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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 8 days

    42248 Ferguson Line

    Rural Central Elgin·Central Elgin, ON·N5P 3T1·Near Wellington Road

    • 4 beds
    Central Elgin real estate›X13548708
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    RARE OPPORTUNITY ON 1/2 AN ACRE and just minutes from London and St Thomas on a paved country road. You will love the tranquil setting surrounded by farmland with only one neighbour to the west. This huge one storey (original owner) home with second level loft is OVER 2300 SQUARE FEET PLUS a finished lower level with walk-out...perfect for multi-generational living. You will love the huge open great room and dining room with wood burning fireplace and the additional family room with cosy pine trim and gas stove fireplace. Huge eat-in kitchen, 4 spacious bedrooms, 3 full bathrooms. No carpet....hardwood, pine and vinyl flooring. Huge mudroom with main level laundry. Fully fenced rear yard with small barn and garden shed and a huge covered rear porch and patio. Updates include: new sump 2025, new roofing shingles in 2018, home is fully heated with forced air gas (new furnace in 2016), and newer central air system, upgraded electrical. Note: Septic pumped 2025 and family says new weeping bed approx 10 years ago. Water treatments system included. You don't want to miss this opportunity.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 10, 2026ListedCurrentFor sale$649,900 —X13548708This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      2
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 42248 Ferguson Line
    What's nearby

    Points of interest classified by the MLS® feed.

    • Fenced Yard
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,193
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $425
    0.78% mill rate · ON
    The market

    How this home sits in the Central Elgin market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Central Elgin market right now

    Average sold price, days on market, and closed-transaction count for Central Elgin — sourced from MLS®.

    • Avg sold price
      —
      Last 30 days
    • Median sold price
      —
      Middle of the market
    • Days on market
      —
      Avg from list to close
    • Closed last 30d
      —
      MLS® transactions
    Full Central Elgin market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 42248 Ferguson Line — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 42248 Ferguson Line and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 42248 Ferguson Line listed for?

      42248 Ferguson Line is listed at $649,900 on the MLS® (listing X13548708). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 42248 Ferguson Line have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 2000-2500 sqft
  3. Detached
  4. Built 51-99
  5. .50-1.99 ac lot
  6. Asking
    $649,900
    $0 / sqft · MLS® X13548708
    Chat Zara
  7. Zara AI Estimate
    Live valuation

    Not enough neighbourhood comparable data yet to estimate this listing. Chat with Zara for a private valuation.

    Ask Zara
    Market analytics

    Live market data for Central Elgin.

    Avg sold price
    —
    Median sold
    —
    Avg days on market
    —
    Recently sold
    —
    See comparable sales
    This huge one storey (original owner) home with second level loft is OVER 2300 SQUARE FEET PLUS a finished lower level with walk-out...perfect for multi-generational living.
  8. Huge eat-in kitchen, 4 spacious bedrooms, 3 full bathrooms.
  9. No carpet....hardwood, pine and vinyl flooring.
  10. Fully fenced rear yard with small barn and garden shed and a huge covered rear porch and patio.
  11. Ask Zara a follow-up
    Well
    Sewer
    Septic
  12. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    1
    Parking spaces
    7
    Driveway
    Private Double
  13. Interior

    5
    Basement
    Full, Finished, Walk-Out
    Family room
    Y
    Kitchens
    1
    Total rooms
    10
    Laundry level
    Main Level
  14. Exterior & construction

    5
    Exterior
    Brick
    Roof
    Asphalt Shingle
    Foundation
    Concrete
    View
    Pasture, Panoramic
    Pool
    None
  15. Lot & land

    2
    Year built
    51-99
    Zoning
    single family residential
  16. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    Bungalow
    Property class
    Detached
  17. Combined estimate
    $3,618
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,193
    /mo
    based on the purchase price of $649,900
    $129,980 cash
    $519,920 financed
    $437,909 total interest
    Monthly payment$3,193/ month
    Principal54%$519,920
    Interest46%$437,909

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Central Elgin

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 182 Emery Street
      Sold
      Sign in for price
      182 Emery Street
      Detached
    • 45 Brenmar Crescent
      Sold
      Sign in for price
      45 Brenmar Crescent
      Detached
    • 6058 Stone Church Road
      Sold
      Sign in for price
      6058 Stone Church Road
      Detached
    • 403 Breakwater Boulevard
      Sold
      Sign in for price
      403 Breakwater Boulevard
      Detached
    • 233 COLBORNE Street
      Sold
      Sign in for price
      233 COLBORNE Street
      Detached
    • 547 Edith Cavell Boulevard
      Sold
      Sign in for price
      547 Edith Cavell Boulevard
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    42248 Ferguson LineThis home4 / 320,002,500$649,900ask———
    182 Emery Street3 / 31,500—
    45 Brenmar Crescent3 / 42,000—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Central Elgin

    Active listings within ±20% of this asking price.

    • 137 Centennial Avenue
      $699,900
      137 Centennial Avenue
      Detached 3 2
    • 335 Sunset Drive
      $598,500
      335 Sunset Drive
      Detached 3 2
    • 280 Charlotte Street
      $579,000
      280 Charlotte Street
      Detached 3 2
    • 254 Kettle Creek Drive
      $725,000
      254 Kettle Creek Drive
      Detached 3 2
    • 3 Watson Crescent
      $669,000
      3 Watson Crescent
      Detached 3 4
    • 30 Jacklin Court
      $749,000
      30 Jacklin Court
      Detached 4 4
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  18. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  19. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  20. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  21. Public listing courtesy of COLDWELL BANKER POWER REALTY · displayed on Summitly per MLS® data-share rules

    42248 Ferguson Line is a 4-bedroom, 3-bath, 2000-2500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  22. When was 42248 Ferguson Line built?

    42248 Ferguson Line was built in 51-99. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  23. What is the property tax for 42248 Ferguson Line?

    The 'Property tax' tab in the History section shows the most recent annual tax for 42248 Ferguson Line plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  24. How much would the monthly mortgage be on 42248 Ferguson Line?

    The affordability calculator on this page shows an estimated monthly mortgage for $649,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  25. Has 42248 Ferguson Line been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 42248 Ferguson Line with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  26. What neighbourhood is 42248 Ferguson Line in?

    42248 Ferguson Line is in Rural Central Elgin, Central Elgin. The 'Neighbourhood' section below links to the live Central Elgin real estate hub with average sold price, days on market, and current inventory.

  27. Is Central Elgin a good place to live?

    Central Elgin is one of ON's actively-tracked Summitly markets. The full Central Elgin real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  28. 6058 Stone Church Road
    3 / 3
    2,000
    —
    403 Breakwater Boulevard4 / 32,000—
    233 COLBORNE Street4 / 21,500—
    547 Edith Cavell Boulevard5 / 32,500—