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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 6 days ago

    131 Water Street

    Wallaceburg·Chatham-Kent, ON·N8A 2E8·Near Thomas Street

    • 2 beds
    Chatham-Kent real estate›X13489838
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to 131 Water Street in the heart of Wallaceburg, a rare opportunity to own a waterfront property along the beautiful Sydenham River. This home is full of potential and ready for your personal touch, offering the perfect canvas for buyers looking to create their dream space. The main level features a functional layout with 2 bedrooms and a full bathroom, along with a spacious open-concept kitchen complete with solid wood cabinetry and a central island, ideal for entertaining. Upstairs, you'll find 2 additional bedrooms, offering great space for family or guests, with an opportunity to add your finishing touches. A thoughtfully positioned home allows for a great backyard space with lots of room to enjoy the outdoors. A carport adds convenience, while the standout feature is the rear deck overlooking the water, perfect for relaxing and taking in the peaceful river views. Backing directly onto the Sydenham River, creating a serene waterfront setting. Located where the North and East branches of the Sydenham River meet, this property offers direct access to one of Canada's most biologically diverse waterways. Enjoy boating, fishing or paddling right from your backyard. The river flows into Lake St. Clair, making it a popular route for boaters seeking access to larger bodies of water. This property offers incredible potential in a charming and vibrant community

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 25, 2026ListedCurrentFor sale$315,000 —X13489838This page
    Apr 15, 2026Previously listedTer$330,000 —X12999586View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 131 Water Street
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $1,548
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $242
    0.92% mill rate · ON
    The market

    How this home sits in the Chatham-Kent market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Chatham-Kent market right now

    Average sold price, days on market, and closed-transaction count for Chatham-Kent — sourced from MLS®.

    • Avg sold price
      $399,419
      Last 30 days
    • Median sold price
      $344,950
      Middle of the market
    • Days on market
      44 d
      Avg from list to close
    • Closed last 30d
      34
      MLS® transactions
    Full Chatham-Kent market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 131 Water Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 131 Water Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 131 Water Street listed for?

      131 Water Street is listed at $315,000 on the MLS® (listing X13489838). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 131 Water Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bath
  2. 1100-1500 sqft
  3. Detached
  4. Asking
    $315,000
    $0 / sqft · MLS® X13489838
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $291,576
    $268,250Confidence range$314,902
    Asking vs estimate
    ↑above
    +$23,424
    (+8.0%)
    Asking is above estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Chatham-Kent sell in about 44 days — this one has been listed 6 days.

    Avg sold price
    $399,419
    Median sold
    $344,950
    Avg days on market
    44
    Recently sold
    34
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    • The main level features a functional layout with 2 bedrooms and a full bathroom, along with a spacious open-concept kitchen complete with solid wood cabinetry and a central island, ideal for entertaining.
    • A thoughtfully positioned home allows for a great backyard space with lots of room to enjoy the outdoors.
    • A carport adds convenience, while the standout feature is the rear deck overlooking the water, perfect for relaxing and taking in the peaceful river views.
    • Enjoy boating, fishing or paddling right from your backyard.
    Ask Zara a follow-up
    Sewer
  6. Parking & garage

    4
    Garage
    Carport
    Garage spaces
    1
    Parking spaces
    3
    Driveway
    Private Double
  7. Interior

    5
    Basement
    Unfinished
    Family room
    N
    Kitchens
    1
    Total rooms
    6
    Laundry level
    Lower Level
  8. Exterior & construction

    6
    Exterior
    Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Concrete Block
    View
    Water, River
    Waterfront
    Y
    Pool
    None
  9. Lot & land

    1
    Zoning
    RL3/HL
  10. Listing & possession

    3
    Occupancy
    FLEXIBLE
    Property style
    1 1/2 Storey
    Property class
    Detached
  11. Room-by-room · 6 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    6 rooms
    • Living Room
      11.8 × 19.3 ft
    • Bathroom
      11.5 × 5.8 ft
    • Bedroom 2
      11.5 × 9.9 ft
    • Bedroom
      11.7 × 10.0 ft
    • Kitchen
      15.6 × 10.7 ft
    • Dining Room
      14.7 × 8.5 ft
    Combined estimate
    $1,790
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $1,548
    /mo
    based on the purchase price of $315,000
    $63,000 cash
    $252,000 financed
    $212,250 total interest
    Monthly payment$1,548/ month
    Principal54%$252,000
    Interest46%$212,250

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Chatham-Kent

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 20351 DUART Road
      Sold
      Sign in for price
      20351 DUART Road
      Detached
    • 163 Elm Street
      Sold
      Sign in for price
      163 Elm Street
      Detached
    • 7 Oxley Drive
      Sold
      Sign in for price
      7 Oxley Drive
      Detached
    • 136 Adelaide Street
      Sold
      Sign in for price
      136 Adelaide Street
      Detached
    • 23636 Zone 1 Road
      Sold
      Sign in for price
      23636 Zone 1 Road
      Detached
    • 18487 Raglan Road
      Sold
      Sign in for price
      18487 Raglan Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    131 Water StreetThis home2 / 111,001,500$315,000ask———
    20351 DUART Road3 / 11,500—
    163 Elm Street2 / 1700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Chatham-Kent

    Active listings within ±20% of this asking price.

    • 100 Lemuel Street
      $365,000
      100 Lemuel Street
      Detached 3 1
    • 286 Walnut Street
      $350,000
      286 Walnut Street
      Detached 2 1
    • 18222 Erie Shore Drive
      $349,999
      18222 Erie Shore Drive
      Detached 3 1
    • 12003 Base Line
      $319,900
      12003 Base Line
      Detached 3 1
    • 88 Lorne Avenue
      $329,900
      88 Lorne Avenue
      Detached 3 1
    • 91 Lamila Street
      $349,900
      91 Lamila Street
      Detached 2 1
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  12. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  13. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  14. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  15. Public listing courtesy of THRIVE REALTY GROUP INC. · displayed on Summitly per MLS® data-share rules

    131 Water Street is a 2-bedroom, 1-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  16. When was 131 Water Street built?

    The year built for 131 Water Street isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  17. What is the property tax for 131 Water Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 131 Water Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  18. How much would the monthly mortgage be on 131 Water Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $315,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  19. Has 131 Water Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 131 Water Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  20. What neighbourhood is 131 Water Street in?

    131 Water Street is in Wallaceburg, Chatham-Kent. The 'Neighbourhood' section below links to the live Chatham-Kent real estate hub with average sold price, days on market, and current inventory.

  21. Is Chatham-Kent a good place to live?

    Chatham-Kent is one of ON's actively-tracked Summitly markets. The full Chatham-Kent real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  22. 7 Oxley Drive
    2 / 2
    700
    —
    136 Adelaide Street3 / 2700—
    23636 Zone 1 Road4 / 62,000—
    18487 Raglan Road3 / 32,000—