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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 48 days

    184 Water Street

    Lucan·Lucan Biddulph, ON·N0M 2J0·Near William St.

    • 3 beds
    Lucan Biddulph real estate›X12981438
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to 184 Water Street in the heart of Lucan - a fantastic opportunity for first-time home buyers or anyone looking for convenient one-level living.This home features three spacious bedrooms and a bright, functional layout with everything on a single level. The large kitchen offers plenty of room for cooking, gathering, and everyday living, while the updated bar and entertaining area creates the perfect space to host family and friends. Step outside to enjoy the expansive newer deck, complete with a hot tub - ideal for relaxing evenings or weekend get-togethers. The huge yard provides endless possibilities for outdoor enjoyment, gardening, or play, and includes a large shop/garage (12ft x32ft ) for hobbies, storage, or workspace needs.With its great price point, generous lot, and move-in-ready appeal, this home is an excellent entry into the market without compromising on space or lifestyle.Don't miss your chance to make this one yours!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Apr 10, 2026ListedCurrentFor sale$449,900 —X12981438This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      None
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 184 Water Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Library
    • Rec./Commun.Centre
    • School
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,210
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $181
    0.48% mill rate · ON
    The market

    How this home sits in the Lucan Biddulph market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Lucan Biddulph market right now

    Average sold price, days on market, and closed-transaction count for Lucan Biddulph — sourced from MLS®.

    • Avg sold price
      $753,195
      Last 30 days
    • Median sold price
      $675,000
      Middle of the market
    • Days on market
      43 d
      Avg from list to close
    • Closed last 30d
      29
      MLS® transactions
    Full Lucan Biddulph market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 184 Water Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 184 Water Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 184 Water Street listed for?

      184 Water Street is listed at $449,900 on the MLS® (listing X12981438). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 184 Water Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bath
  2. 1100-1500 sqft
  3. Detached
  4. Asking
    $449,900
    $0 / sqft · MLS® X12981438
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $753,195
    $692,939Confidence range$813,451
    Asking vs estimate
    ↓below
    −$303,295
    (-40.3%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Lucan Biddulph sell in about 43 days — this one has been listed 48 days.

    Avg sold price
    $753,195
    Median sold
    $675,000
    Avg days on market
    43
    Recently sold
    29
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    The large kitchen offers plenty of room for cooking, gathering, and everyday living, while the updated bar and entertaining area creates the perfect space to host family and friends.
  6. Step outside to enjoy the expansive newer deck, complete with a hot tub - ideal for relaxing evenings or weekend get-togethers.
  7. Ask Zara a follow-up
    Sewer
  8. Parking & garage

    3
    Garage
    Detached
    Parking spaces
    4
    Driveway
    Private Double
  9. Interior

    5
    Basement
    Crawl Space
    Family room
    Y
    Kitchens
    1
    Total rooms
    7
    Laundry level
    Main Level
  10. Exterior & construction

    4
    Exterior
    Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Poured Concrete
    Pool
    None
  11. Lot & land

    1
    Zoning
    R2
  12. Listing & possession

    3
    Occupancy
    60-89 days
    Property style
    Bungalow
    Property class
    Detached
  13. Room-by-room · 8 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    8 rooms
    • Dining Room
      12.9 × 12.6 ft
    • Bedroom 2
      9.7 × 12.1 ft
    • Laundry
      4.8 × 5.6 ft
    • Primary Bedroom
      10.2 × 12.1 ft
    • Bedroom 3
      9.8 × 12.1 ft
    • Living Room
      13.0 × 12.6 ft
    • Family Room
      15.7 × 24.6 ft
    • Kitchen
      11.9 × 12.6 ft
    Combined estimate
    $2,391
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,210
    /mo
    based on the purchase price of $449,900
    $89,980 cash
    $359,920 financed
    $303,147 total interest
    Monthly payment$2,210/ month
    Principal54%$359,920
    Interest46%$303,147

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Lucan Biddulph

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 34465 Mitchell Line
      Sold
      Sign in for price
      34465 Mitchell Line
      Detached
    • 148 Gilmour Drive
      Sold
      Sign in for price
      148 Gilmour Drive
      Detached
    • 25 Hardy Court
      Sold
      Sign in for price
      25 Hardy Court
      Detached
    • 181 Gilmour Drive
      Sold
      Sign in for price
      181 Gilmour Drive
      Detached
    • 241 KING Street
      Sold
      Sign in for price
      241 KING Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    184 Water StreetThis home3 / 111,001,500$449,900ask———
    34465 Mitchell Line4 / 11,500—
    148 Gilmour Drive3 / 31,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Lucan Biddulph

    Active listings within ±20% of this asking price.

    • 243 King Street
      $538,500
      243 King Street
      Detached 2 2
    • 7966 Fallon Drive
      $529,000
      7966 Fallon Drive
      Detached 2 2
    • 209 Water Street
      $454,999
      209 Water Street
      Detached 3 1
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  14. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  15. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  16. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  17. Public listing courtesy of CENTURY 21 FIRST CANADIAN CORP. · displayed on Summitly per MLS® data-share rules

    184 Water Street is a 3-bedroom, 1-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  18. When was 184 Water Street built?

    The year built for 184 Water Street isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  19. What is the property tax for 184 Water Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 184 Water Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  20. How much would the monthly mortgage be on 184 Water Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $449,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  21. Has 184 Water Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 184 Water Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  22. What neighbourhood is 184 Water Street in?

    184 Water Street is in Lucan, Lucan Biddulph. The 'Neighbourhood' section below links to the live Lucan Biddulph real estate hub with average sold price, days on market, and current inventory.

  23. Is Lucan Biddulph a good place to live?

    Lucan Biddulph is one of ON's actively-tracked Summitly markets. The full Lucan Biddulph real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  24. 25 Hardy Court
    4 / 4
    2,000
    —
    181 Gilmour Drive4 / 42,000—
    241 KING Street3 / 21,500—