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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage — RECO Registration #6018570.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 4 days ago

    402 Midwood Crescent

    Waterloo, ON··

    • 3 beds
    • 2 baths
    Waterloo real estate›X13594730
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Excellent investment opportunity in Prime Location in Waterloo! This beautifully updated, licensed rental property offers a turnkey opportunity in one of the city's most sought-after student rental locations. Featuring recent renovations through out. The seller is currently completing the conversion of the lower level into a legal 3-bedroom secondary suite, creating even greater rental potential and maximizing future income opportunities with a rare 6 Bedroom home in the City, with 2 Kitchens, 2 Sets of Laundry, and Separate Entrances, Ideally located just minutes from the University of Waterloo, Wilfrid Laurier University, Conestoga College, public transit, shopping, restaurants, and everyday amenities, this property is perfectly suited for students and investors alike. Seller has owned this property for more than 20 years and it has been consistently leased year after year.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 22, 2026ListedCurrentFor sale$755,000 —X13594730This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 402 Midwood Crescent
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,709
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $337
    0.54% mill rate · ON
    The market

    How this home sits in the Waterloo market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Waterloo market right now

    Average sold price, days on market, and closed-transaction count for Waterloo — sourced from MLS®.

    • Avg sold price
      $744,320
      Last 30 days
    • Median sold price
      $685,000
      Middle of the market
    • Days on market
      31 d
      Avg from list to close
    • Closed last 30d
      315
      MLS® transactions
    Full Waterloo market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 402 Midwood Crescent — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 402 Midwood Crescent and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 402 Midwood Crescent listed for?

      402 Midwood Crescent is listed at $755,000 on the MLS® (listing X13594730). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 402 Midwood Crescent have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1100-1500 sqft
  2. Detached
  3. Asking
    $755,000
    $0 / sqft · MLS® X13594730
    Chat Zara
  4. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $744,320
    $684,774Confidence range$803,866
    Asking vs estimate
    ≈in-line
    +$10,680
    (+1.4%)
    Asking is in line
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Waterloo sell in about 31 days — this one has been listed 4 days.

    Avg sold price
    $744,320
    Median sold
    $685,000
    Avg days on market
    31
    Recently sold
    315
    See comparable sales
    Excellent investment opportunity in Prime Location in Waterloo!
  5. This beautifully updated, licensed rental property offers a turnkey opportunity in one of the city's most sought-after student rental locations.
  6. Featuring recent renovations through out.
  7. Seller has owned this property for more than 20 years and it has been consistently leased year after year.
  8. Ask Zara a follow-up
    Sewer
  9. Parking & garage

    3
    Garage
    None
    Parking spaces
    2
    Driveway
    Private
  10. Interior

    4
    Basement
    Apartment, Separate Entrance
    Family room
    N
    Kitchens
    1
    Total rooms
    5
  11. Exterior & construction

    4
    Exterior
    Brick
    Roof
    Asphalt Shingle
    Foundation
    Poured Concrete
    Pool
    None
  12. Lot & land

    2
    Lot dimensions
    55.68 x 82.55 Feet
    Zoning
    SR1-10
  13. Listing & possession

    3
    Occupancy
    Immediate
    Property style
    Bungalow
    Property class
    Detached
  14. Room-by-room · 8 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    5 rooms
    • Kitchen
      eat-in kitchen · window · tile floor
      19.3 × 9.6 ft
    • Living Room
      bay window · broadloom
      15.9 × 14.0 ft
    • Bedroom 3
      parquet · closet · window
      9.4 × 8.1 ft
    • Bedroom 2
      parquet · closet · window
      9.5 × 9.6 ft
    • Primary Bedroom
      parquet · double closet · window
      10.2 × 12.8 ft

    Basement level

    3 rooms
    • Bedroom 4
      closet · window · broadloom
      17.2 × 10.9 ft
    • Laundry
      Window
      12.5 × 10.8 ft
    • Recreation
      b/i bar · 3 pc ensuite · broadloom
      22.0 × 15.6 ft
    Combined estimate
    $4,046
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,709
    /mo
    based on the purchase price of $755,000
    $151,000 cash
    $604,000 financed
    $508,727 total interest
    Monthly payment$3,709/ month
    Principal54%$604,000
    Interest46%$508,727

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    or send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Waterloo

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 99 Stillwater Street
      Sold
      Sign in for price
      99 Stillwater Street
      Detached
    • 175 Woodville Place
      Sold
      Sign in for price
      175 Woodville Place
      Detached
    • 337 Marlowe Drive
      Sold
      Sign in for price
      337 Marlowe Drive
      Detached
    • 261 Newport Place
      Sold
      Sign in for price
      261 Newport Place
      Detached
    • 148 Waterloo Street
      Sold
      Sign in for price
      148 Waterloo Street
      Detached
    • 540 Landgren Court
      Sold
      Sign in for price
      540 Landgren Court
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    402 Midwood CrescentThis home3 / 211,001,500$755,000ask———
    99 Stillwater Street3 / 32,000—
    175 Woodville Place3 / 21,100—
    Sold prices are hidden under TRREB rules. to reveal them.

    More detacheds in Waterloo

    Active listings within ±20% of this asking price.

    • 85 Foxhunt Road
      $875,000
      85 Foxhunt Road
      Detached 3 3
    • 199 Allen Street
      $799,900
      199 Allen Street
      Detached 3 2
    • 514 Forestlawn Road
      $880,000
      514 Forestlawn Road
      Detached 3 2
    • 519 Yorkshire Drive
      $899,900
      519 Yorkshire Drive
      Detached 5 4
    • 425 Exmoor Street
      $750,000
      425 Exmoor Street
      Detached 3 3
    • 518 Brookmill Crescent
      $699,900
      518 Brookmill Crescent
      Detached 3 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  15. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  16. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  17. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  18. Public listing courtesy of ROCK STAR REAL ESTATE INC. · displayed on Summitly per MLS® data-share rules

    402 Midwood Crescent is a 3-bedroom, 2-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  19. When was 402 Midwood Crescent built?

    The year built for 402 Midwood Crescent isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  20. What is the property tax for 402 Midwood Crescent?

    The 'Property tax' tab in the History section shows the most recent annual tax for 402 Midwood Crescent plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  21. How much would the monthly mortgage be on 402 Midwood Crescent?

    The affordability calculator on this page shows an estimated monthly mortgage for $755,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  22. Has 402 Midwood Crescent been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 402 Midwood Crescent with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  23. What neighbourhood is 402 Midwood Crescent in?

    402 Midwood Crescent is in Waterloo, Waterloo. The 'Neighbourhood' section below links to the live Waterloo real estate hub with average sold price, days on market, and current inventory.

  24. Is Waterloo a good place to live?

    Waterloo is one of ON's actively-tracked Summitly markets. The full Waterloo real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  25. 337 Marlowe Drive
    3 / 4
    2,000
    —
    261 Newport Place3 / 21,100—
    148 Waterloo Street3 / 2700—
    540 Landgren Court3 / 31,500—