Available on mobile

Take Summitly with you.

Browse listings, get instant alerts, and talk to your AI concierge — all from your pocket.

Download on theApp StoreGet it onGoogle Play

Weekly market briefing

The smartest move starts here.

Curated listings, price trends, and neighbourhood insights — delivered Sunday morning.

Summitly

Your trusted partner in real estate. We help you find your perfect home, make informed decisions, and connect with expert professionals across Canada.

Coldwell Banker Summit Realty

Explore

Map SearchBrowse ListingsBrowse RentalsSold HomesOpen Houses

Sell & Rent

Sell Your HomeHome ValuationList Your Rental — FreeRental PricingRenting on Summitly

Resources

CalculatorsGet Pre-QualifiedNews & InsightsGuidesBlogAI ConciergeFranchise

Company

AboutContactFind a RealtorCareers — Join SummitlyFAQs
310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

Privacy PolicyTerms of UseCookiesSitemap

Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

    Summitly Logo
    Buy
    Sell
    Rent
    Pre-con
    Meet ZaraMy HomeNews & Insights
    HomeBuySell
    For sale Listed 6 days ago

    217438 Concession 3 Road

    Georgian Bluffs·Georgian Bluffs, ON·N4K 5N6·Near Concession 3 & Side Rd 6

    • 4 beds
    Georgian Bluffs real estate›X13098938
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Opportunity awaits with this spacious 4-bedroom, 2-bathroom bungalow situated on just under 2 acres, less than 10 minutes from Owen Sound. Offering over 2,280 total finished square feet of living space, a functional layout, and endless potential, this property is perfect for buyers looking to add their own style and value through cosmetic updates to make this property your own. The main floor features generous living spaces, a practical kitchen layout, Main floor laundry and plenty of natural light throughout. With four bedrooms and two full bathrooms, there's ample room for growing families, guests, or a home office. The walk-out basement expands the living area and offers excellent in-law suite or rec-room potential with direct access to the outdoors. A standout feature of this property is the exceptional garage and workshop space. The oversized attached single-car garage provides extra room for vehicles and storage, while the separate double garage is ideal for hobbyists, mechanics, contractors, or anyone needing additional workspace. Outside, enjoy the possibilities of nearly 2 acres of usable land with room for gardens, outdoor entertaining, recreational vehicles, or other future ventures. Many updates have already been completed, including new 200 amp breaker panel, furnace replaced 2015, Heat Pump replaced 2022, Economical Hybrid Heating, Roof last shingled 2014, Owned hot water tank replaced 2024, Water softener replaced 2025. Whether you're looking for a country retreat, investment opportunity, or a home you can truly make your own, this property delivers outstanding value and potential.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    May 6, 2026ListedCurrentFor sale$649,900 —X13098938This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Well
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 217438 Concession 3 Road
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,193
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $310
    0.57% mill rate · ON
    The market

    How this home sits in the Georgian Bluffs market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Georgian Bluffs market right now

    Average sold price, days on market, and closed-transaction count for Georgian Bluffs — sourced from MLS®.

    • Avg sold price
      $786,778
      Last 30 days
    • Median sold price
      $658,750
      Middle of the market
    • Days on market
      47 d
      Avg from list to close
    • Closed last 30d
      60
      MLS® transactions
    Full Georgian Bluffs market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 217438 Concession 3 Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 217438 Concession 3 Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 217438 Concession 3 Road listed for?

      217438 Concession 3 Road is listed at $649,900 on the MLS® (listing X13098938). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 217438 Concession 3 Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1100-1500 sqft
  3. Detached
  4. .50-1.99 ac lot
  5. Asking
    $649,900
    $0 / sqft · MLS® X13098938
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $928,398
    $854,126Confidence range$1,002,670
    Asking vs estimate
    ↓below
    −$278,498
    (-30.0%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 4 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Georgian Bluffs sell in about 47 days — this one has been listed 6 days.

    Avg sold price
    $786,778
    Median sold
    $658,750
    Avg days on market
    47
    Recently sold
    60
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • The main floor features generous living spaces, a practical kitchen layout, Main floor laundry and plenty of natural light throughout.
    • The walk-out basement expands the living area and offers excellent in-law suite or rec-room potential with direct access to the outdoors.
    • A standout feature of this property is the exceptional garage and workshop space.
    • The oversized attached single-car garage provides extra room for vehicles and storage, while the separate double garage is ideal for hobbyists, mechanics, contractors, or anyone needing additional workspace.
    Ask Zara a follow-up
    Septic
  7. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    1.5
    Parking spaces
    6
    Driveway
    6
  8. Interior

    4
    Basement
    Finished
    Family room
    Y
    Kitchens
    1
    Total rooms
    16
  9. Exterior & construction

    4
    Exterior
    Brick
    Roof
    Asphalt Shingle
    Foundation
    Block
    Pool
    None
  10. Listing & possession

    3
    Occupancy
    Immediate
    Property style
    Bungalow
    Property class
    Detached
  11. Combined estimate
    $3,503
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,193
    /mo
    based on the purchase price of $649,900
    $129,980 cash
    $519,920 financed
    $437,909 total interest
    Monthly payment$3,193/ month
    Principal54%$519,920
    Interest46%$437,909

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Georgian Bluffs

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 339595 Presqu'ile Road
      Sold
      Sign in for price
      339595 Presqu'ile Road
      Detached
    • 661 2nd Avenue
      Sold
      Sign in for price
      661 2nd Avenue
      Detached
    • 441090 Elm Street
      Sold
      Sign in for price
      441090 Elm Street
      Detached
    • 294 Forest Hill Drive
      Sold
      Sign in for price
      294 Forest Hill Drive
      Detached
    • 505396 Grey Road 1 Road
      Sold
      Sign in for price
      505396 Grey Road 1 Road
      Detached
    • 127 Big Rock Road
      Sold
      Sign in for price
      127 Big Rock Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    217438 Concession 3 RoadThis home4 / 211,001,500$649,900ask———
    339595 Presqu'ile Road3 / 21,500—
    661 2nd Avenue4 / 21,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Georgian Bluffs

    Active listings within ±20% of this asking price.

    • 319378 Grey Road 1
      $649,000
      319378 Grey Road 1
      Detached 3 2
    • 259106 Sarawak Keppel Townline
      $599,000
      259106 Sarawak Keppel Townline
      Detached 3 1
    • 829 30th Street
      $749,500
      829 30th Street
      Detached 3 1
    • 462028 Concession 24 Road
      $775,000
      462028 Concession 24 Road
      Detached 4 3
    • 873 14th Street
      $729,000
      873 14th Street
      Detached 3 1
    • 504760 Grey Road 1
      $699,900
      504760 Grey Road 1
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  12. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  13. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  14. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  15. Public listing courtesy of RE/MAX Grey Bruce Realty Inc. · displayed on Summitly per MLS® data-share rules

    217438 Concession 3 Road is a 4-bedroom, 2-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  16. When was 217438 Concession 3 Road built?

    The year built for 217438 Concession 3 Road isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  17. What is the property tax for 217438 Concession 3 Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for 217438 Concession 3 Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  18. How much would the monthly mortgage be on 217438 Concession 3 Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $649,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  19. Has 217438 Concession 3 Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 217438 Concession 3 Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  20. What neighbourhood is 217438 Concession 3 Road in?

    217438 Concession 3 Road is in Georgian Bluffs, Georgian Bluffs. The 'Neighbourhood' section below links to the live Georgian Bluffs real estate hub with average sold price, days on market, and current inventory.

  21. Is Georgian Bluffs a good place to live?

    Georgian Bluffs is one of ON's actively-tracked Summitly markets. The full Georgian Bluffs real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  22. 441090 Elm Street
    3 / 2
    1,500
    —
    294 Forest Hill Drive3 / 22,000—
    505396 Grey Road 1 Road4 / 42,000—
    127 Big Rock Road3 / 21,500—