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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage — RECO Registration #6018570.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 5 days ago

    685 Frederick Street

    Kitchener, ON··

    • 5 beds
    • 4 baths
    Kitchener real estate›X13585486
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Rare Multi-Unit Gem with Incredible Cash Flow Potential! Welcome to 685 Frederick St. a truly unique property offering over 3,000 sq. ft. of total living space and one of the very few properties in the K-W area featuring a fully detached, Additional Dwelling Unit (ADU) in the backyard! Whether you are a multi-generational family looking to live close while maintaining perfect privacy, or an investor chasing serious positive cash flow, this property delivers. The Front Unit: A spacious bungalow featuring 3 bedrooms and a bright living room on the main level. The lower level offers an additional 2 bedrooms and a family room. Thanks to a separate entrance and generous square footage, this basement has excellent potential to be converted into a legal secondary suite(City approved permit available). The Detached ADU: A recently built, 818 sq. ft., 2-bedroom backyard home-perfect for the in-laws or as a premium rental income stream.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 20, 2026ListedCurrentFor sale$999,999 —X13585486This page
    Jun 23, 2026SoldSold$1,930−$70 (3.5%)X13140920View
    May 18, 2026Previously listedLsd$2,000 —X13140920View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Other
      Air conditioning
      Other
      Fireplaces
      2
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 685 Frederick Street
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $4,913
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $479
    0.58% mill rate · ON
    The market

    How this home sits in the Kitchener market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Kitchener market right now

    Average sold price, days on market, and closed-transaction count for Kitchener — sourced from MLS®.

    • Avg sold price
      $698,400
      Last 30 days
    • Median sold price
      $671,000
      Middle of the market
    • Days on market
      27 d
      Avg from list to close
    • Closed last 30d
      571
      MLS® transactions
    Full Kitchener market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 685 Frederick Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 685 Frederick Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 685 Frederick Street listed for?

      685 Frederick Street is listed at $999,999 on the MLS® (listing X13585486). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 685 Frederick Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2000-2500 sqft
  2. Duplex
  3. Built 51-99
  4. < .50 ac lot
  5. Asking
    $999,999
    $0 / sqft · MLS® X13585486
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $949,824
    $873,838Confidence range$1,025,810
    Asking vs estimate
    ↑above
    +$50,175
    (+5.3%)
    Asking is above estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 5 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Kitchener sell in about 27 days — this one has been listed 5 days.

    Avg sold price
    $698,400
    Median sold
    $671,000
    Avg days on market
    27
    Recently sold
    571
    See comparable sales
    Rare Multi-Unit Gem with Incredible Cash Flow Potential!
  7. The Front Unit: A spacious bungalow featuring 3 bedrooms and a bright living room on the main level.
  8. Thanks to a separate entrance and generous square footage, this basement has excellent potential to be converted into a legal secondary suite(City approved permit available).
  9. The Detached ADU: A recently built, 818 sq. ft., 2-bedroom backyard home-perfect for the in-laws or as a premium rental income stream.
  10. Ask Zara a follow-up
    Municipal
    Sewer
    Sewer
  11. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    1
    Parking spaces
    6
    Driveway
    Available
  12. Interior

    4
    Basement
    Finished
    Family room
    Y
    Kitchens
    2
    Total rooms
    11
  13. Exterior & construction

    4
    Exterior
    Brick Front, Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Poured Concrete
    Pool
    None
  14. Lot & land

    1
    Year built
    51-99
  15. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    Bungalow
    Property class
    Duplex
  16. Room-by-room · 2 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    2 rooms
    • Family Room
      16.1 × 21.6 ft
    • Family Room
      16.1 × 21.6 ft
    Combined estimate
    $5,392
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $4,913
    /mo
    based on the purchase price of $999,999
    $200,000 cash
    $799,999 financed
    $673,809 total interest
    Monthly payment$4,913/ month
    Principal54%$799,999
    Interest46%$673,809

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable duplexs that just sold in Kitchener

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 53 Eby Street
      Sold
      Sign in for price
      53 Eby Street
      Duplex
    • 152 Homewood Avenue
      Sold
      Sign in for price
      152 Homewood Avenue
      Duplex
    • 228 Holborn Drive
      Sold
      Sign in for price
      228 Holborn Drive
      Duplex
    • 94 Scott Street
      Sold
      Sign in for price
      94 Scott Street
      Duplex
    • 715 Frederick Street
      Sold
      Sign in for price
      715 Frederick Street
      Duplex
    • 319 Victoria Street
      Sold
      Sign in for price
      319 Victoria Street
      Duplex
    AddressBd / BaSqftSold$/sqft% of askSold
    685 Frederick StreetThis home5 / 420,002,500$999,999ask———
    53 Eby Street5 / 21,500—
    152 Homewood Avenue5 / 21,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More duplexs in Kitchener

    Active listings within ±20% of this asking price.

    • 805 Rockway Drive
      $899,900
      805 Rockway Drive
      Duplex 4 2
    • 127 Strathcona Crescent
      $879,900
      127 Strathcona Crescent
      Duplex 5 3
    • 124 Church Street
      $899,999
      124 Church Street
      Duplex 8 5
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of REAL BROKER ONTARIO LTD. · displayed on Summitly per MLS® data-share rules

    685 Frederick Street is a 5-bedroom, 4-bath, 2000-2500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 685 Frederick Street built?

    685 Frederick Street was built in 51-99. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  22. What is the property tax for 685 Frederick Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 685 Frederick Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 685 Frederick Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $999,999 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 685 Frederick Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 685 Frederick Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 685 Frederick Street in?

    685 Frederick Street is in Kitchener, Kitchener. The 'Neighbourhood' section below links to the live Kitchener real estate hub with average sold price, days on market, and current inventory.

  26. Is Kitchener a good place to live?

    Kitchener is one of ON's actively-tracked Summitly markets. The full Kitchener real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 228 Holborn Drive
    4 / 2
    1,100
    —
    94 Scott Street4 / 22,000—
    715 Frederick Street4 / 21,500—
    319 Victoria Street4 / 31,500—