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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage — RECO Registration #6018570.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 3 days ago

    433 WHITES FALLS Road

    ·Georgian Bay, ON··

    Georgian Bay real estate›X13591024
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Escape to the tranquility of cottage country with this 4-season waterfront retreat on Six Mile Lake, ideally located in the Muskoka-Georgian Bay corridor and only about 1.5 hrs from the GTA via Hwy 400. Set in a quiet, sheltered bay with calm waters, year-round road access, and frequent wildlife sightings such as swans, this property offers the perfect blend of privacy, comfort, and recreation. This inviting cottage offers approx. 1,680 sq. ft. of finished living space over two levels. The main floor features a bright, lake-facing living room with stunning views, a well-appointed kitchen, dining area, a generous bedroom, and a full bathroom. A spacious screened-in porch extends the living space outdoors-ideal for family meals and relaxing summer evenings. The fully finished lower level includes two additional bedrooms, a full bathroom, and a large rec room with a wood fireplace creating a cozy space for cooler evenings. Walk-out patio doors lead to a lakeside patio for seamless indoor-outdoor living. Outdoor features are exceptional, including a newly built deck (2025) with frameless glass railing (2025), a private dock for swimming and boating, and a screened gazebo at the water's edge. Additional structures include two newly built storage sheds and a separate bunkie (10'6" x 11') with sauna perfect for guests or extra sleeping space. Serviced by a drilled well, septic system (recently serviced), and propane forced-air furnace. Recent upgrades include air conditioning (2024) and windows (2016), offering comfort and peace of mind. Enjoy endless recreation-swimming, kayaking, fishing, snowmobiling and motor boating right from your shoreline. Convenient access to Georgian Bay boating routes and nearby marinas in the Port Severn and Honey Harbour area provides fuel, supplies, and entry to the renowned 30,000 Islands. A rare opportunity to own a true four-season Muskoka retreat in a peaceful waterfront setting. Move-in ready and ideal for year-round enjoyment.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 21, 2026ListedCurrentFor sale$1,049,900 —X13591024This page
    Jun 3, 2026Previously listedSus$1,099,900 —X13236504View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 433 WHITES FALLS Road
    What's nearby

    Points of interest classified by the MLS® feed.

    • Beach
    • Lake Access
    • Lake/Pond
    • Waterfront
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $5,158
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $247
    0.28% mill rate · ON
    The market

    How this home sits in the Georgian Bay market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Georgian Bay market right now

    Average sold price, days on market, and closed-transaction count for Georgian Bay — sourced from MLS®.

    • Avg sold price
      $1,093,068
      Last 30 days
    • Median sold price
      $840,000
      Middle of the market
    • Days on market
      69 d
      Avg from list to close
    • Closed last 30d
      39
      MLS® transactions
    Full Georgian Bay market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 433 WHITES FALLS Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 433 WHITES FALLS Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 433 WHITES FALLS Road listed for?

      433 WHITES FALLS Road is listed at $1,049,900 on the MLS® (listing X13591024). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 433 WHITES FALLS Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bed
  2. 2 baths
  3. 700-1100 sqft
  4. Detached
  5. Built 31-50
  6. < .50 ac lot
  7. Asking
    $1,049,900
    $0 / sqft · MLS® X13591024
    Chat Zara
  8. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $666,771
    $613,430Confidence range$720,113
    Asking vs estimate
    ↑↑well-above
    +$383,129
    (+57.5%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 1 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Georgian Bay sell in about 69 days — this one has been listed 3 days.

    Avg sold price
    $1,093,068
    Median sold
    $840,000
    Avg days on market
    69
    Recently sold
    39
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • This inviting cottage offers approx. 1,680 sq. ft. of finished living space over two levels.
    • The main floor features a bright, lake-facing living room with stunning views, a well-appointed kitchen, dining area, a generous bedroom, and a full bathroom.
    • The fully finished lower level includes two additional bedrooms, a full bathroom, and a large rec room with a wood fireplace creating a cozy space for cooler evenings.
    • Walk-out patio doors lead to a lakeside patio for seamless indoor-outdoor living.
    Ask Zara a follow-up
    Well
    Sewer
    Septic
  9. Parking & garage

    3
    Garage
    None
    Parking spaces
    20
    Driveway
    Front Yard Parking
  10. Interior

    6
    Basement
    Walk-Out, Finished
    Family room
    Y
    Kitchens
    1
    Total rooms
    7
    Laundry level
    Lower Level
    Elevator
    N
  11. Exterior & construction

    6
    Exterior
    Wood , Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Block
    View
    Lake
    Waterfront
    Y
    Pool
    None
  12. Lot & land

    3
    Year built
    31-50
    Lot dimensions
    377 x 55
    Zoning
    Shoreline Res
  13. Listing & possession

    3
    Possession
    2026-08-01T00:00:00.000-00:00
    Property style
    Bungalow
    Property class
    Detached
  14. Room-by-room · 10 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    5 rooms
    • Bathroom
      vinyl floor · 3 pc bath
      0.0 × 0.0 ft
    • Dining Room
      vinyl floor · picture window · overlook water
      8.8 × 10.0 ft
    • Living Room
      vinyl floor · w/o to deck · picture window
      11.0 × 13.5 ft
    • Bedroom
      vinyl floor · large closet
      10.0 × 16.2 ft
    • Recreation
      20.5 × 11.2 ft

    Lower level

    5 rooms
    • Recreation
      fireplace · picture window · overlook water
      12.2 × 10.4 ft
    • Utility Room
      8.8 × 7.8 ft
    • Bathroom
      0.0 × 0.0 ft
    • Bedroom 2
      Picture Window
      10.5 × 9.3 ft
    • Bedroom 3
      11.8 × 10.8 ft
  15. Clear View
  16. Marina
  17. Combined estimate
    $5,405
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $5,158
    /mo
    based on the purchase price of $1,049,900
    $209,980 cash
    $839,920 financed
    $707,433 total interest
    Monthly payment$5,158/ month
    Principal54%$839,920
    Interest46%$707,433

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Georgian Bay

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 588 Island 1040 (Little Beausoleil)
      Sold
      Sign in for price
      588 Island 1040 (Little Beausoleil)
      Detached
    • 202 Whites Falls Road
      Sold
      Sign in for price
      202 Whites Falls Road
      Detached
    • 11324 Island 1810/Bone Island
      Sold
      Sign in for price
      11324 Island 1810/Bone Island
      Detached
    • 524 Honey Harbour Road
      Sold
      Sign in for price
      524 Honey Harbour Road
      Detached
    • 185 WOODLAND Trail
      Sold
      Sign in for price
      185 WOODLAND Trail
      Detached
    • 6394 Go Home Lake Shore
      Sold
      Sign in for price
      6394 Go Home Lake Shore
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    433 WHITES FALLS RoadThis home1 / 27,001,100$1,049,900ask———
    588 Island 1040 (Little Beausoleil)4 / 1700—
    202 Whites Falls Road4 / 53,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Georgian Bay

    Active listings within ±20% of this asking price.

    • 1053 Harrison Trail
      $899,000
      1053 Harrison Trail
      Detached 3 1
    • 1564 Honey Harbour Road
      $949,000
      1564 Honey Harbour Road
      Detached 4 3
    • 146 Lone Pine Road
      $999,900
      146 Lone Pine Road
      Detached 4 5
    • 146 Lone Pine Road
      $899,000
      146 Lone Pine Road
      Detached 4 5
    • 146 Lone Pine Road
      $899,900
      146 Lone Pine Road
      Detached 4 5
    • 834 Eastshore Road
      $1,099,000
      834 Eastshore Road
      Detached 3 1
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  18. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  19. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  20. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  21. Public listing courtesy of HOMELIFE LANDMARK REALTY INC. · displayed on Summitly per MLS® data-share rules

    433 WHITES FALLS Road is a 1-bedroom, 2-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  22. When was 433 WHITES FALLS Road built?

    433 WHITES FALLS Road was built in 31-50. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  23. What is the property tax for 433 WHITES FALLS Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for 433 WHITES FALLS Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  24. How much would the monthly mortgage be on 433 WHITES FALLS Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $1,049,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  25. Has 433 WHITES FALLS Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 433 WHITES FALLS Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  26. What neighbourhood is 433 WHITES FALLS Road in?

    433 WHITES FALLS Road is in Baxter, Georgian Bay. The 'Neighbourhood' section below links to the live Georgian Bay real estate hub with average sold price, days on market, and current inventory.

  27. Is Georgian Bay a good place to live?

    Georgian Bay is one of ON's actively-tracked Summitly markets. The full Georgian Bay real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  28. 11324 Island 1810/Bone Island
    3 / 3
    1,500
    —
    524 Honey Harbour Road3 / 21,100—
    185 WOODLAND Trail4 / 21,100—
    6394 Go Home Lake Shore6 / 21,100—