Stunning Modern Waterfront Cottage in the Heart of Muskoka 4 Bed, 5 Bath. Welcome to your dream retreat on the serene shores of Muskoka! This exquisite 4-bedroom, 5-bathroom year-round cottage seamlessly blends contemporary luxury with the natural beauty of Ontario's most coveted cottage country. Set on a pristine, south-facing lot with over private shoreline, this custom-built home offers breathtaking panoramic views and all-day sun. The open-concept main living space is designed for both comfort and entertaining, featuring soaring ceilings, Large windows. A chef's kitchen boasts top-of-the-line appliances, a generous island with quartz countertop. Each of the four bedrooms includes its own ensuite, offering privacy and resort-like comfort. The expansive primary suite features a spa-inspired bath, walk-in closet, Loft offers a private walkout to the deck perfect for morning coffee with a view. Outside, enjoy an expansive cedar deck, beautifully landscaped grounds. Deep water off the dock makes it ideal for boating, and water sports.
4 bedrooms, 4 bathrooms, about 1,500 sq ft, works out to roughly $600 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 146 Lone Pine Rd
Every detail from the listing, in one place.
Type
Detached
Style
2-Storey
Living space
1500-2000 sq ftas stated on the listing
Parking
2 spaces
Basement
None
Features & systems
Parking & garage
Parking spaces
2
Interior
Basement
None
Lot & land
Lot size (sqft)
0.9
Listing & possession
Property style
2-Storey
Property class
Detached
146 Lone Pine Rd Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13556220$899,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 146 Lone Pine Rd Compares to the Georgian Bay Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$4,421
/mo
based on the purchase price of $899,900
$179,980 cash
$719,920 financed
$606,362 total interest
Principal54%$719,920
Interest46%$606,362
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
Want rate-drop alerts and a saved shortlist?
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Georgian Bay
Other 3–4 bed homes for sale in Georgian Bay around $900K.
Average days on market71Homes sold in about 71 days on average.
Sale-to-list ratio92.4%On average, homes sold below asking.
Active listings173Homes for sale here right now.
Median vs prior 90 days−3.9%Compared with Apr 25 – Jul 24, 2026: prices down.
Based on 41 sales from Jul 24 – Oct 22, 2026 (27 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 146 Lone Pine Rd
How much is 146 Lone Pine Rd listed for?
146 Lone Pine Rd is listed at $899,900 (MLS® X13556220). Summitly updates the price as soon as the MLS® record changes.
Is $899,900 a good price for 146 Lone Pine Rd?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Georgian Bay. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 146 Lone Pine Rd changed?
No — 146 Lone Pine Rd is still listed at its original asking price of $899,900.
How many bedrooms and bathrooms does 146 Lone Pine Rd have?
146 Lone Pine Rd has 4 bedrooms and 4 bathrooms, with about 1,500–2,000 square feet of living space. It is a detached home in Georgian Bay.
How much would the monthly mortgage be on 146 Lone Pine Rd?
About $4,421 a month — principal and interest on $899,900 with 20% down ($179,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 146 Lone Pine Rd compare with other homes in Georgian Bay?
Its asking price of $899,900 is about 23% above the median sold price in Georgian Bay over the last 90 days, $730,000, across 41 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 146 Lone Pine Rd been sold before?
Summitly has no earlier MLS® sale or lease of 146 Lone Pine Rd on record from the last two years. Older records aren't shown under TRREB rules.
Where is 146 Lone Pine Rd?
146 Lone Pine Rd is in Georgian Bay, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 146 Lone Pine Rd been on the market?
101 days — 146 Lone Pine Rd was listed on July 13, 2026.
What is the price per square foot of 146 Lone Pine Rd?
About $450 to $600 per square foot: the asking price of $899,900 over the 1,500–2,000 sq ft the listing gives as its size range.
Does 146 Lone Pine Rd have parking or a garage?
Yes — the listing gives 2 parking spaces.
Does 146 Lone Pine Rd have a basement, and is it finished?
The listing says 146 Lone Pine Rd has no basement.
