Drive
      Detached 3 3
    • 374 Niagara Stone Road
      $1,195,000
      374 Niagara Stone Road
      Detached 5 3
    Buy with Coldwell Banker Summit Realty

    We'll get you into 245 Niven Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    • AI-first listing data

      Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

    • One team, no handoffs

      Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

    • Showings on YOUR schedule

      Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

    • Mortgage that closes

      Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

    Public listing courtesy of ROYAL LEPAGE NRC REALTY · displayed on Summitly per MLS® data-share rules
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 245 Niven Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 245 Niven Road listed for?

      245 Niven Road is listed at $1,299,000 on the MLS® (listing X12869028). The price updates on Summitly as soon as the MLS® record changes.

    • How many bedrooms, bathrooms, and square feet does 245 Niven Road have?

      245 Niven Road is a 4-bedroom, 2-bath, 3000-3500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

    • When was 245 Niven Road built?

      245 Niven Road was built in 100+. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

    • What is the property tax for 245 Niven Road?

      The 'Property tax' tab in the History section shows the most recent annual tax for 245 Niven Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

    • How much would the monthly mortgage be on 245 Niven Road?

      The affordability calculator on this page shows an estimated monthly mortgage for $1,299,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

    • Has 245 Niven Road been sold before?

      The 'Listing history' tab above lists every previous MLS® listing of 245 Niven Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

    • What neighbourhood is 245 Niven Road in?

      245 Niven Road is in Town, Niagara-on-the-Lake. The 'Neighbourhood' section below links to the live Niagara-on-the-Lake real estate hub with average sold price, days on market, and current inventory.

    • Is Niagara-on-the-Lake a good place to live?

      Niagara-on-the-Lake is one of ON's actively-tracked Summitly markets. The full Niagara-on-the-Lake real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.