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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage — RECO Registration #6018570.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 38 days

    Unit 43 — 2054 Peninsula Road

    ·Muskoka Lakes, ON··

    • 2300 sqft
    Muskoka Lakes real estate›X13457772
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to Legacy Cottages. The epitome of Muskoka luxury in this lakefront community on Lake Rosseau. This fully furnished exquisite 4 bed, 3 bath vacation home doubles as a lucrative income property. It is a Bill Hicks design boasting vaulted ceilings, and a spacious living room opening to a Muskoka room upgraded with Weathermaster windows, making this sunroom a true three season room. The main floor also offers seamless indoor-outdoor living with an en-suite off the primary, a second bedroom and a thoughtfully designed kitchen. Enjoy over 400 feet of waterfront access, including a heated pool, beach, and boathouse with breathtaking views of Lake Rosseau. Multiple docks allow launching of all water toys. The cottage is just minutes from Port Sandfield, Port Carling, Bala and the town of Rosseau. The common elements are maintained by the Condo Board which results in hassle free maintenance and excellent rental potential. It truly is Resort Style living at it's finest!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 17, 2026Previously listedNew$950,000 —X13457758View
    Jun 17, 2026ListedCurrentFor sale$950,000 —X13457772This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Propane Gas
      Air conditioning
      Yes
      Water source
      Other
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 Unit 43 — 2054 Peninsula Road
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $4,667
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $617
    0.78% mill rate · ON
    The market

    How this home sits in the Muskoka Lakes market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Muskoka Lakes market right now

    Average sold price, days on market, and closed-transaction count for Muskoka Lakes — sourced from MLS®.

    • Avg sold price
      $1,902,376
      Last 30 days
    • Median sold price
      $850,000
      Middle of the market
    • Days on market
      40 d
      Avg from list to close
    • Closed last 30d
      90
      MLS® transactions
    Full Muskoka Lakes market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into Unit 43 — 2054 Peninsula Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at Unit 43 — 2054 Peninsula Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is Unit 43 — 2054 Peninsula Road listed for?

      Unit 43 — 2054 Peninsula Road is listed at $950,000 on the MLS® (listing X13457772). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does Unit 43 — 2054 Peninsula Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. Investment
  2. Asking
    $950,000
    $413 / sqft · MLS® X13457772
    Chat Zara
  3. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $1,902,376
    $1,750,186Confidence range$2,054,566
    Asking vs estimate
    ↓below
    −$952,376
    (-50.1%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price (limited data on this listing).

    Market analytics

    Homes like this in Muskoka Lakes sell in about 40 days — this one has been listed 38 days.

    Avg sold price
    $1,902,376
    Median sold
    $850,000
    Avg days on market
    40
    Recently sold
    90
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    Welcome to Legacy Cottages.
  4. It is a Bill Hicks design boasting vaulted ceilings, and a spacious living room opening to a Muskoka room upgraded with Weathermaster windows, making this sunroom a true three season room.
  5. The main floor also offers seamless indoor-outdoor living with an en-suite off the primary, a second bedroom and a thoughtfully designed kitchen.
  6. Enjoy over 400 feet of waterfront access, including a heated pool, beach, and boathouse with breathtaking views of Lake Rosseau.
  7. Ask Zara a follow-up
    Septic
  8. Parking & garage

    1
    Garage
    None
  9. Lot & land

    1
    Zoning
    Commerical Resort
  10. Listing & possession

    3
    Occupancy
    TBD
    Property style
    Accommodation
    Property class
    Investment
  11. Combined estimate
    $5,284
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $4,667
    /mo
    based on the purchase price of $950,000
    $190,000 cash
    $760,000 financed
    $640,119 total interest
    Monthly payment$4,667/ month
    Principal54%$760,000
    Interest46%$640,119

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    or send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  12. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  13. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  14. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  15. Public listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES PHINNEY REAL ESTATE · displayed on Summitly per MLS® data-share rules

    Unit 43 — 2054 Peninsula Road is a 2300 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  16. When was Unit 43 — 2054 Peninsula Road built?

    The year built for Unit 43 — 2054 Peninsula Road isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  17. What is the property tax for Unit 43 — 2054 Peninsula Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for Unit 43 — 2054 Peninsula Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  18. How much would the monthly mortgage be on Unit 43 — 2054 Peninsula Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $950,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  19. Has Unit 43 — 2054 Peninsula Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of Unit 43 — 2054 Peninsula Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  20. What neighbourhood is Unit 43 — 2054 Peninsula Road in?

    Unit 43 — 2054 Peninsula Road is in Medora, Muskoka Lakes. The 'Neighbourhood' section below links to the live Muskoka Lakes real estate hub with average sold price, days on market, and current inventory.

  21. Is Muskoka Lakes a good place to live?

    Muskoka Lakes is one of ON's actively-tracked Summitly markets. The full Muskoka Lakes real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.