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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage — RECO Registration #6018570.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 365 daysPrice drop · $20,400 off (-3.1%)

    1038 Wellington Street

    ·Saugeen Shores, ON··

    • 4 beds
    Saugeen Shores real estate›X12124189
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
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      Time TBD
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      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Don't miss out on this stunning 4 bedroom home, situated in a great mature neighbourhood in the town of Port Elgin, you can easily walk to the sand beaches and admire the famous sun sets, shop the downtown core or walk the beautiful nature trails. Along with the 4 bedrooms there is also 2 bathrooms, formal dining room, living room, kitchen with a generous amount of kitchen cabinets. The lower level offers a finished rec room with a newer gas fireplace insert, this is a perfect spot to cozy up in and enjoy a movie. From the kitchen area there is an exit to the large side patio and fully fenced yard. Metal roof applied in Nov. 2020, newer bay window, front and side doors replaced recently as well. Double asphalt drive, 6'x 19.6' front porch to sit on and enjoy the outdoors. Home shows great pride of ownership.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    • Along with the 4 bedrooms there is also 2 bathrooms, formal dining room, living room, kitchen with a generous amount of kitchen cabinets.
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 26, 2026Price reducedCurrentReduced$637,500−$20,400 (3.1%)X12124189This page
    May 7, 2026Previously listedNew$599,900 —X13101192View
    May 5, 2025ListedCurrentFor sale$657,900 —X12124189This page
    Apr 30, 2024Previously listedExp$645,000 —X10848570View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Heat Pump
      Air conditioning
      Wall Unit(s)
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 1038 Wellington Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Fenced Yard
    • Golf
    • Library
    • Marina
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,132
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $303
    0.57% mill rate · ON
    The market

    How this home sits in the Saugeen Shores market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Saugeen Shores market right now

    Average sold price, days on market, and closed-transaction count for Saugeen Shores — sourced from MLS®.

    • Avg sold price
      $739,554
      Last 30 days
    • Median sold price
      $686,000
      Middle of the market
    • Days on market
      64 d
      Avg from list to close
    • Closed last 30d
      95
      MLS® transactions
    Full Saugeen Shores market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 1038 Wellington Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 1038 Wellington Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 1038 Wellington Street listed for?

      1038 Wellington Street is listed at $637,500 on the MLS® (listing X12124189). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 1038 Wellington Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1100-1500 sqft
  3. Detached
  4. Built 51-99
  5. Asking
    $637,500
    $0 / sqft · MLS® X12124189
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $872,674
    $802,860Confidence range$942,488
    Asking vs estimate
    ↓below
    −$235,174
    (-26.9%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 4 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Saugeen Shores sell in about 64 days — this one has been listed 365 days.

    Avg sold price
    $739,554
    Median sold
    $686,000
    Avg days on market
    64
    Recently sold
    95
    See comparable sales
  7. The lower level offers a finished rec room with a newer gas fireplace insert, this is a perfect spot to cozy up in and enjoy a movie.
  8. From the kitchen area there is an exit to the large side patio and fully fenced yard.
  9. Metal roof applied in Nov. 2020, newer bay window, front and side doors replaced recently as well.
  10. Ask Zara a follow-up
    Municipal
    Sewer
    Sewer
  11. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    1
    Parking spaces
    5
    Driveway
    Private
  12. Interior

    5
    Basement
    Full, Finished
    Family room
    N
    Kitchens
    1
    Total rooms
    13
    Laundry level
    Lower Level
  13. Exterior & construction

    4
    Exterior
    Aluminum Siding, Brick
    Roof
    Metal
    Foundation
    Concrete Block
    Pool
    None
  14. Lot & land

    2
    Year built
    51-99
    Zoning
    R1
  15. Listing & possession

    4
    Possession
    2025-06-30T00:00:00.000-00:00
    Occupancy
    Flexible
    Property style
    2-Storey
    Property class
    Detached
  16. Room-by-room · 13 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    5 rooms
    • Kitchen
      double sink · stone counters
      52.2 × 29.9 ft
    • Foyer
      14.1 × 3.2 ft
    • Living Room
      Hardwood Floor
      11.5 × 14.1 ft
    • Bathroom
      2 Pc Bath
      16.8 × 3.9 ft
    • Dining Room
      Hardwood Floor
      9.3 × 10.0 ft

    Second level

    5 rooms
    • Bedroom
      Laminate
      10.8 × 9.1 ft
    • Bedroom
      Laminate
      11.9 × 11.3 ft
    • Bathroom
      4 Pc Bath
      7.9 × 6.9 ft
    • Bedroom
      Laminate
      13.5 × 11.2 ft
    • Primary Bedroom
      Laminate
      13.3 × 13.6 ft

    Lower level

    3 rooms
    • Recreation
      15.2 × 23.8 ft
    • Laundry
      10.4 × 9.1 ft
    • Utility Room
      3.8 × 8.2 ft
  17. Park
  18. Place Of Worship
  19. Combined estimate
    $3,435
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,132
    /mo
    based on the purchase price of $637,500
    $127,500 cash
    $510,000 financed
    $429,554 total interest
    Monthly payment$3,132/ month
    Principal54%$510,000
    Interest46%$429,554

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    or send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Saugeen Shores

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 431 Alice Street
      Sold
      Sign in for price
      431 Alice Street
      Detached
    • 516 Meadow Lane
      Sold
      Sign in for price
      516 Meadow Lane
      Detached
    • 214 Emerald Drive
      Sold
      Sign in for price
      214 Emerald Drive
      Detached
    • 353 Crawford Street
      Sold
      Sign in for price
      353 Crawford Street
      Detached
    • 958 Highland Street
      Sold
      Sign in for price
      958 Highland Street
      Detached
    • 361 Tyendinaga Drive
      Sold
      Sign in for price
      361 Tyendinaga Drive
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    1038 Wellington StreetThis home4 / 211,001,500$637,500ask———
    431 Alice Street3 / 21,500—
    516 Meadow Lane4 / 42,000—
    Sold prices are hidden under TRREB rules. to reveal them.

    More detacheds in Saugeen Shores

    Active listings within ±20% of this asking price.

    • 359 Crawford Street
      $569,900
      359 Crawford Street
      Detached 4 2
    • 355 Spence Street
      $589,900
      355 Spence Street
      Detached 3 2
    • 1024 Wellington Street
      $599,999
      1024 Wellington Street
      Detached 5 2
    • 79 Albert Street
      $599,000
      79 Albert Street
      Detached 3 2
    • 617 Louis Street
      $624,900
      617 Louis Street
      Detached 4 2
    • 724 Elgin Street
      $759,000
      724 Elgin Street
      Detached 4 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  20. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  21. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  22. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  23. Public listing courtesy of Coldwell Banker Peter Benninger Realty · displayed on Summitly per MLS® data-share rules

    1038 Wellington Street is a 4-bedroom, 2-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  24. When was 1038 Wellington Street built?

    1038 Wellington Street was built in 51-99. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  25. What is the property tax for 1038 Wellington Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 1038 Wellington Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  26. How much would the monthly mortgage be on 1038 Wellington Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $637,500 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  27. Has 1038 Wellington Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 1038 Wellington Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  28. What neighbourhood is 1038 Wellington Street in?

    1038 Wellington Street is in Saugeen Shores, Saugeen Shores. The 'Neighbourhood' section below links to the live Saugeen Shores real estate hub with average sold price, days on market, and current inventory.

  29. Is Saugeen Shores a good place to live?

    Saugeen Shores is one of ON's actively-tracked Summitly markets. The full Saugeen Shores real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  30. 214 Emerald Drive
    3 / 2
    1,100
    —
    353 Crawford Street4 / 21,500—
    958 Highland Street3 / 31,500—
    361 Tyendinaga Drive3 / 21,100—