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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 6 days ago

    Unit 3 — 481 Victoria Street

    Town·Niagara-on-the-Lake, ON·L0S 1J0·Near Mary & Victoria

    • 2 beds
    Niagara-on-the-Lake real estate›X13484428
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Just a short walk to Queen Street in the heart of Niagara-on-the-Lake, this stunning townhouse offers 3 bedrooms, 4 bathrooms, nearly 2,800 square feet of finished living space and soaring 10-foot ceilings, delivering the perfect combination of luxury, comfort and convenience. Originally designed to feature a main-floor primary bedroom where the current secondary living room is located, the layout allows for an easy weekend conversion to create a fourth bedroom and convenient main-floor living if desired. The bright, open-concept main floor is flooded with natural light and features a beautifully appointed kitchen with quartz countertops, abundant cabinetry and an effortless flow into the dining and living areas, making it ideal for both everyday living and entertaining... Added bonus is the additional laundry rough in all set up on the main floor for future main floor living if needed. Both upper-level primary suites offer walk-in closets and luxurious ensuite bathrooms with new quartz countertops, soaker tubs and spacious showers, creating private retreats you'll love coming home to.Step outside to the enlarged private deck, the perfect place for morning coffee, evening cocktails or entertaining family and friends. The fully finished lower level adds exceptional versatility with a large family room, a den currently being used as a bedroom (window may not meet egress requirements), a 2-piece bathroom and generous storage space, including cold storage for wine enthusiasts.Located steps from the beautiful Gardens at Pillar and Post, The Commons dog walking trails and all of the shopping, dining and charm that make Niagara-on-the-Lake one of Canada's most sought-after communities, this is more than a home-it's a lifestyle.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 24, 2026ListedCurrentFor sale$950,000 —X13484428This page
    Aug 7, 2025Previously listedExp$1,084,000 —X12330409View
    Jun 5, 2025Previously listedExp$1,084,000 —X12197497View
    Sep 27, 2024Previously listedTer$1,084,000 —X9414738View
    Jul 2, 2024Previously listedExp$1,084,000 —X9408282View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      3
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      1
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 Unit 3 — 481 Victoria Street
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $4,667
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $513
    0.65% mill rate · ON
    The market

    How this home sits in the Niagara-on-the-Lake market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Niagara-on-the-Lake market right now

    Average sold price, days on market, and closed-transaction count for Niagara-on-the-Lake — sourced from MLS®.

    • Avg sold price
      $1,151,093
      Last 30 days
    • Median sold price
      $1,015,000
      Middle of the market
    • Days on market
      52 d
      Avg from list to close
    • Closed last 30d
      90
      MLS® transactions
    Full Niagara-on-the-Lake market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into Unit 3 — 481 Victoria Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at Unit 3 — 481 Victoria Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is Unit 3 — 481 Victoria Street listed for?

      Unit 3 — 481 Victoria Street is listed at $950,000 on the MLS® (listing X13484428). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does Unit 3 — 481 Victoria Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 4 baths
  2. 2000-2249 sqft
  3. Condo Townhouse
  4. Built 16-30
  5. Asking
    $950,000
    $0 / sqft · MLS® X13484428
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $840,298
    $773,074Confidence range$907,522
    Asking vs estimate
    ↑above
    +$109,702
    (+13.1%)
    Asking is above estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Niagara-on-the-Lake sell in about 52 days — this one has been listed 6 days.

    Avg sold price
    $1,151,093
    Median sold
    $1,015,000
    Avg days on market
    52
    Recently sold
    90
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara

    Compact 2-bedroom layout — best for individuals, couples, or investors, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this condo townhouse fits your budget and timing.

    Ask Zara a follow-up

    Parking & garage

    4
    Garage
    Attached
    Garage spaces
    1
    Parking spaces
    2
    Driveway
    1
  7. Interior

    4
    Basement
    Finished, Full
    Family room
    Y
    Kitchens
    1
    Total rooms
    10
  8. Exterior & construction

    5
    Exterior
    Brick
    Roof
    Asphalt Shingle
    Foundation
    Poured Concrete
    Patio
    None
    Balcony
    None
  9. Lot & land

    1
    Year built
    16-30
  10. Listing & possession

    3
    Occupancy
    FLEX
    Property style
    Bungaloft
    Property class
    Condo Townhouse
  11. Room-by-room · 11 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    4 rooms
    • Dining Room
      Open Concept
      15.5 × 11.4 ft
    • Kitchen
      Updated
      10.9 × 13.7 ft
    • Living Room
      electric fireplace · open concept
      18.8 × 15.9 ft
    • Bedroom
      W/O To Deck
      19.4 × 13.7 ft

    Second level

    2 rooms
    • Primary Bedroom
      4 pc ensuite · walk-in closet(s)
      20.4 × 21.0 ft
    • Bedroom
      4 pc ensuite · walk-in closet(s)
      20.4 × 19.8 ft

    Basement level

    5 rooms
    • Family Room
      18.3 × 26.3 ft
    • Bedroom 3
      11.7 × 10.8 ft
    • 13.1 × 6.4 ft
    • Utility Room
      11.6 × 5.3 ft
    • Laundry
      18.2 × 13.3 ft

    Condo corporation & monthly fees

    Maintenance fee, what's included, locker, exposure, amenities, and condo corp details.

    Monthly maintenance
    Condo corp fees
    $511
    per month
    Building details
    • Unit3
    • Storeys (building)1
    • ExposureEast
    • LockerNone
    • Parking typePrivate
    • Pet policyYes-with Restrictions
    • Ensuite laundryN
    • Condo corpNNCC
    • Corp #190
    • Property managerEicon Property Management
    Combined estimate
    $5,180
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $4,667
    /mo
    based on the purchase price of $950,000
    $190,000 cash
    $760,000 financed
    $640,119 total interest
    Monthly payment$4,667/ month
    Principal54%$760,000
    Interest46%$640,119

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax and condo fees.

    Comparable condo townhouses that just sold in Niagara-on-the-Lake

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 1 Cedar Drive
      Sold
      Sign in for price
      1 Cedar Drive
      Condo Townhouse
    • 1439 NIAGARA STONE Road
      Sold
      Sign in for price
      1439 NIAGARA STONE Road
      Condo Townhouse
    • 443 Nassau Street
      Sold
      Sign in for price
      443 Nassau Street
      Condo Townhouse
    • 1448 Niagara Stone Road
      Sold
      Sign in for price
      1448 Niagara Stone Road
      Condo Townhouse
    • 1448 Niagara Stone Road
      Sold
      Sign in for price
      1448 Niagara Stone Road
      Condo Townhouse
    • 5 Peachtree Lane
      Sold
      Sign in for price
      5 Peachtree Lane
      Condo Townhouse
    AddressBd / BaSqftSold$/sqft% of askSold
    Unit 3 — 481 Victoria StreetThis home2 / 420,002,249$950,000ask———
    1 Cedar Drive2 / 31,200—
    1439 NIAGARA STONE Road2 / 31,200—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More condo townhouses in Niagara-on-the-Lake

    Active listings within ±20% of this asking price.

    • 19 Crimson Drive
      $829,900
      19 Crimson Drive
      Condo Townhouse 2 3
    • 14 St. Andrews Lane
      $925,000
      14 St. Andrews Lane
      Condo Townhouse 2 3
    • 29 Rose Glen Crescent
      $779,900
      29 Rose Glen Crescent
      Condo Townhouse 2 2
    • 6 Mills Lane
      $1,050,000
      6 Mills Lane
      Condo Townhouse 2 3
    • 2 Sawmill Lane
      $875,000
      2 Sawmill Lane
      Condo Townhouse 2 3
    • 25 Sorensen Court
      $998,000
      25 Sorensen Court
      Condo Townhouse 2 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  12. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  13. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  14. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  15. Public listing courtesy of RE/MAX NIAGARA REALTY LTD, BROKERAGE · displayed on Summitly per MLS® data-share rules

    Unit 3 — 481 Victoria Street is a 2-bedroom, 4-bath, 2000-2249 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  16. When was Unit 3 — 481 Victoria Street built?

    Unit 3 — 481 Victoria Street was built in 16-30. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  17. What is the property tax for Unit 3 — 481 Victoria Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for Unit 3 — 481 Victoria Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  18. How much would the monthly mortgage be on Unit 3 — 481 Victoria Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $950,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  19. Has Unit 3 — 481 Victoria Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of Unit 3 — 481 Victoria Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  20. What neighbourhood is Unit 3 — 481 Victoria Street in?

    Unit 3 — 481 Victoria Street is in Town, Niagara-on-the-Lake. The 'Neighbourhood' section below links to the live Niagara-on-the-Lake real estate hub with average sold price, days on market, and current inventory.

  21. Is Niagara-on-the-Lake a good place to live?

    Niagara-on-the-Lake is one of ON's actively-tracked Summitly markets. The full Niagara-on-the-Lake real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  22. 443 Nassau Street
    2 / 2
    800
    —
    1448 Niagara Stone Road2 / 31,200—
    1448 Niagara Stone Road2 / 31,200—
    5 Peachtree Lane2 / 21,400—