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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage — RECO Registration #6018570.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 3 days ago

    8 St. James Street

    Lindsay·Kawartha Lakes, ON··

    • 2 beds
    Kawartha Lakes real estate›X13591914
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    1 upcoming open house

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Sat, Jul 25
      2026-07-25T17:00:00.000-00:00 – 2026-07-25T19:00:00.000-00:00
      Public
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    Overview

    What this listing tells us

    Property description

    Are you looking for the perfect backyard oasis? This charming 4-bedroom, 2-bathroom bungalow, located in the lovely town of Lindsay, creates the perfect scene for hosting the best outdoor evenings! With extensive landscaping throughout the backyard, complete with a pond, you are transported to your dream outdoor living space. With a hot tub, deck, patio, two gazebos and a beautiful shed, there is tons of space for family, friends or relaxing after a long week. Inside the home, step into a bright and inviting atmosphere with a beautifully updated kitchen featuring a cozy built-in nook for sharing meals. The main floor features a master bedroom with a recently renovated hybrid ensuite bathroom, an additional bedroom currently used as an office, a living room with a fireplace and a dining room. Journey downstairs to the basement to enjoy extended living spaces with an additional bathroom, two bedrooms and extra family room space. The location of this home keeps you close to shopping, schools and amenities while also embracing the small-town lifestyle. Commuting is made easy with quick access to Highway 35.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 22, 2026ListedCurrentFor sale$679,900 —X13591914This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 8 St. James Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Hospital
    • Library
    • Park
    • Place Of Worship
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,340
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $302
    0.53% mill rate · ON
    The market

    How this home sits in the Kawartha Lakes market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Kawartha Lakes market right now

    Average sold price, days on market, and closed-transaction count for Kawartha Lakes — sourced from MLS®.

    • Avg sold price
      $696,395
      Last 30 days
    • Median sold price
      $629,950
      Middle of the market
    • Days on market
      39 d
      Avg from list to close
    • Closed last 30d
      388
      MLS® transactions
    Full Kawartha Lakes market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 8 St. James Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 8 St. James Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 8 St. James Street listed for?

      8 St. James Street is listed at $679,900 on the MLS® (listing X13591914). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 8 St. James Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1100-1500 sqft
  3. Detached
  4. Built 16-30
  5. Asking
    $679,900
    $0 / sqft · MLS® X13591914
    Chat Zara
    Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $508,368
    $467,699Confidence range$549,038
    Asking vs estimate
    ↑↑well-above
    +$171,532
    (+33.7%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Kawartha Lakes sell in about 39 days — this one has been listed 3 days.

    Avg sold price
    $696,395
    Median sold
    $629,950
    Avg days on market
    39
    Recently sold
    388
    See comparable sales
    With extensive landscaping throughout the backyard, complete with a pond, you are transported to your dream outdoor living space.
  6. With a hot tub, deck, patio, two gazebos and a beautiful shed, there is tons of space for family, friends or relaxing after a long week.
  7. Inside the home, step into a bright and inviting atmosphere with a beautifully updated kitchen featuring a cozy built-in nook for sharing meals.
  8. The main floor features a master bedroom with a recently renovated hybrid ensuite bathroom, an additional bedroom currently used as an office, a living room with a fireplace and a dining room.
  9. Ask Zara a follow-up
    Sewer
  10. Parking & garage

    4
    Garage
    Built-In
    Garage spaces
    1
    Parking spaces
    4
    Driveway
    Private
  11. Interior

    5
    Basement
    Finished, Full
    Family room
    N
    Kitchens
    1
    Total rooms
    7
    Laundry level
    Lower Level
  12. Exterior & construction

    5
    Exterior
    Vinyl Siding, Brick
    Roof
    Asphalt Shingle
    Foundation
    Poured Concrete
    View
    Garden, Pond
    Pool
    None
  13. Lot & land

    3
    Year built
    16-30
    Lot dimensions
    65.00 x 132.00
    Zoning
    R1
  14. Listing & possession

    3
    Occupancy
    TBA
    Property style
    Bungalow
    Property class
    Detached
  15. Room-by-room · 12 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    6 rooms
    • Bathroom
    • Kitchen
      laminate · quartz counter
      16.6 × 8.9 ft
    • Bedroom 2
      Broadloom
      10.9 × 10.7 ft
    • Dining Room
      laminate · w/o to deck
      11.1 × 9.3 ft
    • Living Room
      Laminate
      17.2 × 11.1 ft
    • Primary Bedroom
      13.2 × 12.0 ft

    Lower level

    2 rooms
    • Bathroom
    • 27.3 × 8.1 ft

    Basement level

    4 rooms
    • Laundry
      0.0 × 0.0 ft
    • Bedroom 4
      broadloom · closet · window
      11.3 × 10.1 ft
    • Bedroom 3
      broadloom · window
      12.1 × 10.1 ft
    • Recreation
      Broadloom
      23.2 × 11.3 ft
  16. Public Transit
  17. School
  18. Combined estimate
    $3,642
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,340
    /mo
    based on the purchase price of $679,900
    $135,980 cash
    $543,920 financed
    $458,123 total interest
    Monthly payment$3,340/ month
    Principal54%$543,920
    Interest46%$458,123

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Kawartha Lakes

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 291 County Rd 30
      Sold
      Sign in for price
      291 County Rd 30
      Detached
    • 65 Victoria Avenue
      Sold
      Sign in for price
      65 Victoria Avenue
      Detached
    • 39 Cedartree Lane
      Sold
      Sign in for price
      39 Cedartree Lane
      Detached
    • 417 Long Beach Road
      Sold
      Sign in for price
      417 Long Beach Road
      Detached
    • 131 Corbett Drive
      Sold
      Sign in for price
      131 Corbett Drive
      Detached
    • 2276 Hillview Drive
      Sold
      Sign in for price
      2276 Hillview Drive
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    8 St. James StreetThis home2 / 211,001,500$679,900ask———
    291 County Rd 304 / 22,000—
    65 Victoria Avenue3 / 21,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Kawartha Lakes

    Active listings within ±20% of this asking price.

    • 28 Lang Court
      $579,900
      28 Lang Court
      Detached 3 4
    • 36 Kawartha Drive
      $548,000
      36 Kawartha Drive
      Detached 2 1
    • 89 Shadow Lake 2 Road
      $749,000
      89 Shadow Lake 2 Road
      Detached 2 1
    • 28 River Drive
      $694,800
      28 River Drive
      Detached 3 1
    • 18 Russell Hill Road
      $718,000
      18 Russell Hill Road
      Detached 3 2
    • 27 Second Street
      $574,900
      27 Second Street
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  19. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  20. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  21. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  22. Public listing courtesy of RE/MAX Rouge River Realty Ltd. · displayed on Summitly per MLS® data-share rules

    8 St. James Street is a 2-bedroom, 2-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  23. When was 8 St. James Street built?

    8 St. James Street was built in 16-30. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  24. What is the property tax for 8 St. James Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 8 St. James Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  25. How much would the monthly mortgage be on 8 St. James Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $679,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  26. Has 8 St. James Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 8 St. James Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  27. What neighbourhood is 8 St. James Street in?

    8 St. James Street is in Lindsay, Kawartha Lakes. The 'Neighbourhood' section below links to the live Kawartha Lakes real estate hub with average sold price, days on market, and current inventory.

  28. Is Kawartha Lakes a good place to live?

    Kawartha Lakes is one of ON's actively-tracked Summitly markets. The full Kawartha Lakes real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  29. 39 Cedartree Lane
    2 / 2
    1,100
    —
    417 Long Beach Road3 / 11,100—
    131 Corbett Drive3 / 21,100—
    2276 Hillview Drive4 / 42,500—