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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 65 daysPrice drop · $16,000 off (-3.8%)

    194 St Lawrence Street W

    Madoc·Madoc, ON·K0K 2K0·Near ST LAWRENCE ST WEST AND HILL AVE

    • 3 beds
    Madoc real estate›X13000018
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Well-maintained 3-bedroom home in the heart of Madoc offering a great blend of functional living space, thoughtful updates, and small-town convenience. Ideally situated on St. Lawrence Street West, you're just minutes from local shops, schools, and everyday amenities. Set on an impressive lot approximately 65 feet wide by over 130 feet deep, this property offers exceptional outdoor space rarely found in town, with ample room for entertaining, gardening, or enjoying the privacy of a deeper lot. The fully fenced backyard is beautifully landscaped and designed for enjoyment, featuring a large patio and gazebo-perfect for outdoor gatherings or quiet evenings at home. Inside, you'll find a bright updated kitchen, a recently renovated bathroom, spacious principal rooms, and generously sized bedrooms in a practical, comfortable layout suited to families, first-time buyers, or those looking to right-size. The partially finished basement adds valuable living space with a large family room, plus an extra-large laundry room with extensive storage. For those looking to add value, the lower level also offers a clear opportunity to install a second bathroom, with a defined hobby/storage space and convenient access to existing plumbing. Key updates include the roof (2018), whole-home air purification system, water softener, and new garage overhead door. The attached extra-long single-car garage offers interior access and ample storage. Enjoy the beautifully rebuilt wraparound front porch (2025) with durable composite decking, a perfect place to unwind and take in the charm of this welcoming community. A solid home with meaningful updates, a standout lot, and clear upside potential-an excellent opportunity to enter the market or invest in a growing area.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 3, 2026Price reducedCurrentReduced$409,000−$16,000 (3.8%)X13000018This page
    Apr 15, 2026ListedCurrentFor sale$425,000 —X13000018This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 194 St Lawrence Street W
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,009
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $196
    0.58% mill rate · ON
    The market

    How this home sits in the Madoc market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Madoc market right now

    Average sold price, days on market, and closed-transaction count for Madoc — sourced from MLS®.

    • Avg sold price
      $508,543
      Last 30 days
    • Median sold price
      $490,000
      Middle of the market
    • Days on market
      57 d
      Avg from list to close
    • Closed last 30d
      43
      MLS® transactions
    Full Madoc market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 194 St Lawrence Street W — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 194 St Lawrence Street W and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 194 St Lawrence Street W listed for?

      194 St Lawrence Street W is listed at $409,000 on the MLS® (listing X13000018). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 194 St Lawrence Street W have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bath
  2. 1100-1500 sqft
  3. Detached
  4. Built 51-99
  5. Asking
    $409,000
    $0 / sqft · MLS® X13000018
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $508,543
    $467,860Confidence range$549,226
    Asking vs estimate
    ↓below
    −$99,543
    (-19.6%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Madoc sell in about 57 days — this one has been listed 65 days.

    Avg sold price
    $508,543
    Median sold
    $490,000
    Avg days on market
    57
    Recently sold
    43
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    AI highlights by Zara
    • Lawrence Street West, you're just minutes from local shops, schools, and everyday amenities.
    • The fully fenced backyard is beautifully landscaped and designed for enjoyment, featuring a large patio and gazebo-perfect for outdoor gatherings or quiet evenings at home.
    • The partially finished basement adds valuable living space with a large family room, plus an extra-large laundry room with extensive storage.
    • Enjoy the beautifully rebuilt wraparound front porch (2025) with durable composite decking, a perfect place to unwind and take in the charm of this welcoming community.
    Ask Zara a follow-up
    Sewer
  7. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    1
    Parking spaces
    4
    Driveway
    Private
  8. Interior

    5
    Basement
    Full, Partially Finished
    Family room
    N
    Kitchens
    1
    Total rooms
    7
    Laundry level
    Lower Level
  9. Exterior & construction

    4
    Exterior
    Aluminum Siding, Brick
    Roof
    Metal
    Foundation
    Concrete Block
    Pool
    None
  10. Lot & land

    1
    Year built
    51-99
  11. Listing & possession

    3
    Occupancy
    60 DAYS
    Property style
    Bungalow
    Property class
    Detached
  12. Room-by-room · 9 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    7 rooms
    • Living Room
      21.5 × 11.5 ft
    • Dining Room
      9.7 × 12.0 ft
    • Kitchen
      9.7 × 9.9 ft
    • Bedroom 2
      10.0 × 12.9 ft
    • Bedroom 3
      9.1 × 9.3 ft
    • Bathroom
      9.5 × 6.4 ft
    • Primary Bedroom
      14.2 × 11.1 ft

    Basement level

    2 rooms
    • Family Room
      25.4 × 12.6 ft
    • Utility Room
      19.2 × 18.0 ft
    Combined estimate
    $2,205
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,009
    /mo
    based on the purchase price of $409,000
    $81,800 cash
    $327,200 financed
    $275,588 total interest
    Monthly payment$2,009/ month
    Principal54%$327,200
    Interest46%$275,588

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Madoc

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 975 Cleveland Road
      Sold
      Sign in for price
      975 Cleveland Road
      Detached
    • 35 Nelson Street
      Sold
      Sign in for price
      35 Nelson Street
      Detached
    • 232 Elgin Street
      Sold
      Sign in for price
      232 Elgin Street
      Detached
    • 11 Crookston Road
      Sold
      Sign in for price
      11 Crookston Road
      Detached
    • 23 Brown Avenue
      Sold
      Sign in for price
      23 Brown Avenue
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    194 St Lawrence Street WThis home3 / 111,001,500$409,000ask———
    975 Cleveland Road3 / 1700—
    35 Nelson Street2 / 21,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Madoc

    Active listings within ±20% of this asking price.

    • 656 A Cooper Road
      $474,900
      656 A Cooper Road
      Detached 2 2
    • 194 Christie Lane
      $434,900
      194 Christie Lane
      Detached 2 1
    • 136 St Lawrence Street
      $399,000
      136 St Lawrence Street
      Detached 3 2
    • 189 Darby Point Lane
      $474,900
      189 Darby Point Lane
      Detached 2 1
    • 144 Blakely Lane
      $398,000
      144 Blakely Lane
      Detached 2 1
    • 122 Seymour Street
      $450,000
      122 Seymour Street
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  13. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  14. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  15. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  16. Public listing courtesy of RE/MAX Jazz INC. · displayed on Summitly per MLS® data-share rules

    194 St Lawrence Street W is a 3-bedroom, 1-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  17. When was 194 St Lawrence Street W built?

    194 St Lawrence Street W was built in 51-99. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  18. What is the property tax for 194 St Lawrence Street W?

    The 'Property tax' tab in the History section shows the most recent annual tax for 194 St Lawrence Street W plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  19. How much would the monthly mortgage be on 194 St Lawrence Street W?

    The affordability calculator on this page shows an estimated monthly mortgage for $409,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  20. Has 194 St Lawrence Street W been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 194 St Lawrence Street W with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  21. What neighbourhood is 194 St Lawrence Street W in?

    194 St Lawrence Street W is in Madoc, Madoc. The 'Neighbourhood' section below links to the live Madoc real estate hub with average sold price, days on market, and current inventory.

  22. Is Madoc a good place to live?

    Madoc is one of ON's actively-tracked Summitly markets. The full Madoc real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  23. 232 Elgin Street
    3 / 1
    1,100
    —
    11 Crookston Road3 / 22,500—
    23 Brown Avenue3 / 11,100—