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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 5 days ago

    176 5th A Street E

    Owen Sound·Owen Sound, ON·N4K 1C5·Near 2nd Ave E

    • 4 beds
    Owen Sound real estate›X13427332
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    1 upcoming open house

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Sun, Jun 14
      2026-06-14T17:00:00.000-00:00 – 2026-06-14T19:00:00.000-00:00
      Public
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    Overview

    What this listing tells us

    Property description

    Owen Sound's Ultimate Postcard View! Renovation Perfection on the Sydenham River. Prepare to fall in love with this beautifully renovated red-brick Victorian century home, perched perfectly on the shores of the Sydenham River just minutes from downtown shops and the market. Blending timeless architectural charm with an impressive list of modern upgrades, this property delivers incredible curb appeal with its concrete driveway, two-car garage, and elegant curved entryway. Inside, the main level welcomes you with soaring ceilings, custom trim, white Ash hardwood floors, and a dual-sided living room with fireplace. The space flows into a bright formal dining room and a contemporary dream kitchen boasting dark cabinetry, quartz countertops, contemporary hardware and backsplash, and those impressive river views. The second floor features three bedrooms, an updated 4-piece bath, and a spectacular primary retreat. This private oasis comes complete with a renovated 4-piece ensuite, walk-in closet, and a unique connected sitting room with wall-to-wall windows framing the river. Just above, a character-filled third-level loft serves as a 4th bedroom or teen hangout, featuring exposed brick, and a built-in window seat overlooking the mill dam. The fully finished walkout lower level offers excellent in-law potential, showcasing a large rec room, kitchenette, ample storage, a modern 3-piece bath with a luxury rain shower, and a striking original stone foundation accent wall. Step out to a backyard paradise situated on the "S-bend" of the river, giving you panoramic views in two directions. Unlike some riverfront lots, this features a flat, usable lawn and a 2nd stone patio/sitting area. Launch your kayak right from your backyard and paddle to the harbor! With meticulously updated mechanicals, this turn-key riverfront masterpiece is ready for you to move in and enjoy.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 10, 2026ListedCurrentFor sale$889,000 —X13427332This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 176 5th A Street E
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $4,367
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $439
    0.59% mill rate · ON
    The market

    How this home sits in the Owen Sound market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Owen Sound market right now

    Average sold price, days on market, and closed-transaction count for Owen Sound — sourced from MLS®.

    • Avg sold price
      $492,473
      Last 30 days
    • Median sold price
      $487,750
      Middle of the market
    • Days on market
      41 d
      Avg from list to close
    • Closed last 30d
      72
      MLS® transactions
    Full Owen Sound market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 176 5th A Street E — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 176 5th A Street E and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 176 5th A Street E listed for?

      176 5th A Street E is listed at $889,000 on the MLS® (listing X13427332). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 176 5th A Street E have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 4 baths
  2. 2000-2500 sqft
  3. Detached
  4. Asking
    $889,000
    $0 / sqft · MLS® X13427332
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $581,118
    $534,629Confidence range$627,608
    Asking vs estimate
    ↑↑well-above
    +$307,882
    (+53.0%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 4 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Owen Sound sell in about 41 days — this one has been listed 5 days.

    Avg sold price
    $492,473
    Median sold
    $487,750
    Avg days on market
    41
    Recently sold
    72
    See comparable sales
    AI highlights by Zara
    • Inside, the main level welcomes you with soaring ceilings, custom trim, white Ash hardwood floors, and a dual-sided living room with fireplace.
    • The space flows into a bright formal dining room and a contemporary dream kitchen boasting dark cabinetry, quartz countertops, contemporary hardware and backsplash, and those impressive river views.
    • This private oasis comes complete with a renovated 4-piece ensuite, walk-in closet, and a unique connected sitting room with wall-to-wall windows framing the river.
    • Unlike some riverfront lots, this features a flat, usable lawn and a 2nd stone patio/sitting area.
    Ask Zara a follow-up
    Sewer
  6. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    2
    Parking spaces
    4
    Driveway
    2
  7. Interior

    6
    Basement
    Partially Finished, Walk-Out
    Family room
    Y
    Kitchens
    1
    Total rooms
    23
    Laundry level
    Lower Level
    Elevator
    N
  8. Exterior & construction

    5
    Exterior
    Brick, Vinyl Siding
    Roof
    Shingles
    Foundation
    Concrete
    Waterfront
    Y
    Pool
    None
  9. Listing & possession

    3
    Possession
    2026-07-15T00:00:00.000-00:00
    Property style
    2 1/2 Storey
    Property class
    Detached
  10. Room-by-room · 23 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    7 rooms
    • Office
      12.0 × 5.9 ft
    • Kitchen
      14.4 × 11.4 ft
    • Foyer
      11.2 × 6.6 ft
    • Family Room
      12.1 × 11.9 ft
    • Living Room
      13.0 × 12.2 ft
    • Bathroom
      2 Pc Bath
      6.7 × 5.3 ft
    • Dining Room
      14.7 × 12.6 ft

    Second level

    6 rooms
    • Other
      Walk-In Closet(s)
      7.1 × 702.1 ft
    • Primary Bedroom
      12.1 × 10.7 ft
    • Bedroom
      11.9 × 9.5 ft
    • Bathroom
      4 Pc Ensuite
      8.4 × 7.4 ft
    • Bathroom
      4 Pc Bath
      8.9 × 7.2 ft
    • Bedroom
      9.5 × 9.1 ft

    Third level

    2 rooms
    • Sitting
      12.0 × 7.4 ft
    • Bedroom
      Irregular Room
      15.4 × 8.9 ft

    Basement level

    8 rooms
    • Laundry
      10.3 × 11.6 ft
    • Other
      10.1 × 5.8 ft
    • Other
      Unfinished
      16.8 × 6.0 ft
    • Sitting
      11.5 × 7.0 ft
    • Other
      Closet
      4.4 × 7.9 ft
    • Utility Room
      Unfinished
      15.0 × 12.6 ft
    • Family Room
      14.1 × 10.7 ft
    • Bathroom
      9.4 × 5.5 ft
    Combined estimate
    $4,806
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $4,367
    /mo
    based on the purchase price of $889,000
    $177,800 cash
    $711,200 financed
    $599,017 total interest
    Monthly payment$4,367/ month
    Principal54%$711,200
    Interest46%$599,017

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Owen Sound

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 210 5th A Avenue
      Sold
      Sign in for price
      210 5th A Avenue
      Detached
    • 1735 8th Avenue
      Sold
      Sign in for price
      1735 8th Avenue
      Detached
    • 1080 4th 'A' Avenue
      Sold
      Sign in for price
      1080 4th 'A' Avenue
      Detached
    • 360 2nd Avenue
      Sold
      Sign in for price
      360 2nd Avenue
      Detached
    • 330 1st Street
      Sold
      Sign in for price
      330 1st Street
      Detached
    • 589 5th Avenue
      Sold
      Sign in for price
      589 5th Avenue
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    176 5th A Street EThis home4 / 420,002,500$889,000ask———
    210 5th A Avenue3 / 21,100—
    1735 8th Avenue3 / 21,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Owen Sound

    Active listings within ±20% of this asking price.

    • 211 5th Street
      $875,000
      211 5th Street
      Detached 4 3
    • 2591 7th Avenue
      $799,900
      2591 7th Avenue
      Detached 4 4
    • 558156 4 Concession
      $875,000
      558156 4 Concession
      Detached 4 3
    • 400 2nd Avenue
      $899,000
      400 2nd Avenue
      Detached 3 3
    • 185 4th Street
      $824,900
      185 4th Street
      Detached 3 2
    • 303 6th Avenue
      $929,000
      303 6th Avenue
      Detached 4 4
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  11. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  12. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  13. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  14. Public listing courtesy of Century 21 Millennium Inc. · displayed on Summitly per MLS® data-share rules

    176 5th A Street E is a 4-bedroom, 4-bath, 2000-2500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  15. When was 176 5th A Street E built?

    The year built for 176 5th A Street E isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  16. What is the property tax for 176 5th A Street E?

    The 'Property tax' tab in the History section shows the most recent annual tax for 176 5th A Street E plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  17. How much would the monthly mortgage be on 176 5th A Street E?

    The affordability calculator on this page shows an estimated monthly mortgage for $889,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  18. Has 176 5th A Street E been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 176 5th A Street E with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  19. What neighbourhood is 176 5th A Street E in?

    176 5th A Street E is in Owen Sound, Owen Sound. The 'Neighbourhood' section below links to the live Owen Sound real estate hub with average sold price, days on market, and current inventory.

  20. Is Owen Sound a good place to live?

    Owen Sound is one of ON's actively-tracked Summitly markets. The full Owen Sound real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  21. 1080 4th 'A' Avenue
    5 / 3
    2,000
    —
    360 2nd Avenue4 / 31,500—
    330 1st Street4 / 31,500—
    589 5th Avenue3 / 2700—