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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 4 days ago

    148 Waterloo Street

    Waterloo, ON·N2J 1Y2·Near WATERLOO&ROGER ST

    • 3 beds
    • 2 baths
    Waterloo real estate›X13532766
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to 148 Waterloo Street, a charming and well-maintained home situated on a large lot in a desirable Waterloo neighbourhood. One of the property's standout features is its private setting with no rear neighbours, backing directly onto a scenic trail that provides a peaceful backdrop and easy access to outdoor recreation. Boasting excellent curb appeal, this home offers an attached garage, ample parking, and a fully fenced backyard-perfect for entertaining, gardening, or enjoying time with family and pets. Inside, you'll find bright and inviting living spaces filled with natural light, updated vinyl flooring, and beautiful hardwood floors in excellent condition. The kitchen features stainless steel appliances and a convenient eat-in dining area, while the spacious living room and generously sized bedrooms provide comfort and functionality throughout. Additional highlights include an insulated attic for improved energy efficiency, a basement complete with a sauna, laundry area, and ample storage space, as well as an attached garage offering flexibility for hobbies, a workshop, or extra storage. Complete with a large yard and storage shed, this character-filled home presents a wonderful opportunity to enjoy privacy, convenience, and outdoor living in a sought-after Waterloo location close to schools, parks, shopping, and everyday amenities.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 7, 2026ListedCurrentFor sale$499,888 —X13532766This page
    Jun 25, 2026Previously listedTer$599,900 —X13488702View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 148 Waterloo Street
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,456
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $328
    0.79% mill rate · ON
    The market

    How this home sits in the Waterloo market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Waterloo market right now

    Average sold price, days on market, and closed-transaction count for Waterloo — sourced from MLS®.

    • Avg sold price
      $762,815
      Last 30 days
    • Median sold price
      $717,500
      Middle of the market
    • Days on market
      28 d
      Avg from list to close
    • Closed last 30d
      312
      MLS® transactions
    Full Waterloo market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 148 Waterloo Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 148 Waterloo Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 148 Waterloo Street listed for?

      148 Waterloo Street is listed at $499,888 on the MLS® (listing X13532766). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 148 Waterloo Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 700-1100 sqft
  2. Detached
  3. Asking
    $499,888
    $0 / sqft · MLS® X13532766
    Chat Zara
  4. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $762,815
    $701,790Confidence range$823,840
    Asking vs estimate
    ↓below
    −$262,927
    (-34.5%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Waterloo sell in about 28 days — this one has been listed 4 days.

    Avg sold price
    $762,815
    Median sold
    $717,500
    Avg days on market
    28
    Recently sold
    312
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    • Welcome to 148 Waterloo Street, a charming and well-maintained home situated on a large lot in a desirable Waterloo neighbourhood.
    • Boasting excellent curb appeal, this home offers an attached garage, ample parking, and a fully fenced backyard-perfect for entertaining, gardening, or enjoying time with family and pets.
    • Inside, you'll find bright and inviting living spaces filled with natural light, updated vinyl flooring, and beautiful hardwood floors in excellent condition.
    • The kitchen features stainless steel appliances and a convenient eat-in dining area, while the spacious living room and generously sized bedrooms provide comfort and functionality throughout.
    Ask Zara a follow-up
    Sewer
  5. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    1
    Parking spaces
    3
    Driveway
    2
  6. Interior

    4
    Basement
    Full, Unfinished
    Family room
    N
    Kitchens
    1
    Total rooms
    11
  7. Exterior & construction

    4
    Exterior
    Brick
    Roof
    Asphalt Shingle
    Foundation
    Poured Concrete
    Pool
    None
  8. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    1 1/2 Storey
    Property class
    Detached
  9. Combined estimate
    $2,784
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,456
    /mo
    based on the purchase price of $499,888
    $99,978 cash
    $399,910 financed
    $336,829 total interest
    Monthly payment$2,456/ month
    Principal54%$399,910
    Interest46%$336,829

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Waterloo

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 459 BELGREEN Way
      Sold
      Sign in for price
      459 BELGREEN Way
      Detached
    • 682 Glen Forrest Boulevard
      Sold
      Sign in for price
      682 Glen Forrest Boulevard
      Detached
    • 194 Cedarbrae Avenue
      Sold
      Sign in for price
      194 Cedarbrae Avenue
      Detached
    • 67 Longwood Drive
      Sold
      Sign in for price
      67 Longwood Drive
      Detached
    • 560 Penny Lane
      Sold
      Sign in for price
      560 Penny Lane
      Detached
    • 419 Rideau River Street
      Sold
      Sign in for price
      419 Rideau River Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    148 Waterloo StreetThis home3 / 27,001,100$499,888ask———
    459 BELGREEN Way3 / 41,500—
    682 Glen Forrest Boulevard3 / 21,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Waterloo

    Active listings within ±20% of this asking price.

    • 142 Cornerbrook Crescent
      $598,999
      142 Cornerbrook Crescent
      Detached 3 2
    • 87 Christopher Drive
      $575,000
      87 Christopher Drive
      Detached 3 2
    • 93 Peppler Street
      $599,000
      93 Peppler Street
      Detached 3 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  10. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  11. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  12. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  13. Public listing courtesy of RE/MAX TWIN CITY REALTY INC. · displayed on Summitly per MLS® data-share rules

    148 Waterloo Street is a 3-bedroom, 2-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  14. When was 148 Waterloo Street built?

    The year built for 148 Waterloo Street isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  15. What is the property tax for 148 Waterloo Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 148 Waterloo Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  16. How much would the monthly mortgage be on 148 Waterloo Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $499,888 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  17. Has 148 Waterloo Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 148 Waterloo Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  18. What neighbourhood is 148 Waterloo Street in?

    148 Waterloo Street is in Waterloo, Waterloo. The 'Neighbourhood' section below links to the live Waterloo real estate hub with average sold price, days on market, and current inventory.

  19. Is Waterloo a good place to live?

    Waterloo is one of ON's actively-tracked Summitly markets. The full Waterloo real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  20. 194 Cedarbrae Avenue
    3 / 2
    1,100
    —
    67 Longwood Drive3 / 31,500—
    560 Penny Lane3 / 31,100—
    419 Rideau River Street4 / 31,500—