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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 16 days

    114 Ann Street

    Sarnia·Sarnia, ON·N7T 2E7·Near Emma and Confederation

    • 2 beds
    Sarnia real estate›X13141170
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to 114 Ann Street in Sarnia. This charming updated 2 bedrooms 1.5 bathrooms home with main floor laundry makes a great starter home for a small family and or empty nester. Tucked away on Ann street in south side Sarnia, this home has been freshly painted and has an updated kitchen with quartz countertops and updated bathroom fixtures.Most windows have been updated in 2026 (the rest prior), and the roof was updated in 2025.Enjoy those summer nights on this front porch, or the large fenced back yard.Back deck is just off the kitchen. This house is a must see, feels like new but has the charm of an older century home with tall ceilings and large trim work.Air conditioner and furnace still under warranty.Quiet and friendly Neighbours.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    • Welcome to 114 Ann Street in Sarnia.
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    May 18, 2026ListedCurrentFor sale$349,000 —X13141170This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 114 Ann Street
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $1,715
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $144
    0.49% mill rate · ON
    The market

    How this home sits in the Sarnia market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Sarnia market right now

    Average sold price, days on market, and closed-transaction count for Sarnia — sourced from MLS®.

    • Avg sold price
      $469,004
      Last 30 days
    • Median sold price
      $450,000
      Middle of the market
    • Days on market
      25 d
      Avg from list to close
    • Closed last 30d
      27
      MLS® transactions
    Full Sarnia market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 114 Ann Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 114 Ann Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 114 Ann Street listed for?

      114 Ann Street is listed at $349,000 on the MLS® (listing X13141170). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 114 Ann Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 700-1100 sqft
  3. Detached
  4. Asking
    $349,000
    $0 / sqft · MLS® X13141170
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $342,373
    $314,983Confidence range$369,763
    Asking vs estimate
    ≈in-line
    +$6,627
    (+1.9%)
    Asking is in line
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Sarnia sell in about 25 days — this one has been listed 16 days.

    Avg sold price
    $469,004
    Median sold
    $450,000
    Avg days on market
    25
    Recently sold
    27
    See comparable sales
    This charming updated 2 bedrooms 1.5 bathrooms home with main floor laundry makes a great starter home for a small family and or empty nester.
    Ask Zara a follow-up
    Sewer
  6. Parking & garage

    3
    Garage
    None
    Parking spaces
    2
    Driveway
    Front Yard Parking
  7. Interior

    5
    Basement
    Unfinished
    Family room
    N
    Kitchens
    1
    Total rooms
    8
    Accessibility
    N
  8. Exterior & construction

    4
    Exterior
    Brick, Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Block, Brick
    Pool
    None
  9. Lot & land

    1
    Zoning
    R3
  10. Listing & possession

    3
    Possession
    2026-06-01T00:00:00.000-00:00
    Property style
    1 1/2 Storey
    Property class
    Detached
  11. Room-by-room · 9 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    5 rooms
    • Bathroom
      2 Pc Ensuite
      5.3 × 2.1 ft
    • Dining Room
      15.3 × 8.5 ft
    • Kitchen
      12.5 × 11.0 ft
    • Bedroom
      11.5 × 7.1 ft
    • Living Room
      15.8 × 10.9 ft

    Second level

    3 rooms
    • Bedroom 2
      11.6 × 9.5 ft
    • Bathroom
      4 Pc Bath
      6.1 × 8.6 ft
    • Office
      12.9 × 8.2 ft

    Basement level

    1 room
    • Utility Room
      15.0 × 8.5 ft
    Combined estimate
    $1,859
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $1,715
    /mo
    based on the purchase price of $349,000
    $69,800 cash
    $279,200 financed
    $235,160 total interest
    Monthly payment$1,715/ month
    Principal54%$279,200
    Interest46%$235,160

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Sarnia

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 867 Devine Street
      Sold
      Sign in for price
      867 Devine Street
      Detached
    • 893 Hollands Avenue
      Sold
      Sign in for price
      893 Hollands Avenue
      Detached
    • 1060 Camelot Crescent
      Sold
      Sign in for price
      1060 Camelot Crescent
      Detached
    • 217 Kathleen Avenue
      Sold
      Sign in for price
      217 Kathleen Avenue
      Detached
    • 159 Cecil Street
      Sold
      Sign in for price
      159 Cecil Street
      Detached
    • 371 Mack Avenue
      Sold
      Sign in for price
      371 Mack Avenue
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    114 Ann StreetThis home2 / 27,001,100$349,000ask———
    867 Devine Street3 / 1700—
    893 Hollands Avenue3 / 21,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Sarnia

    Active listings within ±20% of this asking price.

    • 224 Harkness Street
      $297,000
      224 Harkness Street
      Detached 5 2
    • 457 Montcalm Avenue
      $345,000
      457 Montcalm Avenue
      Detached 3 1
    • 755 Talfourd Street
      $414,900
      755 Talfourd Street
      Detached 3 2
    • 117 Walnut Avenue
      $279,900
      117 Walnut Avenue
      Detached 3 1
    • 114 College Avenue
      $359,900
      114 College Avenue
      Detached 2 1
    • 433 Lydia Street
      $325,000
      433 Lydia Street
      Detached 3 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  12. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  13. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  14. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  15. Public listing courtesy of INITIA REAL ESTATE (ONTARIO) LTD · displayed on Summitly per MLS® data-share rules

    114 Ann Street is a 2-bedroom, 2-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  16. When was 114 Ann Street built?

    The year built for 114 Ann Street isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  17. What is the property tax for 114 Ann Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 114 Ann Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  18. How much would the monthly mortgage be on 114 Ann Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $349,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  19. Has 114 Ann Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 114 Ann Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  20. What neighbourhood is 114 Ann Street in?

    114 Ann Street is in Sarnia, Sarnia. The 'Neighbourhood' section below links to the live Sarnia real estate hub with average sold price, days on market, and current inventory.

  21. Is Sarnia a good place to live?

    Sarnia is one of ON's actively-tracked Summitly markets. The full Sarnia real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  22. 1060 Camelot Crescent
    3 / 2
    1,100
    —
    217 Kathleen Avenue3 / 21,100—
    159 Cecil Street4 / 21,500—
    371 Mack Avenue3 / 21,100—