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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage — RECO Registration #6018570.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 3 days ago

    681 Warner Road

    ·Niagara-on-the-Lake, ON··

    • 3 beds
    Niagara-on-the-Lake real estate›X13606016
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    1 upcoming open house

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Sun, Aug 2
      2026-08-02T18:00:00.000-00:00 – 2026-08-02T20:00:00.000-00:00
      Public
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    Overview

    What this listing tells us

    Property description

    Welcome to this exceptional custom raised Bungalow with guest cottage in st. Davids, Niagara-on-the-Lake. Set on a rare 50 x 427 ft lot, this property offers the perfect blend of luxury finishes, flexible living, and a private natural setting with full municipal services.The 1,643 sq. ft. main floor features 3 spacious bedrooms and 2 full bathrooms, including a stunning primary retreat with a large walk-in closet, spa-inspired ensuite featuring double stone vanity, clawfoot tub, separate glass shower, and Juliette balcony. The chef's kitchen showcases ceiling-height cabinetry, stone countertops, abundant storage, oversized workspace, and a wet bar with wine fridge. Luxury wide-plank engineered hardwood flooring and premium finishes are found throughout. The lower level offers excellent potential with a framed and insulated future fourth bedroom waiting your final touches. A simple addition of a door at the top of the main floor stairs could create enhanced privacy, making the lower level ideal for future in-law or multi-generational living. A rare bonus is the detached guest cottage featuring a full kitchen with dishwasher, powder room, upper bedroom, and full bath-perfect for extended family, guests, or income potential.Exterior highlights include natural stone accents, paver stone driveway and walkway, parking for 4 vehicles plus an oversized insulated, lift-capable garage. Additional features include an owned Navien tankless water heater, central vacuum rough-in, sump pump w email notification, and fully fenced yards for both the main home and cottage. Beyond the rear fence enjoy your own private wooded retreat. Located within the highly rated St. Davids Public School catchment and just minutes to award-winning wineries, golf, shopping, fitness and tennis clubs, Niagara Falls, St. Catharines, Brock University, Niagara College, hospitals, the QEW, and the U.S. border. Experience peaceful country living with the convenience of city amenities nearby.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 25, 2026ListedCurrentFor sale$1,180,000 —X13606016This page
    Mar 21, 2025Previously listedExp$1,299,900 —X12035492View
    Oct 9, 2024Previously listedTer$1,395,000 —X9415179View
    Jul 24, 2024Previously listedExp$1,499,999 —X9053085View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 681 Warner Road
    What's nearby

    Points of interest classified by the MLS® feed.

    • Fenced Yard
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $5,797
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $596
    0.61% mill rate · ON
    The market

    How this home sits in the Niagara-on-the-Lake market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Niagara-on-the-Lake market right now

    Average sold price, days on market, and closed-transaction count for Niagara-on-the-Lake — sourced from MLS®.

    • Avg sold price
      $1,162,923
      Last 30 days
    • Median sold price
      $1,020,000
      Middle of the market
    • Days on market
      48 d
      Avg from list to close
    • Closed last 30d
      105
      MLS® transactions
    Full Niagara-on-the-Lake market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 681 Warner Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 681 Warner Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 681 Warner Road listed for?

      681 Warner Road is listed at $1,180,000 on the MLS® (listing X13606016). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 681 Warner Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1500-2000 sqft
  3. Detached
  4. Built 0-5
  5. Asking
    $1,180,000
    $0 / sqft · MLS® X13606016
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $1,162,923
    $1,069,889Confidence range$1,255,957
    Asking vs estimate
    ≈in-line
    +$17,077
    (+1.5%)
    Asking is in line
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Niagara-on-the-Lake sell in about 48 days — this one has been listed 3 days.

    Avg sold price
    $1,162,923
    Median sold
    $1,020,000
    Avg days on market
    48
    Recently sold
    105
    See comparable sales
    AI highlights by Zara
    • Welcome to this exceptional custom raised Bungalow with guest cottage in st.
    • The chef's kitchen showcases ceiling-height cabinetry, stone countertops, abundant storage, oversized workspace, and a wet bar with wine fridge.
    • Luxury wide-plank engineered hardwood flooring and premium finishes are found throughout.
    • Additional features include an owned Navien tankless water heater, central vacuum rough-in, sump pump w email notification, and fully fenced yards for both the main home and cottage.
    Ask Zara a follow-up
    Municipal
    Sewer
    Sewer
  7. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    1.5
    Parking spaces
    5.5
    Driveway
    Private Double
  8. Interior

    4
    Basement
    Unfinished, Full
    Family room
    Y
    Kitchens
    1
    Total rooms
    11
  9. Exterior & construction

    5
    Exterior
    Brick, Stone
    Roof
    Asphalt Shingle
    Foundation
    Poured Concrete
    View
    Forest, Trees/Woods
    Pool
    None
  10. Lot & land

    1
    Year built
    0-5
  11. Listing & possession

    3
    Occupancy
    flexible including immediately
    Property style
    Bungalow-Raised
    Property class
    Detached
  12. Room-by-room · 8 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    8 rooms
    • Bedroom 2
      10.0 × 12.0 ft
    • Laundry
      5.7 × 7.8 ft
    • Bathroom
      4 Pc Ensuite
      6.0 × 9.2 ft
    • Bedroom
      10.0 × 12.0 ft
    • Bathroom
      3 Pc Bath
      5.5 × 7.8 ft
    • Family Room
      17.8 × 21.5 ft
    • Bedroom
      13.0 × 14.0 ft
    • Kitchen
      11.7 × 12.0 ft
    Combined estimate
    $6,393
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $5,797
    /mo
    based on the purchase price of $1,180,000
    $236,000 cash
    $944,000 financed
    $795,096 total interest
    Monthly payment$5,797/ month
    Principal54%$944,000
    Interest46%$795,096

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    or send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Niagara-on-the-Lake

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 428 Line 2 Road
      Sold
      Sign in for price
      428 Line 2 Road
      Detached
    • 209 JOHN Street
      Sold
      Sign in for price
      209 JOHN Street
      Detached
    • 166 QUEEN Street
      Sold
      Sign in for price
      166 QUEEN Street
      Detached
    • 27 Oak Drive
      Sold
      Sign in for price
      27 Oak Drive
      Detached
    • 4 Firelane 6B Road
      Sold
      Sign in for price
      4 Firelane 6B Road
      Detached
    • 14 Hearth Court
      Sold
      Sign in for price
      14 Hearth Court
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    681 Warner RoadThis home3 / 215,002,000$1,180,000ask———
    428 Line 2 Road4 / 22,000—
    209 JOHN Street4 / 53,500—
    Sold prices are hidden under TRREB rules. to reveal them.

    More detacheds in Niagara-on-the-Lake

    Active listings within ±20% of this asking price.

    • 75 Tanbark Road
      $1,399,900
      75 Tanbark Road
      Detached 3 3
    • 31 PINOT Trail
      $975,000
      31 PINOT Trail
      Detached 2 3
    • 196 Warner Road
      $969,900
      196 Warner Road
      Detached 3 3
    • 943 Line 9 Road
      $1,199,000
      943 Line 9 Road
      Detached 4 5
    • 222 Four Mile Creek Road
      $1,175,000
      222 Four Mile Creek Road
      Detached 3 3
    • 46 Melrose Drive
      $1,188,000
      46 Melrose Drive
      Detached 3 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  13. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  14. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  15. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  16. Public listing courtesy of REVEL Realty Inc., Brokerage · displayed on Summitly per MLS® data-share rules

    681 Warner Road is a 3-bedroom, 2-bath, 1500-2000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  17. When was 681 Warner Road built?

    681 Warner Road was built in 0-5. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  18. What is the property tax for 681 Warner Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for 681 Warner Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  19. How much would the monthly mortgage be on 681 Warner Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $1,180,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  20. Has 681 Warner Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 681 Warner Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  21. What neighbourhood is 681 Warner Road in?

    681 Warner Road is in St. Davids, Niagara-on-the-Lake. The 'Neighbourhood' section below links to the live Niagara-on-the-Lake real estate hub with average sold price, days on market, and current inventory.

  22. Is Niagara-on-the-Lake a good place to live?

    Niagara-on-the-Lake is one of ON's actively-tracked Summitly markets. The full Niagara-on-the-Lake real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  23. 166 QUEEN Street
    5 / 3
    3,500
    —
    27 Oak Drive3 / 41,500—
    4 Firelane 6B Road3 / 32,500—
    14 Hearth Court5 / 42,000—