Stunning Modern Waterfront Cottage in the Heart of Muskoka! Welcome to this exceptional the Rosseau model 4-bedroom, 5-bathroom year-round waterfront retreat offering the perfect blend of luxury, comfort, and natural beauty. Ideally located at 146 Lone Pine Road, this spectacular property is just a short drive from the GTA, making weekend escapes from Toronto effortless while providing the tranquility of Muskoka living.Positioned on a pristine south-facing lot with private shoreline, this custom-built home offers breathtaking panoramic water views and all-day sun with access to the spectacular waters leading into Georgian Bay, famous for its crystal-clear waters, boating, fishing, and the iconic 30,000 Islands.Designed for both everyday living and entertaining, the open-concept interior features soaring ceilings, oversized windows, and a spacious great room filled with natural light. The chef-inspired kitchen is complete with premium appliances, quartz countertops, a large centre island, and ample space for gathering with family and friends.ach of the four generously sized bedrooms offers its own private ensuite, ensuring exceptional comfort and privacy. The luxurious primary suite features a spa-inspired ensuite, walk-in closet, and beautiful waterfront views, while the loft includes a private walkout deck, perfect for enjoying your morning coffee overlooking the water.Enjoy true four-season living with premier golf courses just minutes away and Mount St. Louis Moonstone Ski Resort within easy driving distance for skiing and snowboarding. Whether you're looking for a year-round residence, luxurious family cottage, or investment property, this exceptional waterfront home offers an unmatched lifestyle with convenient access to Toronto, Georgian Bay, and some of Ontario's finest recreational amenities.
4 bedrooms, 4 bathrooms, about 1,500 sq ft, works out to roughly $599 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 146 Lone Pine Rd #LOT 1
Every detail from the listing, in one place.
Type
Detached
Style
2-Storey
Living space
1500-2000 sq ftas stated on the listing
Parking
2 spaces
Basement
None
Features & systems
Parking & garage
Parking spaces
2
Interior
Basement
None
Lot & land
Lot size (sqft)
0.9
Listing & possession
Property style
2-Storey
Property class
Detached
146 Lone Pine Rd #LOT 1 Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13556260$899,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 146 Lone Pine Rd #LOT 1 Compares to the Georgian Bay Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$4,417
/mo
based on the purchase price of $899,000
$179,800 cash
$719,200 financed
$605,755 total interest
Principal54%$719,200
Interest46%$605,755
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Georgian Bay
Other 3–4 bed homes for sale in Georgian Bay around $899K.
Average days on market71Homes sold in about 71 days on average.
Sale-to-list ratio92.4%On average, homes sold below asking.
Active listings173Homes for sale here right now.
Median vs prior 90 days−3.9%Compared with Apr 25 – Jul 24, 2026: prices down.
Based on 41 sales from Jul 24 – Oct 22, 2026 (27 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 146 Lone Pine Rd #LOT 1
How much is 146 Lone Pine Rd #LOT 1 listed for?
146 Lone Pine Rd #LOT 1 is listed at $899,000 (MLS® X13556260). Summitly updates the price as soon as the MLS® record changes.
Is $899,000 a good price for 146 Lone Pine Rd #LOT 1?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Georgian Bay. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 146 Lone Pine Rd #LOT 1 changed?
No — 146 Lone Pine Rd #LOT 1 is still listed at its original asking price of $899,000.
How many bedrooms and bathrooms does 146 Lone Pine Rd #LOT 1 have?
146 Lone Pine Rd #LOT 1 has 4 bedrooms and 4 bathrooms, with about 1,500–2,000 square feet of living space. It is a detached home in Georgian Bay.
How much would the monthly mortgage be on 146 Lone Pine Rd #LOT 1?
About $4,417 a month — principal and interest on $899,000 with 20% down ($179,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 146 Lone Pine Rd #LOT 1 compare with other homes in Georgian Bay?
Its asking price of $899,000 is about 23% above the median sold price in Georgian Bay over the last 90 days, $730,000, across 41 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 146 Lone Pine Rd #LOT 1 been sold before?
Summitly has no earlier MLS® sale or lease of 146 Lone Pine Rd #LOT 1 on record from the last two years. Older records aren't shown under TRREB rules.
Where is 146 Lone Pine Rd #LOT 1?
146 Lone Pine Rd #LOT 1 is in Georgian Bay, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 146 Lone Pine Rd #LOT 1 been on the market?
101 days — 146 Lone Pine Rd #LOT 1 was listed on July 13, 2026.
What is the price per square foot of 146 Lone Pine Rd #LOT 1?
About $450 to $599 per square foot: the asking price of $899,000 over the 1,500–2,000 sq ft the listing gives as its size range.
Does 146 Lone Pine Rd #LOT 1 have parking or a garage?
Yes — the listing gives 2 parking spaces.
Does 146 Lone Pine Rd #LOT 1 have a basement, and is it finished?
The listing says 146 Lone Pine Rd #LOT 1 has no basement.
