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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 30 days

    1140 Regal Trail

    Cardiff Ward·Highlands East, ON·K0L 1C0·Near Hwy 28 S to McGillivray

    • 4 beds
    Highlands East real estate›X13176950
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    4 Bedroom Year Round Cottage with over 160 feet of waterfront on Paudash Lake! Experience the ultimate cottage life with this incredible, four-level, four-bedroom, two-bathroom retreat on the pristine shores of Paudash Lake. Main floor kitchen and dining room open up to a wonderfully large living room with vaulted ceilings and plenty of lakefront windows to enjoy the scenery. Master Bedroom has a 4-piece ensuite, walk in closet and deck that overlooks the water. Guest bedroom is on the main level with two extra bedrooms in the loft with a designated office space. With three separate living rooms, this lakefront home is perfect for large families or groups as it offers space, comfort, and spectacular views that will take your breath away. Step out onto the large, deck-your new favourite spot for morning coffee, sunset cocktails, or grilling up dinner -it's the perfect outdoor entertaining space! Lower Family room has a walkout where you can head down the stone steps to yet another deck with a large dock that is nicely tucked into a private bay on the lake. Paudash Lake is known for its clear waters and natural beauty, offering a peaceful yet engaging cottage experience. Located close to Bancroft, you have easy access to supplies and charming local amenities as well as many parks and ATV trails to explore. This is your chance to own a true lakeside escape where memories are made. Don't let this sought-after, move-in-ready cottage slip away!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    May 26, 2026ListedCurrentFor sale$1,250,000 —X13176950This page
    Oct 28, 2025Previously listedTer$1,250,000 —X12485979View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Window Unit(s)
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 1140 Regal Trail
    What's nearby

    Points of interest classified by the MLS® feed.

    • Beach
    • Golf
    • Lake Access
    • Hospital
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $6,141
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $437
    0.42% mill rate · ON
    The market

    How this home sits in the Highlands East market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Highlands East market right now

    Average sold price, days on market, and closed-transaction count for Highlands East — sourced from MLS®.

    • Avg sold price
      $520,567
      Last 30 days
    • Median sold price
      $464,250
      Middle of the market
    • Days on market
      46 d
      Avg from list to close
    • Closed last 30d
      42
      MLS® transactions
    Full Highlands East market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 1140 Regal Trail — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 1140 Regal Trail and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 1140 Regal Trail listed for?

      1140 Regal Trail is listed at $1,250,000 on the MLS® (listing X13176950). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 1140 Regal Trail have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 2000-2500 sqft
  3. Detached
  4. Built 16-30
  5. .50-1.99 ac lot
  6. Asking
    $1,250,000
    $0 / sqft · MLS® X13176950
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $614,269
    $565,128Confidence range$663,411
    Asking vs estimate
    ↑↑well-above
    +$635,731
    (+103.5%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 4 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Highlands East sell in about 46 days — this one has been listed 30 days.

    Avg sold price
    $520,567
    Median sold
    $464,250
    Avg days on market
    46
    Recently sold
    42
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    AI highlights by Zara
    • Main floor kitchen and dining room open up to a wonderfully large living room with vaulted ceilings and plenty of lakefront windows to enjoy the scenery.
    • Master Bedroom has a 4-piece ensuite, walk in closet and deck that overlooks the water.
    • With three separate living rooms, this lakefront home is perfect for large families or groups as it offers space, comfort, and spectacular views that will take your breath away.
    • Step out onto the large, deck-your new favourite spot for morning coffee, sunset cocktails, or grilling up dinner -it's the perfect outdoor entertaining space!
    Ask Zara a follow-up
    Other
    Sewer
    Septic
  8. Parking & garage

    3
    Garage
    None
    Parking spaces
    3
    Driveway
    Private
  9. Interior

    4
    Basement
    Walk-Out, Finished
    Family room
    Y
    Kitchens
    1
    Total rooms
    10
  10. Exterior & construction

    6
    Exterior
    Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Concrete Block
    View
    Bay, Lake, Panoramic, Trees/Woods, Water
    Waterfront
    Y
    Pool
    None
  11. Lot & land

    1
    Year built
    16-30
  12. Listing & possession

    3
    Occupancy
    60 days
    Property style
    Backsplit 4
    Property class
    Detached
  13. Room-by-room · 15 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Ground level

    7 rooms
    • Foyer
      4.4 × 6.6 ft
    • Kitchen
      12.6 × 12.1 ft
    • Dining Room
      9.3 × 12.1 ft
    • Primary Bedroom
      4 Pc Ensuite
      15.6 × 11.9 ft
    • Library
      19.5 × 21.9 ft
    • Bathroom
      4 Pc Ensuite
      8.9 × 10.4 ft
    • Bedroom
      13.3 × 12.3 ft

    Upper level

    3 rooms
    • Bedroom
      13.3 × 7.2 ft
    • Office
      13.6 × 9.3 ft
    • Bedroom
      13.3 × 7.1 ft

    Basement level

    5 rooms
    • Laundry
      8.5 × 11.9 ft
    • Sitting
      17.1 × 16.3 ft
    • Recreation
      19.5 × 21.9 ft
    • Office
      13.9 × 11.9 ft
    • Workshop
      21.9 × 12.1 ft
  14. Marina
  15. Waterfront
  16. Combined estimate
    $6,578
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $6,141
    /mo
    based on the purchase price of $1,250,000
    $250,000 cash
    $1,000,000 financed
    $842,262 total interest
    Monthly payment$6,141/ month
    Principal54%$1,000,000
    Interest46%$842,262

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Highlands East

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 1080 Heart's Content Drive
      Sold
      Sign in for price
      1080 Heart's Content Drive
      Detached
    • 1109 Wilderness Island Trail
      Sold
      Sign in for price
      1109 Wilderness Island Trail
      Detached
    • 6189 Loop Road
      Sold
      Sign in for price
      6189 Loop Road
      Detached
    • 3559 South Baptiste Lake Road
      Sold
      Sign in for price
      3559 South Baptiste Lake Road
      Detached
    • 1275 Quartz Lane
      Sold
      Sign in for price
      1275 Quartz Lane
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    1140 Regal TrailThis home4 / 220,002,500$1,250,000ask———
    1080 Heart's Content Drive3 / 1700—
    1109 Wilderness Island Trail3 / 21,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Highlands East

    Active listings within ±20% of this asking price.

    • 1269 Inlet Bay Road
      $1,150,000
      1269 Inlet Bay Road
      Detached 3 2
    • 1089 Pioneer Road
      $1,395,000
      1089 Pioneer Road
      Detached 3 4
    • 5490 Loop Road
      $1,389,000
      5490 Loop Road
      Detached 4 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of Century 21 Granite Realty Group Inc. · displayed on Summitly per MLS® data-share rules

    1140 Regal Trail is a 4-bedroom, 2-bath, 2000-2500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 1140 Regal Trail built?

    1140 Regal Trail was built in 16-30. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  22. What is the property tax for 1140 Regal Trail?

    The 'Property tax' tab in the History section shows the most recent annual tax for 1140 Regal Trail plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 1140 Regal Trail?

    The affordability calculator on this page shows an estimated monthly mortgage for $1,250,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 1140 Regal Trail been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 1140 Regal Trail with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 1140 Regal Trail in?

    1140 Regal Trail is in Cardiff Ward, Highlands East. The 'Neighbourhood' section below links to the live Highlands East real estate hub with average sold price, days on market, and current inventory.

  26. Is Highlands East a good place to live?

    Highlands East is one of ON's actively-tracked Summitly markets. The full Highlands East real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 6189 Loop Road
    4 / 1
    1,100
    —
    3559 South Baptiste Lake Road3 / 2700—
    1275 Quartz Lane3 / 1700—