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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 2 days ago

    131 Cottage Lane

    Thurlow Ward·Belleville, ON·K0K 2V0·Near Thrasher Rd and Cottage Lane

    • 2 beds
    Belleville real estate›X13565840
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Escape to the waterfront without sacrificing convenience! This charming year-round bungalow offers the perfect blend of peaceful country living and everyday comfort, located along the beautiful Moira River on a quiet dead-end street just a short drive from all the amenities of Belleville.Step inside to discover a bright and inviting interior featuring vaulted ceilings, an abundance of natural light, and an open, airy feel. With 2 bedrooms and 1 bathroom, this home is ideal as a full-time residence, weekend getaway, or investment property.Outside, you'll find everything you need to embrace the waterfront lifestyle. Relax on one of the multiple decks, cool off in the above-ground pool, gather around the campfire pit under the stars, or launch your kayak, canoe, or fishing line from your own private dock. The fenced yard provides peace of mind for children and pets, while mature trees create exceptional privacy and a tranquil setting.Nature lovers will appreciate the incredible wildlife that visits the property year-round, making every season a new experience. Whether you're enjoying your morning coffee overlooking the river, watching the birds, or spending an afternoon fishing, this property is designed for making lasting memories.Additional features include outbuildings for extra storage, plenty of outdoor living space, and the rare opportunity to enjoy year-round waterfront living in a peaceful location that's still close to shopping, restaurants, healthcare, and other city conveniences.If you've been dreaming of a private waterfront retreat where you can slow down, unwind, and enjoy nature without being far from town, 131 Cottage Lane is ready to welcome you home.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 15, 2026ListedCurrentFor sale$480,000 —X13565840This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      2
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 131 Cottage Lane
    What's nearby

    Points of interest classified by the MLS® feed.

    • Cul de Sac/Dead End
    • River/Stream
    • Waterfront
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,358
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $158
    0.40% mill rate · ON
    The market

    How this home sits in the Belleville market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Belleville market right now

    Average sold price, days on market, and closed-transaction count for Belleville — sourced from MLS®.

    • Avg sold price
      $544,236
      Last 30 days
    • Median sold price
      $514,500
      Middle of the market
    • Days on market
      41 d
      Avg from list to close
    • Closed last 30d
      254
      MLS® transactions
    Full Belleville market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 131 Cottage Lane — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 131 Cottage Lane and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 131 Cottage Lane listed for?

      131 Cottage Lane is listed at $480,000 on the MLS® (listing X13565840). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 131 Cottage Lane have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bath
  2. 700-1100 sqft
  3. Detached
  4. < .50 ac lot
  5. Asking
    $480,000
    $0 / sqft · MLS® X13565840
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $397,292
    $365,509Confidence range$429,076
    Asking vs estimate
    ↑↑well-above
    +$82,708
    (+20.8%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Belleville sell in about 41 days — this one has been listed 2 days.

    Avg sold price
    $544,236
    Median sold
    $514,500
    Avg days on market
    41
    Recently sold
    254
    See comparable sales
    AI highlights by Zara
    • Escape to the waterfront without sacrificing convenience!
    • Relax on one of the multiple decks, cool off in the above-ground pool, gather around the campfire pit under the stars, or launch your kayak, canoe, or fishing line from your own private dock.
    Ask Zara a follow-up
    Well
    Sewer
    Septic
  7. Parking & garage

    3
    Garage
    None
    Parking spaces
    5
    Driveway
    Private
  8. Interior

    5
    Basement
    Crawl Space
    Family room
    N
    Kitchens
    1
    Total rooms
    7
    Laundry level
    Main Level
  9. Exterior & construction

    6
    Exterior
    Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Piers
    View
    River, Trees/Woods, Water
    Waterfront
    Y
    Pool
    Above Ground, Outdoor
  10. Listing & possession

    3
    Occupancy
    Prefer 30 days but flexible.
    Property style
    Bungalow
    Property class
    Detached
  11. Room-by-room · 7 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    7 rooms
    • Dining Room
      17.1 × 8.0 ft
    • Bedroom 2
      12.3 × 7.5 ft
    • Primary Bedroom
      14.7 × 14.4 ft
    • Living Room
      15.0 × 17.5 ft
    • Kitchen
      10.3 × 10.6 ft
    • Foyer
      4.7 × 14.5 ft
    • Bathroom
      10.0 × 5.4 ft
    Combined estimate
    $2,516
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,358
    /mo
    based on the purchase price of $480,000
    $96,000 cash
    $384,000 financed
    $323,429 total interest
    Monthly payment$2,358/ month
    Principal54%$384,000
    Interest46%$323,429

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Belleville

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 302 Bridge Street
      Sold
      Sign in for price
      302 Bridge Street
      Detached
    • 368 Sidney Street
      Sold
      Sign in for price
      368 Sidney Street
      Detached
    • 294 Moira Street
      Sold
      Sign in for price
      294 Moira Street
      Detached
    • 57 Albion Street
      Sold
      Sign in for price
      57 Albion Street
      Detached
    • 165 Lingham Street
      Sold
      Sign in for price
      165 Lingham Street
      Detached
    • 330 Thrasher Road
      Sold
      Sign in for price
      330 Thrasher Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    131 Cottage LaneThis home2 / 17,001,100$480,000ask———
    302 Bridge Street3 / 11,100—
    368 Sidney Street2 / 1700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Belleville

    Active listings within ±20% of this asking price.

    • 1 Highland Avenue
      $424,900
      1 Highland Avenue
      Detached 3 3
    • 37 Northwood Crescent
      $399,000
      37 Northwood Crescent
      Detached 2 2
    • 42 Rosewood Avenue
      $499,900
      42 Rosewood Avenue
      Detached 4 2
    • 81 Crestview Avenue
      $499,900
      81 Crestview Avenue
      Detached 2 2
    • 119 Greenhill Lane
      $550,000
      119 Greenhill Lane
      Detached 3 2
    • 74 Sidney Street
      $489,900
      74 Sidney Street
      Detached 2 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  12. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  13. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  14. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  15. Public listing courtesy of Exp Realty · displayed on Summitly per MLS® data-share rules

    131 Cottage Lane is a 2-bedroom, 1-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  16. When was 131 Cottage Lane built?

    The year built for 131 Cottage Lane isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  17. What is the property tax for 131 Cottage Lane?

    The 'Property tax' tab in the History section shows the most recent annual tax for 131 Cottage Lane plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  18. How much would the monthly mortgage be on 131 Cottage Lane?

    The affordability calculator on this page shows an estimated monthly mortgage for $480,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  19. Has 131 Cottage Lane been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 131 Cottage Lane with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  20. What neighbourhood is 131 Cottage Lane in?

    131 Cottage Lane is in Thurlow Ward, Belleville. The 'Neighbourhood' section below links to the live Belleville real estate hub with average sold price, days on market, and current inventory.

  21. Is Belleville a good place to live?

    Belleville is one of ON's actively-tracked Summitly markets. The full Belleville real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  22. 294 Moira Street
    3 / 2
    700
    —
    57 Albion Street3 / 11,100—
    165 Lingham Street2 / 2700—
    330 Thrasher Road3 / 21,100—