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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 28 days

    20927 Lakeside Drive

    Rural Thames Centre·Thames Centre, ON·N0L 2P0·Near Wye Creek Drive

    • 4 beds
    Thames Centre real estate›X12950984
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to lakeside living on beautiful Fanshawe Lake in the charming community of Thorndale. This well-maintained 4-bedroom, 1.5-bath cottage offers the perfect blend of comfort, functionality, and year-round enjoyment-ideal as a full-time residence or a relaxing weekend escape. Set in a welcoming, close-knit community, this property delivers a lifestyle that's hard to match. Enjoy morning walks to the water, afternoons spent swimming or canoeing, and peaceful hikes through the nearby Fanshawe Conservation Area. Every season offers its own unique charm. The home features a number of valuable updates, including windows (approx. 12 years), roof shingles (approx. 9 years), HVAC system (2022), heat pump rated to -20C, kitchen update (2022) with new counter (2023), and a septic system recertified in 2022. Additional highlights include an owned on-demand water heater and an electric vehicle charging station, bringing modern convenience to this lakeside retreat. A spacious rear deck provides the perfect setting for entertaining or simply unwinding outdoors. With four bedrooms, there's plenty of room for family and guests-making it easy to create lasting memories in a peaceful, nature-filled setting. Offered as a leased land cottage with monthly fees of $243.21 (Jan-Feb) and $248.32 (Mar-Dec), this is an excellent opportunity to enjoy affordable lakeside living.Don't miss your chance to experience the Fanshawe Lake lifestyle-where comfort, community, and nature come together. Please note photos were taken when property was staged, which is no longer the case.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Apr 2, 2026ListedCurrentFor sale$279,000 —X12950984This page
    May 1, 2025Previously listedExp$325,000 —X12116239View
    Aug 9, 2024Previously listedExp$374,900 —X9247274View
    Apr 15, 2024Previously listedExp$399,900 —X8245592View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Heat Pump
      Air conditioning
      Other
      Water source
      Well
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 20927 Lakeside Drive
    What's nearby

    Points of interest classified by the MLS® feed.

    • Campground
    • Greenbelt/Conservation
    • Beach
    • Electric Car Charger
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $1,371
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $63
    0.27% mill rate · ON
    The market

    How this home sits in the Thames Centre market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Thames Centre market right now

    Average sold price, days on market, and closed-transaction count for Thames Centre — sourced from MLS®.

    • Avg sold price
      $804,821
      Last 30 days
    • Median sold price
      $760,000
      Middle of the market
    • Days on market
      62 d
      Avg from list to close
    • Closed last 30d
      57
      MLS® transactions
    Full Thames Centre market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 20927 Lakeside Drive — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 20927 Lakeside Drive and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 20927 Lakeside Drive listed for?

      20927 Lakeside Drive is listed at $279,000 on the MLS® (listing X12950984). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 20927 Lakeside Drive have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 700-1100 sqft
  3. Detached
  4. Built 51-99
  5. < .50 ac lot
  6. Asking
    $279,000
    $0 / sqft · MLS® X12950984
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $949,689
    $873,714Confidence range$1,025,664
    Asking vs estimate
    ↓below
    −$670,689
    (-70.6%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 4 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Thames Centre sell in about 62 days — this one has been listed 28 days.

    Avg sold price
    $804,821
    Median sold
    $760,000
    Avg days on market
    62
    Recently sold
    57
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • Welcome to lakeside living on beautiful Fanshawe Lake in the charming community of Thorndale.
    • Set in a welcoming, close-knit community, this property delivers a lifestyle that's hard to match.
    • Every season offers its own unique charm.
    • A spacious rear deck provides the perfect setting for entertaining or simply unwinding outdoors.
    Ask Zara a follow-up
    Septic
  8. Parking & garage

    3
    Garage
    None
    Parking spaces
    4
    Driveway
    Front Yard Parking
  9. Interior

    4
    Basement
    None
    Family room
    N
    Kitchens
    1
    Total rooms
    7
  10. Exterior & construction

    6
    Exterior
    Vinyl Siding
    Roof
    Asphalt Shingle, Shingles
    Foundation
    Concrete
    View
    Forest, Lake, Trees/Woods, Water
    Waterfront
    Y
    Pool
    None
  11. Lot & land

    2
    Year built
    51-99
    Zoning
    CR-7
  12. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    Bungalow
    Property class
    Detached
  13. Room-by-room · 6 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    6 rooms
    • Bedroom
      10.4 × 10.2 ft
    • Bedroom 3
      10.2 × 8.0 ft
    • Bedroom 4
      8.8 × 7.9 ft
    • Living Room
      20.8 × 11.6 ft
    • Kitchen
      12.2 × 7.8 ft
    • Bedroom 2
      10.4 × 8.8 ft
  14. Golf
  15. Lake/Pond
  16. Combined estimate
    $1,434
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $1,371
    /mo
    based on the purchase price of $279,000
    $55,800 cash
    $223,200 financed
    $187,993 total interest
    Monthly payment$1,371/ month
    Principal54%$223,200
    Interest46%$187,993

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Thames Centre

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 94 Mill Pond Crescent
      Sold
      Sign in for price
      94 Mill Pond Crescent
      Detached
    • 74 Mill Road
      Sold
      Sign in for price
      74 Mill Road
      Detached
    • 166 Minnie Street
      Sold
      Sign in for price
      166 Minnie Street
      Detached
    • 14 Amber Drive
      Sold
      Sign in for price
      14 Amber Drive
      Detached
    • 21406 Purple Hill Road
      Sold
      Sign in for price
      21406 Purple Hill Road
      Detached
    • 214 North Street
      Sold
      Sign in for price
      214 North Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    20927 Lakeside DriveThis home4 / 27,001,100$279,000ask———
    94 Mill Pond Crescent3 / 42,500—
    74 Mill Road4 / 33,000—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of ROYAL LEPAGE TRILAND REALTY · displayed on Summitly per MLS® data-share rules

    20927 Lakeside Drive is a 4-bedroom, 2-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 20927 Lakeside Drive built?

    20927 Lakeside Drive was built in 51-99. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  22. What is the property tax for 20927 Lakeside Drive?

    The 'Property tax' tab in the History section shows the most recent annual tax for 20927 Lakeside Drive plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 20927 Lakeside Drive?

    The affordability calculator on this page shows an estimated monthly mortgage for $279,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 20927 Lakeside Drive been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 20927 Lakeside Drive with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 20927 Lakeside Drive in?

    20927 Lakeside Drive is in Rural Thames Centre, Thames Centre. The 'Neighbourhood' section below links to the live Thames Centre real estate hub with average sold price, days on market, and current inventory.

  26. Is Thames Centre a good place to live?

    Thames Centre is one of ON's actively-tracked Summitly markets. The full Thames Centre real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 166 Minnie Street
    3 / 2
    700
    —
    14 Amber Drive3 / 21,100—
    21406 Purple Hill Road3 / 12,000—
    214 North Street3 / 31,100—