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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 9 days

    120 Charlie's Island

    Rural Hamilton·Hamilton Township, ON·K0L 1E0·Near rice lake drive

    • 3 beds
    Hamilton Township real estate›X13484386
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to 120 Charlie's Island on stunning Rice Lake. This boat-access-only 3 season cottage offers 115 feet of pristine waterfront and is a quick 2 minute boat ride from the marina. Surrounded by a serene conservation area full of wildlife, inside you will find 3 large spacious bedrooms and a bathroom with washer and dryer hook-ups. Cathedral pine ceilings in the great room and kitchen. Two sliding glass doors to access a wrap-around deck and two skylights in the kitchen will fill the cottage with light. This cottage also comes with a 20 foot 2006 Bennington pontoon boat, With a 50 hp Yamaha 4 stroke engine with only 600 hours, a 68' dock with platform, plenty of water toys-plus a sandy beach for great swimming. Rice lake is a fishing haven in the summer and an abundance of winter activities. You are just minutes from LCBO, pharmacy, convenience store, two restaurants, and a pizzeria. Combine this with western exposure for breathtaking sunsets this is the ultimate cottage escape. Don't miss out. Turn key Cottage with furniture and all chattels included (except yellow leather couch, coffee table in great room, lawn mower and chainsaw and any personal items TBD). Property has an Indoor Compost toilet and a Out House as well. Water is Lake but UV filter allows for use Except Drinking

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 24, 2026ListedCurrentFor sale$439,000 —X13484386This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Other
      Air conditioning
      None
      Water source
      Other
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 120 Charlie's Island
    What's nearby

    Points of interest classified by the MLS® feed.

    • Beach
    • Lake/Pond
    • Waterfront
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,157
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $240
    0.66% mill rate · ON
    The market

    How this home sits in the Hamilton Township market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Hamilton Township market right now

    Average sold price, days on market, and closed-transaction count for Hamilton Township — sourced from MLS®.

    • Avg sold price
      $684,671
      Last 30 days
    • Median sold price
      $611,800
      Middle of the market
    • Days on market
      27 d
      Avg from list to close
    • Closed last 30d
      34
      MLS® transactions
    Full Hamilton Township market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 120 Charlie's Island — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 120 Charlie's Island and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 120 Charlie's Island listed for?

      120 Charlie's Island is listed at $439,000 on the MLS® (listing X13484386). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 120 Charlie's Island have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bath
  2. 700-1100 sqft
  3. Detached
  4. Built 6-15
  5. Asking
    $439,000
    $0 / sqft · MLS® X13484386
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $684,671
    $629,897Confidence range$739,445
    Asking vs estimate
    ↓below
    −$245,671
    (-35.9%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Hamilton Township sell in about 27 days — this one has been listed 9 days.

    Avg sold price
    $684,671
    Median sold
    $611,800
    Avg days on market
    27
    Recently sold
    34
    See comparable sales
    • Welcome to 120 Charlie's Island on stunning Rice Lake.
    • Surrounded by a serene conservation area full of wildlife, inside you will find 3 large spacious bedrooms and a bathroom with washer and dryer hook-ups.
    • Cathedral pine ceilings in the great room and kitchen.
    • Two sliding glass doors to access a wrap-around deck and two skylights in the kitchen will fill the cottage with light.
    Ask Zara a follow-up
    Other
  7. Parking & garage

    3
    Garage
    None
    Parking spaces
    0
    Driveway
    Other
  8. Interior

    5
    Basement
    None
    Family room
    Y
    Kitchens
    1
    Total rooms
    6
    Laundry level
    Main Level
  9. Exterior & construction

    6
    Exterior
    Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Post & Pad
    View
    Lake
    Waterfront
    Y
    Pool
    None
  10. Lot & land

    1
    Year built
    6-15
  11. Listing & possession

    4
    Possession
    2026-07-24T00:00:00.000-00:00
    Occupancy
    TBA
    Property style
    Bungalow
    Property class
    Detached
  12. Room-by-room · 6 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    6 rooms
    • Bathroom
      Combined w/Laundry
      12.0 × 8.5 ft
    • Bedroom
      hardwood floor · overlook water · w/o to deck
      12.0 × 8.5 ft
    • Great Room
      overlook water · vaulted ceiling(s) · w/o to deck
      25.0 × 20.0 ft
    • Bedroom 3
      hardwood floor · overlooks backyard
      12.0 × 8.5 ft
    • Kitchen
      open concept · eat-in kitchen · combined w/great rm
      25.0 × 20.0 ft
    • Bedroom 2
      overlook water · hardwood floor
      12.0 × 8.5 ft
    Combined estimate
    $2,397
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,157
    /mo
    based on the purchase price of $439,000
    $87,800 cash
    $351,200 financed
    $295,803 total interest
    Monthly payment$2,157/ month
    Principal54%$351,200
    Interest46%$295,803

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Hamilton Township

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 8601 Lander Road
      Sold
      Sign in for price
      8601 Lander Road
      Detached
    • 7123 Poplar Drive
      Sold
      Sign in for price
      7123 Poplar Drive
      Detached
    • 170 Charlie's Island
      Sold
      Sign in for price
      170 Charlie's Island
      Detached
    • 8910 Lewis Court
      Sold
      Sign in for price
      8910 Lewis Court
      Detached
    • 6 Haymur Street
      Sold
      Sign in for price
      6 Haymur Street
      Detached
    • 15 Sunset Drive
      Sold
      Sign in for price
      15 Sunset Drive
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    120 Charlie's IslandThis home3 / 17,001,100$439,000ask———
    8601 Lander Road2 / 11,100—
    7123 Poplar Drive3 / 11,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Hamilton Township

    Active listings within ±20% of this asking price.

    • 5402 Young Street
      $459,000
      5402 Young Street
      Detached 2 1
    • 5248 King Rd 325 Road
      $395,000
      5248 King Rd 325 Road
      Detached 2 1
    • 5418 Lakeshore Drive
      $440,000
      5418 Lakeshore Drive
      Detached 2 1
    • 3784 Burnham Street
      $499,000
      3784 Burnham Street
      Detached 3 2
    • 7069 Waverly Street
      $469,000
      7069 Waverly Street
      Detached 2 1
    • 361 Hannah Road
      $459,000
      361 Hannah Road
      Detached 3 1
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  13. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  14. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  15. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  16. Public listing courtesy of ROYAL HERITAGE REALTY LTD. · displayed on Summitly per MLS® data-share rules

    120 Charlie's Island is a 3-bedroom, 1-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  17. When was 120 Charlie's Island built?

    120 Charlie's Island was built in 6-15. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  18. What is the property tax for 120 Charlie's Island?

    The 'Property tax' tab in the History section shows the most recent annual tax for 120 Charlie's Island plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  19. How much would the monthly mortgage be on 120 Charlie's Island?

    The affordability calculator on this page shows an estimated monthly mortgage for $439,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  20. Has 120 Charlie's Island been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 120 Charlie's Island with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  21. What neighbourhood is 120 Charlie's Island in?

    120 Charlie's Island is in Rural Hamilton, Hamilton Township. The 'Neighbourhood' section below links to the live Hamilton Township real estate hub with average sold price, days on market, and current inventory.

  22. Is Hamilton Township a good place to live?

    Hamilton Township is one of ON's actively-tracked Summitly markets. The full Hamilton Township real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  23. 170 Charlie's Island
    4 / 1
    700
    —
    8910 Lewis Court3 / 2700—
    6 Haymur Street3 / 21,100—
    15 Sunset Drive4 / 41,500—