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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 12 days

    Unit 405 — 170 Water Street N

    Cambridge, ON·N1R 3B6·Near Ainslie Street North

    • 1 bed
    • 1 bath
    Cambridge real estate›X13241542
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    MILLION DOLLAR VIEW of the majestic Grand River and the scenery! Stunning, corner unit 1 bedroom plus den, 1 bathroom located on the 4th floor at the sought after Waterscape building in the preferred Cambridge downtown Galt district. Southwestern exposure allows sun throughout the day and spectacular evening sunsets. Relax on the private terrace, large enough for outdoor dining & lounging and enjoying 180 degree view of the calm water of the picturesque Grand River. This beautiful condo offers 9' ceilings, open floor plan including Living Room with large windows and sliding doors, den spacious enough to accommodate a dining table with chairs, spacious kitchen with peninsula, upper cabinetry extended to the ceiling for extra storage, granite countertops and 4 Stainless Steel appliances. The bedroom has a large double closet and large window with river view. There is insuite laundry, stackable washer/dryer new in 2024, carpet-free floors throughout. The unit comes with 1 underground parking space and storage locker. Impressive amenities at Waterscape include: roof top lounge, fantastic fitness facility with panoramic views, party room, guest suite, media room and surrounding gardens. Enjoy urban style living just steps away from walking trails by the river, public transit, trendy shops, cafes, restaurants, historic downtown including Farmers Market, Cambridge Mill, library, theatres, events at the Gaslight District. 10 minutes to the 401. Great opportunity for young professionals, investors or those looking to downsize in style!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 4, 2026ListedCurrentFor sale$419,900 —X13241542This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      2
      Heating
      Forced Air
      Air conditioning
      Central Air
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 Unit 405 — 170 Water Street N
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,063
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $293
    0.84% mill rate · ON
    The market

    How this home sits in the Cambridge market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Cambridge market right now

    Average sold price, days on market, and closed-transaction count for Cambridge — sourced from MLS®.

    • Avg sold price
      $705,260
      Last 30 days
    • Median sold price
      $675,000
      Middle of the market
    • Days on market
      26 d
      Avg from list to close
    • Closed last 30d
      374
      MLS® transactions
    Full Cambridge market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into Unit 405 — 170 Water Street N — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at Unit 405 — 170 Water Street N and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is Unit 405 — 170 Water Street N listed for?

      Unit 405 — 170 Water Street N is listed at $419,900 on the MLS® (listing X13241542). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does Unit 405 — 170 Water Street N have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 700-799 sqft
  2. Condo Apartment
  3. Asking
    $419,900
    $1 / sqft · MLS® X13241542
    Chat Zara
  4. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $430,209
    $395,792Confidence range$464,625
    Asking vs estimate
    ≈in-line
    −$10,309
    (-2.4%)
    Asking is in line
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 1 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Cambridge sell in about 26 days — this one has been listed 12 days.

    Avg sold price
    $705,260
    Median sold
    $675,000
    Avg days on market
    26
    Recently sold
    374
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • MILLION DOLLAR VIEW of the majestic Grand River and the scenery!
    • The bedroom has a large double closet and large window with river view.
    • The unit comes with 1 underground parking space and storage locker.
    • Impressive amenities at Waterscape include: roof top lounge, fantastic fitness facility with panoramic views, party room, guest suite, media room and surrounding gardens.
    Ask Zara a follow-up

    Parking & garage

    3
    Garage
    Underground
    Garage spaces
    1
    Parking spaces
    1
  5. Interior

    6
    Basement
    None
    Family room
    N
    Kitchens
    1
    Total rooms
    5
    Laundry level
    Main Level
    Elevator
    Y
  6. Exterior & construction

    4
    Exterior
    Stucco (Plaster), Other
    View
    River, Skyline, Trees/Woods
    Patio
    Terrace
    Balcony
    Terrace
  7. Listing & possession

    3
    Possession
    2026-08-10T00:00:00.000-00:00
    Property style
    1 Storey/Apt
    Property class
    Condo Apartment
  8. Room-by-room · 5 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    5 rooms
    • Dining Room
      9.7 × 7.5 ft
    • Primary Bedroom
      11.6 × 10.2 ft
    • Kitchen
      15.1 × 14.7 ft
    • Living Room
      12.9 × 10.5 ft
    • Bathroom
      4 Pc Bath
      7.1 × 6.0 ft

    Condo corporation & monthly fees

    Maintenance fee, what's included, locker, exposure, amenities, and condo corp details.

    Monthly maintenance
    Condo corp fees
    $707
    per month
    Maintenance fee includes
    • Heat
    • Water
    • Parking
    Building details
    • Unit5
    • Storeys (building)4
    • ExposureWest
    • LockerOwned
    • Parking typeUnderground
    • Pet policyYes-with Restrictions
    • Ensuite laundryY
    • Condo corpWSCC
    • Corp #520
    • Property managerFive Rivers PM
    Combined estimate
    $2,356
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,063
    /mo
    based on the purchase price of $419,900
    $83,980 cash
    $335,920 financed
    $282,933 total interest
    Monthly payment$2,063/ month
    Principal54%$335,920
    Interest46%$282,933

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax and condo fees.

    Comparable condo apartments that just sold in Cambridge

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 190 Hespeler Road
      Sold
      Sign in for price
      190 Hespeler Road
      Condo Apartment
    • 190 Hespeler Road
      Sold
      Sign in for price
      190 Hespeler Road
      Condo Apartment
    • 50 Grand Avenue
      Sold
      Sign in for price
      50 Grand Avenue
      Condo Apartment
    • 25 Concession Street
      Sold
      Sign in for price
      25 Concession Street
      Condo Apartment
    • 20 Berkley Street
      Sold
      Sign in for price
      20 Berkley Street
      Condo Apartment
    • 237 King Street
      Sold
      Sign in for price
      237 King Street
      Condo Apartment
    AddressBd / BaSqftSold$/sqft% of askSold
    Unit 405 — 170 Water Street NThis home1 / 1700,799$419,900ask$1——
    190 Hespeler Road1 / 1800—
    190 Hespeler Road2 / 21,400—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More condo apartments in Cambridge

    Active listings within ±20% of this asking price.

    • 155 Water Street
      $439,000
      155 Water Street
      Condo Apartment 2 2
    • 50 Grand Avenue
      $448,500
      50 Grand Avenue
      Condo Apartment 1 1
    • 400 Champlain Boulevard
      $419,900
      400 Champlain Boulevard
      Condo Apartment 2 1
    • 155 Water Street
      $339,999
      155 Water Street
      Condo Apartment 1 1
    • 170 Water Street
      $415,000
      170 Water Street
      Condo Apartment 1 1
    • 15 Glebe Street
      $419,000
      15 Glebe Street
      Condo Apartment 1 1
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  9. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  10. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  11. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  12. Public listing courtesy of RE/MAX TWIN CITY REALTY INC. · displayed on Summitly per MLS® data-share rules

    Unit 405 — 170 Water Street N is a 1-bedroom, 1-bath, 700-799 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  13. When was Unit 405 — 170 Water Street N built?

    The year built for Unit 405 — 170 Water Street N isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  14. What is the property tax for Unit 405 — 170 Water Street N?

    The 'Property tax' tab in the History section shows the most recent annual tax for Unit 405 — 170 Water Street N plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  15. How much would the monthly mortgage be on Unit 405 — 170 Water Street N?

    The affordability calculator on this page shows an estimated monthly mortgage for $419,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  16. Has Unit 405 — 170 Water Street N been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of Unit 405 — 170 Water Street N with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  17. What neighbourhood is Unit 405 — 170 Water Street N in?

    Unit 405 — 170 Water Street N is in Cambridge, Cambridge. The 'Neighbourhood' section below links to the live Cambridge real estate hub with average sold price, days on market, and current inventory.

  18. Is Cambridge a good place to live?

    Cambridge is one of ON's actively-tracked Summitly markets. The full Cambridge real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  19. 50 Grand Avenue
    2 / 2
    1,000
    —
    25 Concession Street2 / 21,400—
    20 Berkley Street3 / 22,250—
    237 King Street2 / 21,200—