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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage — RECO Registration #6018570.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 38 days

    96 Raising Mill Gate

    Waterloo, ON··

    • 4 beds
    • 3 baths
    Waterloo real estate›X12537616
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to your next chapter in this beautifully maintained 4 bedroom, 3 bathroom semi detached home! Built in 2007, this home offers a welcoming open concept layout that's perfect for gathering with family and friends. The spacious kitchen flows seamlessly into the living and dining areas, creating a bright and comfortable space for everyday living. Upstairs, you'll find large bedrooms and wide hallways that add to the open, airy feel. The finished basement, updated in 2021 and 2022, offers even more room to relax, play, or work from home. Thoughtful updates throughout include a new roof (2019), fresh paint (2023), updated light fixtures (2024), and newer appliances like the dishwasher and microwave. The fully fenced backyard is ideal for summer BBQs, pets, or simply enjoying a quiet evening outdoors. Plus, you'll have peace of mind knowing all windows and doors are scheduled to be replaced in November 2025. Set in a prime location close to the rec centre, parks, and scenic trails, this home combines comfort, style, and community living; everything you've been looking for.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Nov 7, 2025ListedCurrentFor sale$699,000 —X12537616This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 96 Raising Mill Gate
    What's nearby

    Points of interest classified by the MLS® feed.

    • Park
    • Place Of Worship
    • School
    • Fenced Yard
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,434
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $323
    0.56% mill rate · ON
    The market

    How this home sits in the Waterloo market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Waterloo market right now

    Average sold price, days on market, and closed-transaction count for Waterloo — sourced from MLS®.

    • Avg sold price
      $744,320
      Last 30 days
    • Median sold price
      $685,000
      Middle of the market
    • Days on market
      31 d
      Avg from list to close
    • Closed last 30d
      315
      MLS® transactions
    Full Waterloo market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 96 Raising Mill Gate — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 96 Raising Mill Gate and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 96 Raising Mill Gate listed for?

      96 Raising Mill Gate is listed at $699,000 on the MLS® (listing X12537616). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 96 Raising Mill Gate have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1500-2000 sqft
  2. Semi-Detached
  3. Asking
    $699,000
    $0 / sqft · MLS® X12537616
    Chat Zara
  4. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $878,298
    $808,034Confidence range$948,561
    Asking vs estimate
    ↓below
    −$179,298
    (-20.4%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 4 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Waterloo sell in about 31 days — this one has been listed 38 days.

    Avg sold price
    $744,320
    Median sold
    $685,000
    Avg days on market
    31
    Recently sold
    315
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    Built in 2007, this home offers a welcoming open concept layout that's perfect for gathering with family and friends.
  5. The spacious kitchen flows seamlessly into the living and dining areas, creating a bright and comfortable space for everyday living.
  6. The finished basement, updated in 2021 and 2022, offers even more room to relax, play, or work from home.
  7. The fully fenced backyard is ideal for summer BBQs, pets, or simply enjoying a quiet evening outdoors.
  8. Ask Zara a follow-up
    Sewer
  9. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    1
    Parking spaces
    4
    Driveway
    Private Double
  10. Interior

    5
    Basement
    Full, Finished
    Family room
    Y
    Kitchens
    1
    Total rooms
    14
    Laundry level
    Upper Level
  11. Exterior & construction

    4
    Exterior
    Brick, Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Poured Concrete
    Pool
    None
  12. Lot & land

    1
    Zoning
    R-5
  13. Listing & possession

    4
    Possession
    2025-12-29T00:00:00.000-00:00
    Occupancy
    Dec. 29 - Jan 2 preferred
    Property style
    2-Storey
    Property class
    Semi-Detached
  14. Golf
  15. Combined estimate
    $3,757
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,434
    /mo
    based on the purchase price of $699,000
    $139,800 cash
    $559,200 financed
    $470,993 total interest
    Monthly payment$3,434/ month
    Principal54%$559,200
    Interest46%$470,993

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    or send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable semi-detacheds that just sold in Waterloo

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 26A Helene Crescent
      Sold
      Sign in for price
      26A Helene Crescent
      Semi-Detached
    • 603 Pinerow Crescent
      Sold
      Sign in for price
      603 Pinerow Crescent
      Semi-Detached
    • 694 Highpoint Avenue
      Sold
      Sign in for price
      694 Highpoint Avenue
      Semi-Detached
    • 432 Lee Avenue
      Sold
      Sign in for price
      432 Lee Avenue
      Semi-Detached
    • 466A EXMOOR Street
      Sold
      Sign in for price
      466A EXMOOR Street
      Semi-Detached
    • 651 Pinerow Crescent
      Sold
      Sign in for price
      651 Pinerow Crescent
      Semi-Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    96 Raising Mill GateThis home4 / 315,002,000$699,000ask———
    26A Helene Crescent3 / 2700—
    603 Pinerow Crescent3 / 21,100—
    Sold prices are hidden under TRREB rules. to reveal them.

    More semi-detacheds in Waterloo

    Active listings within ±20% of this asking price.

    • 421 Bairstow Crescent
      $599,000
      421 Bairstow Crescent
      Semi-Detached 3 2
    • 14 Donnenwerth Drive
      $699,900
      14 Donnenwerth Drive
      Semi-Detached 3 3
    • 511 Dansbury Drive
      $699,000
      511 Dansbury Drive
      Semi-Detached 3 3
    • 433a Dunvegan Drive
      $645,000
      433a Dunvegan Drive
      Semi-Detached 5 3
    • 101 Northlake Place
      $598,900
      101 Northlake Place
      Semi-Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  16. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  17. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  18. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  19. Public listing courtesy of RE/MAX Solid Gold Realty (II) Ltd · displayed on Summitly per MLS® data-share rules

    96 Raising Mill Gate is a 4-bedroom, 3-bath, 1500-2000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  20. When was 96 Raising Mill Gate built?

    The year built for 96 Raising Mill Gate isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  21. What is the property tax for 96 Raising Mill Gate?

    The 'Property tax' tab in the History section shows the most recent annual tax for 96 Raising Mill Gate plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  22. How much would the monthly mortgage be on 96 Raising Mill Gate?

    The affordability calculator on this page shows an estimated monthly mortgage for $699,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  23. Has 96 Raising Mill Gate been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 96 Raising Mill Gate with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  24. What neighbourhood is 96 Raising Mill Gate in?

    96 Raising Mill Gate is in Waterloo, Waterloo. The 'Neighbourhood' section below links to the live Waterloo real estate hub with average sold price, days on market, and current inventory.

  25. Is Waterloo a good place to live?

    Waterloo is one of ON's actively-tracked Summitly markets. The full Waterloo real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  26. 694 Highpoint Avenue
    3 / 2
    1,100
    —
    432 Lee Avenue3 / 21,100—
    466A EXMOOR Street4 / 31,100—
    651 Pinerow Crescent3 / 31,100—