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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage — RECO Registration #6018570.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 3 days ago

    89 Shadow Lake 2 Road

    ·Kawartha Lakes, ON··

    • 2 beds
    Kawartha Lakes real estate›X13599798
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Escape the city and discover the peaceful waterfront lifestyle you've been searching for, just two hours from the GTA. Nestled on Birch Point on sought-after Shadow Lake, this beautifully renovated four-season retreat offers exceptional privacy, elevated lake views, and 80 feet of waterfront in one of the Kawarthas' most desirable locations. The bright open-concept kitchen, dining, and living areas are designed to maximize the stunning views, with expansive windows filling the home with natural light. Sliding doors lead to an elevated deck surrounded by mature trees, creating the perfect setting to enjoy your morning coffee or unwind after a day on the lake. A cozy wood-burning fireplace insert adds warmth and charm, while forced-air propane heating ensures year-round comfort. The garden path leads you down to 80 feet of sandy shoreline that gradually transitions to excellent deep water off the dock, ideal for swimming, boating, fishing, and lakeside relaxation. Thoughtfully updated throughout, the home is move-in ready with a new roof (2023), attic insulation (2023), professionally painted interior and exterior (2025), professionally installed laminate flooring (2025), and a rebuilt side deck (2025). The lower level offers lots of flexibility with spray-foam insulation, laundry, workshop space, utility access, and a bright storage room with windows that could become a recreation room, studio, fitness space, or additional guest accommodations. Completing the property is an impressive 30' x 30' steel garage with a chain hoist, providing exceptional space for vehicles, boats, recreational equipment, and all your waterfront essentials. Whether you're searching for a peaceful year-round residence or a turnkey weekend escape, this exceptional Shadow Lake property offers the perfect balance of privacy, comfort, and classic Kawartha waterfront living.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 23, 2026ListedCurrentFor sale$749,000 —X13599798This page
    Jul 3, 2026Previously listedTer$799,000 —X13519452View
    May 20, 2026Previously listedTer$839,900 —X13152658View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      None
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 89 Shadow Lake 2 Road
    What's nearby

    Points of interest classified by the MLS® feed.

    • Lake/Pond
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,680
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $410
    0.66% mill rate · ON
    The market

    How this home sits in the Kawartha Lakes market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Kawartha Lakes market right now

    Average sold price, days on market, and closed-transaction count for Kawartha Lakes — sourced from MLS®.

    • Avg sold price
      $696,127
      Last 30 days
    • Median sold price
      $629,900
      Middle of the market
    • Days on market
      39 d
      Avg from list to close
    • Closed last 30d
      387
      MLS® transactions
    Full Kawartha Lakes market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 89 Shadow Lake 2 Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 89 Shadow Lake 2 Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 89 Shadow Lake 2 Road listed for?

      89 Shadow Lake 2 Road is listed at $749,000 on the MLS® (listing X13599798). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 89 Shadow Lake 2 Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bath
  2. 700-1100 sqft
  3. Detached
  4. Built 51-99
  5. < .50 ac lot
  6. Asking
    $749,000
    $0 / sqft · MLS® X13599798
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $508,173
    $467,519Confidence range$548,827
    Asking vs estimate
    ↑↑well-above
    +$240,827
    (+47.4%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Kawartha Lakes sell in about 39 days — this one has been listed 3 days.

    Avg sold price
    $696,127
    Median sold
    $629,900
    Avg days on market
    39
    Recently sold
    387
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • The bright open-concept kitchen, dining, and living areas are designed to maximize the stunning views, with expansive windows filling the home with natural light.
    • Sliding doors lead to an elevated deck surrounded by mature trees, creating the perfect setting to enjoy your morning coffee or unwind after a day on the lake.
    • The garden path leads you down to 80 feet of sandy shoreline that gradually transitions to excellent deep water off the dock, ideal for swimming, boating, fishing, and lakeside relaxation.
    • Completing the property is an impressive 30' x 30' steel garage with a chain hoist, providing exceptional space for vehicles, boats, recreational equipment, and all your waterfront essentials.
    Ask Zara a follow-up
    Well
    Sewer
    Septic
  8. Parking & garage

    4
    Garage
    Detached
    Garage spaces
    4
    Parking spaces
    9
    Driveway
    Private
  9. Interior

    5
    Basement
    Partial Basement, Walk-Out
    Family room
    N
    Kitchens
    1
    Total rooms
    9
    Laundry level
    Lower Level
  10. Exterior & construction

    6
    Exterior
    Wood
    Roof
    Asphalt Shingle
    Foundation
    Block
    View
    Lake
    Waterfront
    Y
    Pool
    None
  11. Lot & land

    2
    Year built
    51-99
    Zoning
    LSR
  12. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    Bungalow
    Property class
    Detached
  13. Room-by-room · 9 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    7 rooms
    • Bathroom
      4 Pc Bath
      8.0 × 5.4 ft
    • Living Room
      19.6 × 14.9 ft
    • Bedroom
      11.2 × 9.9 ft
    • Kitchen
      11.3 × 9.1 ft
    • Foyer
      6.9 × 9.7 ft
    • Bedroom 2
      9.9 × 9.8 ft
    • Dining Room
      11.3 × 8.4 ft

    Basement level

    2 rooms
    • Utility Room
      30.3 × 24.8 ft
    • Other
      34.9 × 8.8 ft
    Combined estimate
    $4,090
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,680
    /mo
    based on the purchase price of $749,000
    $149,800 cash
    $599,200 financed
    $504,684 total interest
    Monthly payment$3,680/ month
    Principal54%$599,200
    Interest46%$504,684

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    or send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Kawartha Lakes

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 291 County Rd 30
      Sold
      Sign in for price
      291 County Rd 30
      Detached
    • 65 Victoria Avenue
      Sold
      Sign in for price
      65 Victoria Avenue
      Detached
    • 39 Cedartree Lane
      Sold
      Sign in for price
      39 Cedartree Lane
      Detached
    • 417 Long Beach Road
      Sold
      Sign in for price
      417 Long Beach Road
      Detached
    • 131 Corbett Drive
      Sold
      Sign in for price
      131 Corbett Drive
      Detached
    • 2276 Hillview Drive
      Sold
      Sign in for price
      2276 Hillview Drive
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    89 Shadow Lake 2 RoadThis home2 / 17,001,100$749,000ask———
    291 County Rd 304 / 22,000—
    65 Victoria Avenue3 / 21,100—
    Sold prices are hidden under TRREB rules. to reveal them.

    More detacheds in Kawartha Lakes

    Active listings within ±20% of this asking price.

    • 79 Brook Road
      $710,000
      79 Brook Road
      Detached 3 2
    • 127.5 Adelaide Street
      $699,900
      127.5 Adelaide Street
      Detached 2 3
    • 87 Superior Road
      $725,000
      87 Superior Road
      Detached 3 1
    • 60 Sanderling Crescent
      $699,900
      60 Sanderling Crescent
      Detached 4 4
    • 2477 Pigeon Lake Road
      $848,800
      2477 Pigeon Lake Road
      Detached 3 2
    • 661 Fingerboard Road
      $599,900
      661 Fingerboard Road
      Detached 2 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  14. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  15. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  16. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  17. Public listing courtesy of Kawartha Waterfront Realty Inc. · displayed on Summitly per MLS® data-share rules

    89 Shadow Lake 2 Road is a 2-bedroom, 1-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  18. When was 89 Shadow Lake 2 Road built?

    89 Shadow Lake 2 Road was built in 51-99. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  19. What is the property tax for 89 Shadow Lake 2 Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for 89 Shadow Lake 2 Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  20. How much would the monthly mortgage be on 89 Shadow Lake 2 Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $749,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  21. Has 89 Shadow Lake 2 Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 89 Shadow Lake 2 Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  22. What neighbourhood is 89 Shadow Lake 2 Road in?

    89 Shadow Lake 2 Road is in Laxton/Digby/Longford, Kawartha Lakes. The 'Neighbourhood' section below links to the live Kawartha Lakes real estate hub with average sold price, days on market, and current inventory.

  23. Is Kawartha Lakes a good place to live?

    Kawartha Lakes is one of ON's actively-tracked Summitly markets. The full Kawartha Lakes real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  24. 39 Cedartree Lane
    2 / 2
    1,100
    —
    417 Long Beach Road3 / 11,100—
    131 Corbett Drive3 / 21,100—
    2276 Hillview Drive4 / 42,500—