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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage — RECO Registration #6018570.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 49 days

    148 Cottage Lane

    The Islands·Wolfe Island, ON·K0H 2Y0·Near Cottage Lane and Oak Point Road

    • 2 beds
    Wolfe Island real estate›X12300612
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Don't miss this rare opportunity to own an affordable, fully furnished cottage on the North Shore of Wolfe Island where Lake Ontario meets the St. Lawrence River. Conveniently located within a short drive to Marysville and free ferry to downtown Kingston. Inside you'll find an open concept kitchen/dining, living room with woodstove, which leads out to sunroom over looking the water, full bath and 2 bedrooms. Outside mature trees surround the property for privacy, and the gradual slope of the yard takes you down to 146 feet of flat rock shoreline and a boathouse. The crystal, clean waterfront provides great swimming and a spot in the boathouse for your personal pleasure craft, allowing for quick trips to the mainland or ventures down the river into the Thousand Islands. The property is being sold in as-is and where-is condition, without warranty of any kind. It's time to escape the hustle and bustle and enjoy island life.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 22, 2025ListedCurrentFor sale$499,000 —X12300612This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Baseboard
      Air conditioning
      None
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 148 Cottage Lane
    What's nearby

    Points of interest classified by the MLS® feed.

    • Clear View
    • Golf
    • Place Of Worship
    • Rec./Commun.Centre
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,451
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $141
    0.34% mill rate · ON
    The market

    How this home sits in the Wolfe Island market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Wolfe Island market right now

    Average sold price, days on market, and closed-transaction count for Wolfe Island — sourced from MLS®.

    • Avg sold price
      $470,975
      Last 30 days
    • Median sold price
      $443,000
      Middle of the market
    • Days on market
      47 d
      Avg from list to close
    • Closed last 30d
      11
      MLS® transactions
    Full Wolfe Island market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 148 Cottage Lane — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 148 Cottage Lane and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 148 Cottage Lane listed for?

      148 Cottage Lane is listed at $499,000 on the MLS® (listing X12300612). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 148 Cottage Lane have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bath
  2. < 700 sqft
  3. Other
  4. Built 51-99
  5. .50-1.99 ac lot
  6. Asking
    $499,000
    $713 / sqft · MLS® X12300612
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $343,812
    $316,307Confidence range$371,317
    Asking vs estimate
    ↑↑well-above
    +$155,188
    (+45.1%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Wolfe Island sell in about 47 days — this one has been listed 49 days.

    Avg sold price
    $470,975
    Median sold
    $443,000
    Avg days on market
    47
    Recently sold
    11
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    Conveniently located within a short drive to Marysville and free ferry to downtown Kingston.
  8. Inside you'll find an open concept kitchen/dining, living room with woodstove, which leads out to sunroom over looking the water, full bath and 2 bedrooms.
  9. Outside mature trees surround the property for privacy, and the gradual slope of the yard takes you down to 146 feet of flat rock shoreline and a boathouse.
  10. The property is being sold in as-is and where-is condition, without warranty of any kind.
  11. Ask Zara a follow-up
    Other
  12. Parking & garage

    3
    Garage
    None
    Parking spaces
    6
    Driveway
    Private
  13. Interior

    4
    Basement
    Unfinished
    Family room
    N
    Kitchens
    1
    Total rooms
    7
  14. Exterior & construction

    6
    Exterior
    Aluminum Siding
    Roof
    Metal
    Foundation
    Concrete Block
    View
    Bay
    Waterfront
    Y
    Pool
    None
  15. Lot & land

    2
    Year built
    51-99
    Zoning
    RS
  16. Listing & possession

    3
    Occupancy
    TBD
    Property style
    Bungalow
    Property class
    Other
  17. Room-by-room · 7 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    7 rooms
    • Living Room
      8.8 × 15.6 ft
    • Bedroom
      8.9 × 7.7 ft
    • Kitchen
      10.6 × 6.8 ft
    • Dining Room
      10.6 × 12.6 ft
    • Bathroom
      8.3 × 8.4 ft
    • Primary Bedroom
      10.3 × 7.7 ft
    • Sunroom
      6.6 × 14.9 ft
  18. School
  19. Waterfront
  20. Combined estimate
    $2,592
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,451
    /mo
    based on the purchase price of $499,000
    $99,800 cash
    $399,200 financed
    $336,231 total interest
    Monthly payment$2,451/ month
    Principal54%$399,200
    Interest46%$336,231

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  21. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  22. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  23. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  24. Public listing courtesy of ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE · displayed on Summitly per MLS® data-share rules

    148 Cottage Lane is a 2-bedroom, 1-bath, < 700 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  25. When was 148 Cottage Lane built?

    148 Cottage Lane was built in 51-99. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  26. What is the property tax for 148 Cottage Lane?

    The 'Property tax' tab in the History section shows the most recent annual tax for 148 Cottage Lane plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  27. How much would the monthly mortgage be on 148 Cottage Lane?

    The affordability calculator on this page shows an estimated monthly mortgage for $499,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  28. Has 148 Cottage Lane been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 148 Cottage Lane with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  29. What neighbourhood is 148 Cottage Lane in?

    148 Cottage Lane is in The Islands, Wolfe Island. The 'Neighbourhood' section below links to the live Wolfe Island real estate hub with average sold price, days on market, and current inventory.

  30. Is Wolfe Island a good place to live?

    Wolfe Island is one of ON's actively-tracked Summitly markets. The full Wolfe Island real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.