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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 4 days ago

    20847 Victoria Road

    Ridgetown·Chatham-Kent, ON·N0P 2C0·Near Victoria road and O'Neil Line

    • 3 beds
    Chatham-Kent real estate›X13575830
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
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      Date TBD
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    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    This 3-bedroom, 2-bathroom board and batten home sits on 1.515 acres in the country along Highway #21, just a few minutes to Ridgetown and a few minutes to the 401 - offering a peaceful country setting with easy access to town and the highway. It features a durable steel roof, well water, a gas water heater, and gas heating. A covered front porch runs the length of the home with a screened section, and the double driveway offers plenty of parking. Inside, the large open-concept living room flows into an eat-in kitchen with maple cabinetry and a sliding glass walkout to the yard. An enclosed patio with a wood fireplace adds great extra living space, along with a versatile bonus room behind a barn-style sliding door and additional bedrooms finished with fresh wood plank and painted accent walls. A huge 30x12 rear deck extends along the back of the home, offering excellent outdoor living space overlooking the yard. Outside, a large detached 30.4x24.4 garage/workshop with metal roofing and a separate single-car garage offer excellent space for vehicles, equipment, and hobbies, complementing the additional storage shed on this sprawling country property.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 16, 2026ListedCurrentFor sale$499,900 —X13575830This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 20847 Victoria Road
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,456
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $168
    0.40% mill rate · ON
    The market

    How this home sits in the Chatham-Kent market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Chatham-Kent market right now

    Average sold price, days on market, and closed-transaction count for Chatham-Kent — sourced from MLS®.

    • Avg sold price
      —
      Last 30 days
    • Median sold price
      —
      Middle of the market
    • Days on market
      —
      Avg from list to close
    • Closed last 30d
      —
      MLS® transactions
    Full Chatham-Kent market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 20847 Victoria Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 20847 Victoria Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 20847 Victoria Road listed for?

      20847 Victoria Road is listed at $499,900 on the MLS® (listing X13575830). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 20847 Victoria Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1100-1500 sqft
  3. Detached
  4. Built 51-99
  5. .50-1.99 ac lot
  6. Asking
    $499,900
    $0 / sqft · MLS® X13575830
    Chat Zara
  7. Zara AI Estimate
    Live valuation

    Not enough neighbourhood comparable data yet to estimate this listing. Chat with Zara for a private valuation.

    Ask Zara
    Market analytics

    Live market data for Chatham-Kent.

    Avg sold price
    —
    Median sold
    —
    Avg days on market
    —
    Recently sold
    —
    See comparable sales
    A covered front porch runs the length of the home with a screened section, and the double driveway offers plenty of parking.
  8. Inside, the large open-concept living room flows into an eat-in kitchen with maple cabinetry and a sliding glass walkout to the yard.
  9. An enclosed patio with a wood fireplace adds great extra living space, along with a versatile bonus room behind a barn-style sliding door and additional bedrooms finished with fresh wood plank and painted accent walls.
  10. A huge 30x12 rear deck extends along the back of the home, offering excellent outdoor living space overlooking the yard.
  11. Ask Zara a follow-up
    Well
    Sewer
    Septic
  12. Parking & garage

    4
    Garage
    Detached
    Garage spaces
    2
    Parking spaces
    10
    Driveway
    10
  13. Interior

    4
    Basement
    None
    Family room
    N
    Kitchens
    1
    Total rooms
    10
  14. Exterior & construction

    4
    Exterior
    Board & Batten
    Roof
    Metal
    Foundation
    Concrete
    Pool
    None
  15. Lot & land

    2
    Year built
    51-99
    Zoning
    RHC-800
  16. Listing & possession

    3
    Possession
    2026-07-31T00:00:00.000-00:00
    Property style
    Bungalow
    Property class
    Detached
  17. Combined estimate
    $2,624
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,456
    /mo
    based on the purchase price of $499,900
    $99,980 cash
    $399,920 financed
    $336,838 total interest
    Monthly payment$2,456/ month
    Principal54%$399,920
    Interest46%$336,838

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Chatham-Kent

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 131 Water Street
      Sold
      Sign in for price
      131 Water Street
      Detached
    • 941 Wilson Street
      Sold
      Sign in for price
      941 Wilson Street
      Detached
    • 100 Lemuel Street
      Sold
      Sign in for price
      100 Lemuel Street
      Detached
    • 112 Thornhill Crescent
      Sold
      Sign in for price
      112 Thornhill Crescent
      Detached
    • 152 Ellen Street
      Sold
      Sign in for price
      152 Ellen Street
      Detached
    • 194 Merritt Avenue
      Sold
      Sign in for price
      194 Merritt Avenue
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    20847 Victoria RoadThis home3 / 211,001,500$499,900ask———
    131 Water Street2 / 11,100—
    941 Wilson Street3 / 31,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Chatham-Kent

    Active listings within ±20% of this asking price.

    • 167 Ironwood Trail
      $464,900
      167 Ironwood Trail
      Detached 2 2
    • 454 Trerice Street
      $449,900
      454 Trerice Street
      Detached 3 2
    • 23 Ella Street
      $429,900
      23 Ella Street
      Detached 4 2
    • 115 Howard Road
      $598,888
      115 Howard Road
      Detached 3 2
    • 78 Chittim Road
      $519,900
      78 Chittim Road
      Detached 4 2
    • 26 Grand Avenue
      $599,000
      26 Grand Avenue
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  18. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  19. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  20. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  21. Public listing courtesy of CENTURY 21 FIRST CANADIAN CORP · displayed on Summitly per MLS® data-share rules

    20847 Victoria Road is a 3-bedroom, 2-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  22. When was 20847 Victoria Road built?

    20847 Victoria Road was built in 51-99. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  23. What is the property tax for 20847 Victoria Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for 20847 Victoria Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  24. How much would the monthly mortgage be on 20847 Victoria Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $499,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  25. Has 20847 Victoria Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 20847 Victoria Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  26. What neighbourhood is 20847 Victoria Road in?

    20847 Victoria Road is in Ridgetown, Chatham-Kent. The 'Neighbourhood' section below links to the live Chatham-Kent real estate hub with average sold price, days on market, and current inventory.

  27. Is Chatham-Kent a good place to live?

    Chatham-Kent is one of ON's actively-tracked Summitly markets. The full Chatham-Kent real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  28. 100 Lemuel Street
    3 / 1
    700
    —
    112 Thornhill Crescent3 / 21,100—
    152 Ellen Street3 / 21,500—
    194 Merritt Avenue2 / 2700—