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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage — RECO Registration #6018570.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 4 days ago

    355 Spence Street

    ·Saugeen Shores, ON··

    • 3 beds
    Saugeen Shores real estate›X13596762
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to your perfect Southampton retreat - an adorable 1 1/2 storey home tucked away on a quiet corner lot only six blocks from the charming downtown core and the sandy shores of Lake Huron. Set on a generous 66' x 103.42' lot, this property captures the easygoing spirit of beach-town living with plenty of parking, lush privacy, and inviting outdoor spaces designed for relaxation. Spend sunny afternoons beside the tranquil pond, entertain friends on the two-tier deck, or unwind under the stars in your own private backyard oasis. Inside, the home is warm and welcoming, beginning with a practical mudroom featuring laundry and a convenient 2-piece powder room. The spacious kitchen, w/stainless appliances, and dining area opens through garden doors to the recently refurbished deck, making indoor-outdoor living effortless. A bright living room with cozy gas stove for comfort and convenience as well as hardwood floors provides the perfect gathering place. Main-floor bedroom with a large closet offers flexibility for guests, family, or single-level living. Upstairs, you'll find a cozy sitting area, perfect for a home office, nestled between two additional bedrooms, each with closets and handy eaves storage. A full 4-piece bathroom with updated cabinetry and linen tower completes the upper level. Walking distance to downtown, Jubilee Accessible Park and Splashpad, Helliwell Soccer Complex & Chantry Centre. Whether you're searching for a low maintenance four-season starter home, a place to land and call 'home' in retirement or a carefree cottage getaway with investment potential, this delightful Southampton property offers comfort, privacy, and the relaxed coastal lifestyle perhaps you've been dreaming of! Property offered fully furnished making it a 'turn-key' opportunity if you wish! Pack up the kids and your bathing suits and head to the beach! You will love this location, privacy and the casual presentation this delightful property wraps in to one complete package!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 23, 2026ListedCurrentFor sale$589,900 —X13596762This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Baseboard
      Air conditioning
      Window Unit(s)
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 355 Spence Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Arts Centre
    • Beach
    • Golf
    • Hospital
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,898
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $223
    0.45% mill rate · ON
    The market

    How this home sits in the Saugeen Shores market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Saugeen Shores market right now

    Average sold price, days on market, and closed-transaction count for Saugeen Shores — sourced from MLS®.

    • Avg sold price
      $739,554
      Last 30 days
    • Median sold price
      $686,000
      Middle of the market
    • Days on market
      64 d
      Avg from list to close
    • Closed last 30d
      95
      MLS® transactions
    Full Saugeen Shores market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 355 Spence Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 355 Spence Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 355 Spence Street listed for?

      355 Spence Street is listed at $589,900 on the MLS® (listing X13596762). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 355 Spence Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1100-1500 sqft
  3. Detached
  4. Built 51-99
  5. Asking
    $589,900
    $0 / sqft · MLS® X13596762
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $739,554
    $680,390Confidence range$798,718
    Asking vs estimate
    ↓below
    −$149,654
    (-20.2%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Saugeen Shores sell in about 64 days — this one has been listed 4 days.

    Avg sold price
    $739,554
    Median sold
    $686,000
    Avg days on market
    64
    Recently sold
    95
    See comparable sales
    AI highlights by Zara
    • Set on a generous 66' x 103.42' lot, this property captures the easygoing spirit of beach-town living with plenty of parking, lush privacy, and inviting outdoor spaces designed for relaxation.
    • Spend sunny afternoons beside the tranquil pond, entertain friends on the two-tier deck, or unwind under the stars in your own private backyard oasis.
    • The spacious kitchen, w/stainless appliances, and dining area opens through garden doors to the recently refurbished deck, making indoor-outdoor living effortless.
    • A full 4-piece bathroom with updated cabinetry and linen tower completes the upper level.
    Ask Zara a follow-up
    Municipal
    Sewer
    Sewer
  7. Parking & garage

    3
    Garage
    None
    Parking spaces
    4
    Driveway
    Private Double
  8. Interior

    6
    Basement
    Crawl Space
    Family room
    N
    Kitchens
    1
    Total rooms
    9
    Laundry level
    Main Level
    Accessibility
    N
  9. Exterior & construction

    4
    Exterior
    Aluminum Siding, Stone
    Roof
    Asphalt Shingle
    Foundation
    Poured Concrete
    Pool
    None
  10. Lot & land

    2
    Year built
    51-99
    Zoning
    R1
  11. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    1 1/2 Storey
    Property class
    Detached
  12. Room-by-room · 10 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    6 rooms
    • Dining Room
      W/O To Deck
      20.5 × 10.2 ft
    • Mud Room
      Combined w/Laundry
      7.0 × 7.8 ft
    • Kitchen
      8.0 × 8.2 ft
    • Living Room
      Hardwood Floor
      15.2 × 14.2 ft
    • Bedroom
      W/W Closet
      9.4 × 14.2 ft
    • Bathroom
      2 Pc Bath
      4.5 × 5.1 ft

    Second level

    4 rooms
    • Bathroom
      4 Pc Bath
      8.4 × 10.0 ft
    • Bedroom 3
      9.7 × 12.0 ft
    • Sitting
      7.5 × 11.3 ft
    • Bedroom 2
      10.0 × 12.0 ft
  13. Library
  14. Place Of Worship
  15. Combined estimate
    $3,121
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,898
    /mo
    based on the purchase price of $589,900
    $117,980 cash
    $471,920 financed
    $397,481 total interest
    Monthly payment$2,898/ month
    Principal54%$471,920
    Interest46%$397,481

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    or send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Saugeen Shores

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 458 Market Street
      Sold
      Sign in for price
      458 Market Street
      Detached
    • 431 Alice Street
      Sold
      Sign in for price
      431 Alice Street
      Detached
    • 516 Meadow Lane
      Sold
      Sign in for price
      516 Meadow Lane
      Detached
    • 214 Emerald Drive
      Sold
      Sign in for price
      214 Emerald Drive
      Detached
    • 353 Crawford Street
      Sold
      Sign in for price
      353 Crawford Street
      Detached
    • 958 Highland Street
      Sold
      Sign in for price
      958 Highland Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    355 Spence StreetThis home3 / 211,001,500$589,900ask———
    458 Market Street2 / 2700—
    431 Alice Street3 / 21,500—
    Sold prices are hidden under TRREB rules. to reveal them.

    More detacheds in Saugeen Shores

    Active listings within ±20% of this asking price.

    • 359 Crawford Street
      $569,900
      359 Crawford Street
      Detached 4 2
    • 375 LANSDOWNE Street
      $624,900
      375 LANSDOWNE Street
      Detached 2 2
    • 1024 Wellington Street
      $599,999
      1024 Wellington Street
      Detached 5 2
    • 79 Albert Street
      $599,000
      79 Albert Street
      Detached 3 2
    • 617 Louis Street
      $624,900
      617 Louis Street
      Detached 4 2
    • 447 Goderich Street
      $509,000
      447 Goderich Street
      Detached 4 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  16. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  17. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  18. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  19. Public listing courtesy of Century 21 Millennium Inc. · displayed on Summitly per MLS® data-share rules

    355 Spence Street is a 3-bedroom, 2-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  20. When was 355 Spence Street built?

    355 Spence Street was built in 51-99. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  21. What is the property tax for 355 Spence Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 355 Spence Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  22. How much would the monthly mortgage be on 355 Spence Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $589,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  23. Has 355 Spence Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 355 Spence Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  24. What neighbourhood is 355 Spence Street in?

    355 Spence Street is in Saugeen Shores, Saugeen Shores. The 'Neighbourhood' section below links to the live Saugeen Shores real estate hub with average sold price, days on market, and current inventory.

  25. Is Saugeen Shores a good place to live?

    Saugeen Shores is one of ON's actively-tracked Summitly markets. The full Saugeen Shores real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  26. 516 Meadow Lane
    4 / 4
    2,000
    —
    214 Emerald Drive3 / 21,100—
    353 Crawford Street4 / 21,500—
    958 Highland Street3 / 31,500—