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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage — RECO Registration #6018570.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 40 days

    205 Orchard Street

    ·Central Elgin, ON··

    • 2 beds
    Central Elgin real estate›X13108772
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    IMMEDIATE Possession available! Pretty rare these days to find a double lot backing onto greenspace, with incredible privacy under an arbour of trees, gorgeous hillside scenery, and a fully serviced residential house all in one for such an affordable price tag! And, right in the heart of the downtown core, yet off to the side on a quiet treed dead-end street, reminiscent of storybook settings. And around the corner from the Little Beach! This 1.5 storey house comes with these key updates as of 2022: 200 amp electrical panel, new gas meter, new water meter, and owned HWT ( new in 2021); Roof was reshingled in 2021. Low property taxes for being right in the heart of the downtown core, with steps to all amenities. A perfect property for builders, renovators, and/or investors seeking a prime lakeside location who have a vision for this ideal location! Build up to 3 storeys here! It may be possible to see the Harbour from the 3rd level! The residential house is grandfathered-in as a legal non-conforming Residential house in a mixed-use B1 zoned community. So keep as much of the house as possible incl the foundation if you want to utilize it as your private residence or as a rental. Purchase to add your favourite commercial business to the house & property, many options here! Lot can only be severed if the intended use of the severed lot is to build a mixed-use building to comply with the current B1 zoning. Zoning info is available upon request. B1 has its advantages! More advantages here than owning a residential lot if you're looking for a private spa-like atmostphere! . Survey is in the photos. Book your showing with your Realtor to discover how you can transform this dreamy location into your long term residential home with business advantages!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 7, 2026Previously listedNew$366,000 —X13534680View
    May 10, 2026ListedCurrentFor sale$366,000 —X13108772This page
    Jan 9, 2026Previously listedTer$379,900 —X12682410View
    Jul 8, 2025Previously listedTer$449,900 —X12270632View
    Jun 11, 2025Previously listedTer$488,800 —X12213387View
    May 21, 2025Previously listedTer$499,900 —X12164159View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Other
      Air conditioning
      None
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 205 Orchard Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Arts Centre
    • Beach
    • Cul de Sac/Dead End
    • Greenbelt/Conservation
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $1,798
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $352
    1.15% mill rate · ON
    The market

    How this home sits in the Central Elgin market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Central Elgin market right now

    Average sold price, days on market, and closed-transaction count for Central Elgin — sourced from MLS®.

    • Avg sold price
      $674,913
      Last 30 days
    • Median sold price
      $630,150
      Middle of the market
    • Days on market
      50 d
      Avg from list to close
    • Closed last 30d
      62
      MLS® transactions
    Full Central Elgin market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 205 Orchard Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 205 Orchard Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 205 Orchard Street listed for?

      205 Orchard Street is listed at $366,000 on the MLS® (listing X13108772). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 205 Orchard Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bath
  2. 700-1100 sqft
  3. Detached
  4. Built 100+
  5. < .50 ac lot
  6. Asking
    $366,000
    $0 / sqft · MLS® X13108772
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $492,686
    $453,272Confidence range$532,101
    Asking vs estimate
    ↓below
    −$126,686
    (-25.7%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Central Elgin sell in about 50 days — this one has been listed 40 days.

    Avg sold price
    $674,913
    Median sold
    $630,150
    Avg days on market
    50
    Recently sold
    62
    See comparable sales
    AI highlights by Zara
    • IMMEDIATE Possession available!
    • And around the corner from the Little Beach!
    • Lot can only be severed if the intended use of the severed lot is to build a mixed-use building to comply with the current B1 zoning.
    • More advantages here than owning a residential lot if you're looking for a private spa-like atmostphere! .
    Ask Zara a follow-up
    Sewer
  8. Parking & garage

    3
    Garage
    None
    Parking spaces
    3
    Driveway
    Private
  9. Interior

    6
    Basement
    Full, Unfinished
    Family room
    N
    Kitchens
    1
    Total rooms
    6
    Laundry level
    Lower Level
    Elevator
    N
  10. Exterior & construction

    5
    Exterior
    Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Concrete Block
    View
    Park/Greenbelt, Trees/Woods, Skyline
    Pool
    None
  11. Lot & land

    2
    Year built
    100+
    Zoning
    B1
  12. Listing & possession

    4
    Possession
    2026-05-29T00:00:00.000-00:00
    Occupancy
    Immediate
    Property style
    1 1/2 Storey
    Property class
    Detached
  13. Room-by-room · 6 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    3 rooms
    • Sunroom
      16.8 × 8.0 ft
    • Living Room
      Hardwood Floor
      21.0 × 17.0 ft
    • Kitchen
      17.0 × 8.0 ft

    Second level

    3 rooms
    • Bedroom
      15.0 × 7.4 ft
    • Bedroom 2
      15.0 × 7.4 ft
    • Bathroom
      0.0 × 0.0 ft
  14. Lake Access
  15. Wooded/Treed
  16. Combined estimate
    $2,150
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $1,798
    /mo
    based on the purchase price of $366,000
    $73,200 cash
    $292,800 financed
    $246,614 total interest
    Monthly payment$1,798/ month
    Principal54%$292,800
    Interest46%$246,614

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    or send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Central Elgin

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 42248 Ferguson Line
      Sold
      Sign in for price
      42248 Ferguson Line
      Detached
    • 156 MAUD Street
      Sold
      Sign in for price
      156 MAUD Street
      Detached
    • 72 Elmwood Avenue
      Sold
      Sign in for price
      72 Elmwood Avenue
      Detached
    • 53 Edgewell Crescent
      Sold
      Sign in for price
      53 Edgewell Crescent
      Detached
    • 10 White Tail Path
      Sold
      Sign in for price
      10 White Tail Path
      Detached
    • 182 Emery Street
      Sold
      Sign in for price
      182 Emery Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    205 Orchard StreetThis home2 / 17,001,100$366,000ask———
    42248 Ferguson Line4 / 32,000—
    156 MAUD Street1 / 1700—
    Sold prices are hidden under TRREB rules. to reveal them.

    More detacheds in Central Elgin

    Active listings within ±20% of this asking price.

    • 358 Warren Street
      $399,900
      358 Warren Street
      Detached 3 1
    • 12056 Wellington Road
      $425,000
      12056 Wellington Road
      Detached 4 2
    • 205 Orchard Street
      $366,000
      205 Orchard Street
      Detached 2 1
    • 194 Centennial Avenue
      $414,900
      194 Centennial Avenue
      Detached 3 1
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of CENTURY 21 FIRST CANADIAN CORP · displayed on Summitly per MLS® data-share rules

    205 Orchard Street is a 2-bedroom, 1-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 205 Orchard Street built?

    205 Orchard Street was built in 100+. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  22. What is the property tax for 205 Orchard Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 205 Orchard Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 205 Orchard Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $366,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 205 Orchard Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 205 Orchard Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 205 Orchard Street in?

    205 Orchard Street is in Port Stanley, Central Elgin. The 'Neighbourhood' section below links to the live Central Elgin real estate hub with average sold price, days on market, and current inventory.

  26. Is Central Elgin a good place to live?

    Central Elgin is one of ON's actively-tracked Summitly markets. The full Central Elgin real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 72 Elmwood Avenue
    3 / 2
    700
    —
    53 Edgewell Crescent2 / 21,100—
    10 White Tail Path3 / 32,000—
    182 Emery Street3 / 31,500—