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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage — RECO Registration #6018570.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 18 days

    Unit 14 — 92 Loretta Drive

    Virgil·Niagara-on-the-Lake, ON··

    • 2 beds
    Niagara-on-the-Lake real estate›X13551128
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    1 upcoming open house

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Sun, Jul 26
      2026-07-26T18:00:00.000-00:00 – 2026-07-26T20:00:00.000-00:00
      Public
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    Overview

    What this listing tells us

    Property description

    Welcome to a beautifully maintained end-unit townhome that combines timeless style, everyday comfort, and an unbeatable location in the charming community of Virgil. Framed by established landscaping and an inviting covered front entrance, this home offers impressive curb appeal from the moment you arrive.Inside, a bright and spacious entryway opens into a main living space featuring soaring vaulted ceilings, abundant natural light, and a cozy gas fireplace. The well-appointed kitchen offers generous cabinetry, a charming breakfast area, and direct access to a private outdoor composite deck-an ideal setting for morning coffee or relaxing evenings.Designed for flexibility and convenience, the main floor includes a spacious primary bedroom complete with a walk-in closet and a private 3-piece ensuite. A second bedroom provides the perfect space for guests, a home office, or a hobby room. The fully finished lower level expands the living space with a spacious recreation room and two additional bedrooms, offering the perfect setup for overnight guests or extended family. Conveniently located just steps from visitor parking, making it effortless to host.Enjoy a vibrant lifestyle just steps from your front door. Walk to local craft breweries, parks, groceries, and nearby amenities, including the Virgil Sports Park, all while experiencing the charming atmosphere that makes this community so desirable. Low-maintenance living at its best.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 10, 2026ListedCurrentFor sale$879,000 —X13551128This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      2
      Heating
      Forced Air
      Air conditioning
      Central Air
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 Unit 14 — 92 Loretta Drive
    What's nearby

    Points of interest classified by the MLS® feed.

    • Cul de Sac/Dead End
    • Park
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $4,318
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $354
    0.48% mill rate · ON
    The market

    How this home sits in the Niagara-on-the-Lake market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Niagara-on-the-Lake market right now

    Average sold price, days on market, and closed-transaction count for Niagara-on-the-Lake — sourced from MLS®.

    • Avg sold price
      $1,162,923
      Last 30 days
    • Median sold price
      $1,020,000
      Middle of the market
    • Days on market
      48 d
      Avg from list to close
    • Closed last 30d
      105
      MLS® transactions
    Full Niagara-on-the-Lake market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into Unit 14 — 92 Loretta Drive — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at Unit 14 — 92 Loretta Drive and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is Unit 14 — 92 Loretta Drive listed for?

      Unit 14 — 92 Loretta Drive is listed at $879,000 on the MLS® (listing X13551128). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does Unit 14 — 92 Loretta Drive have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 1200-1399 sqft
  3. Condo Townhouse
  4. Asking
    $879,000
    $0 / sqft · MLS® X13551128
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $848,934
    $781,019Confidence range$916,848
    Asking vs estimate
    ≈in-line
    +$30,066
    (+3.5%)
    Asking is in line
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Niagara-on-the-Lake sell in about 48 days — this one has been listed 18 days.

    Avg sold price
    $1,162,923
    Median sold
    $1,020,000
    Avg days on market
    48
    Recently sold
    105
    See comparable sales
    AI highlights by Zara
    • A second bedroom provides the perfect space for guests, a home office, or a hobby room.
    • The fully finished lower level expands the living space with a spacious recreation room and two additional bedrooms, offering the perfect setup for overnight guests or extended family.
    • Conveniently located just steps from visitor parking, making it effortless to host.Enjoy a vibrant lifestyle just steps from your front door.
    • Walk to local craft breweries, parks, groceries, and nearby amenities, including the Virgil Sports Park, all while experiencing the charming atmosphere that makes this community so desirable.
    Ask Zara a follow-up

    Parking & garage

    4
    Garage
    Attached
    Garage spaces
    1.5
    Parking spaces
    3
    Driveway
    2
  6. Interior

    5
    Basement
    Full, Finished
    Family room
    N
    Kitchens
    1
    Total rooms
    11
    Laundry level
    Main Level
  7. Exterior & construction

    5
    Exterior
    Vinyl Siding, Stone
    Roof
    Asphalt Shingle
    Foundation
    Concrete
    Patio
    None
    Balcony
    None
  8. Listing & possession

    3
    Occupancy
    1-29 days
    Property style
    Bungalow
    Property class
    Condo Townhouse
  9. Room-by-room · 11 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    5 rooms
    • Laundry
      7.8 × 5.2 ft
    • Kitchen
      22.2 × 10.2 ft
    • Bedroom
      10.4 × 9.2 ft
    • Primary Bedroom
      17.3 × 11.7 ft
    • Living Room
      17.7 × 11.7 ft

    Basement level

    6 rooms
    • Recreation
      21.8 × 21.8 ft
    • Bedroom
      10.4 × 9.2 ft
    • Bedroom
      15.7 × 11.3 ft
    • Cold Room/Cantina
      9.6 × 4.2 ft
    • Other
      7.5 × 6.8 ft
    • Utility Room
      11.2 × 10.0 ft

    Condo corporation & monthly fees

    Maintenance fee, what's included, locker, exposure, amenities, and condo corp details.

    Monthly maintenance
    Condo corp fees
    $275
    per month
    Building details
    • Unit14
    • Storeys (building)Ground
    • ExposureNorth West
    • LockerNone
    • Pet policyYes-with Restrictions
    • Ensuite laundryY
    • Condo corpNNVLCC
    • Corp #180
    • Property managerWilson Blanchard Management
    Combined estimate
    $4,672
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $4,318
    /mo
    based on the purchase price of $879,000
    $175,800 cash
    $703,200 financed
    $592,279 total interest
    Monthly payment$4,318/ month
    Principal54%$703,200
    Interest46%$592,279

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    or send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax and condo fees.

    Comparable condo townhouses that just sold in Niagara-on-the-Lake

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 1448 Niagara Stone Road
      Sold
      Sign in for price
      1448 Niagara Stone Road
      Condo Townhouse
    • 1448 Niagara Stone Road
      Sold
      Sign in for price
      1448 Niagara Stone Road
      Condo Townhouse
    • 4 Sapphire Lane
      Sold
      Sign in for price
      4 Sapphire Lane
      Condo Townhouse
    • 1 Cedar Drive
      Sold
      Sign in for price
      1 Cedar Drive
      Condo Townhouse
    • 1439 NIAGARA STONE Road
      Sold
      Sign in for price
      1439 NIAGARA STONE Road
      Condo Townhouse
    • 443 Nassau Street
      Sold
      Sign in for price
      443 Nassau Street
      Condo Townhouse
    AddressBd / BaSqftSold$/sqft% of askSold
    Unit 14 — 92 Loretta DriveThis home2 / 312,001,399$879,000ask———
    1448 Niagara Stone Road2 / 31,200—
    1448 Niagara Stone Road2 / 31,200—
    Sold prices are hidden under TRREB rules. to reveal them.

    More condo townhouses in Niagara-on-the-Lake

    Active listings within ±20% of this asking price.

    • 8 St. Andrews Lane
      $895,000
      8 St. Andrews Lane
      Condo Townhouse 2 3
    • 29 Rose Glen Crescent
      $739,900
      29 Rose Glen Crescent
      Condo Townhouse 2 2
    • 24 Peachtree Lane
      $859,900
      24 Peachtree Lane
      Condo Townhouse 2 3
    • 21 Loretta Drive
      $719,000
      21 Loretta Drive
      Condo Townhouse 2 2
    • 481 Victoria Street
      $950,000
      481 Victoria Street
      Condo Townhouse 2 4
    • 19 Crimson Drive
      $829,900
      19 Crimson Drive
      Condo Townhouse 2 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  10. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  11. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  12. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  13. Public listing courtesy of NIAGARA-ON-THE-LAKE REALTY (1994) LTD, BROKERAGE · displayed on Summitly per MLS® data-share rules

    Unit 14 — 92 Loretta Drive is a 2-bedroom, 3-bath, 1200-1399 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  14. When was Unit 14 — 92 Loretta Drive built?

    The year built for Unit 14 — 92 Loretta Drive isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  15. What is the property tax for Unit 14 — 92 Loretta Drive?

    The 'Property tax' tab in the History section shows the most recent annual tax for Unit 14 — 92 Loretta Drive plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  16. How much would the monthly mortgage be on Unit 14 — 92 Loretta Drive?

    The affordability calculator on this page shows an estimated monthly mortgage for $879,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  17. Has Unit 14 — 92 Loretta Drive been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of Unit 14 — 92 Loretta Drive with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  18. What neighbourhood is Unit 14 — 92 Loretta Drive in?

    Unit 14 — 92 Loretta Drive is in Virgil, Niagara-on-the-Lake. The 'Neighbourhood' section below links to the live Niagara-on-the-Lake real estate hub with average sold price, days on market, and current inventory.

  19. Is Niagara-on-the-Lake a good place to live?

    Niagara-on-the-Lake is one of ON's actively-tracked Summitly markets. The full Niagara-on-the-Lake real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  20. 4 Sapphire Lane
    2 / 2
    1,400
    —
    1 Cedar Drive2 / 31,200—
    1439 NIAGARA STONE Road2 / 31,200—
    443 Nassau Street2 / 2800—