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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 2 days ago

    225 Ross Street

    St. Thomas·St. Thomas, ON·N5R 3Y5·Near Ross St & College St

    • 4 beds
    St. Thomas real estate›X13439390
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    You do not want to miss this one! 225 Ross Street is a beautifully updated 2-storey home ideally located close to schools, parks, and everyday shopping amenities. This well-maintained property features new vinyl plank flooring throughout, creating a clean, modern feel from the moment you step inside. The fully updated kitchen is the heart of the home, with stunning finishes, and plenty of space for cooking and entertaining. The layout offers comfortable living areas perfect for families, first-time buyers, or investors looking for a turnkey property. No matter who you are this is a smart investment as St Thomas is set for growth as the Volkswagen EV battery factory grows. With a fully fenced backyard and detached garage, you will have plenty of space for kids to play and gardens to grow. Homes in this neighbourhood are rarely offered in this condition. Now is your chance to make 225 Ross Street yours!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 12, 2026ListedCurrentFor sale$421,500 —X13439390This page
    Apr 23, 2026Previously listedTer$424,000 —X13034736View
    Mar 6, 2026Previously listedTer$429,000 —X12856336View
    Jul 17, 2025SoldSold$255,000−$20,000 (7.3%)X12224748View
    Jun 16, 2025Previously listedSld$275,000 —X12224748View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 225 Ross Street
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,071
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $185
    0.53% mill rate · ON
    The market

    How this home sits in the St. Thomas market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The St. Thomas market right now

    Average sold price, days on market, and closed-transaction count for St. Thomas — sourced from MLS®.

    • Avg sold price
      $554,727
      Last 30 days
    • Median sold price
      $540,260
      Middle of the market
    • Days on market
      45 d
      Avg from list to close
    • Closed last 30d
      164
      MLS® transactions
    Full St. Thomas market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 225 Ross Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 225 Ross Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 225 Ross Street listed for?

      225 Ross Street is listed at $421,500 on the MLS® (listing X13439390). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 225 Ross Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1100-1500 sqft
  3. Detached
  4. Built 100+
  5. Asking
    $421,500
    $0 / sqft · MLS® X13439390
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $654,578
    $602,212Confidence range$706,944
    Asking vs estimate
    ↓below
    −$233,078
    (-35.6%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 4 bedrooms (no sqft on file).

    Market analytics

    Homes like this in St. Thomas sell in about 45 days — this one has been listed 2 days.

    Avg sold price
    $554,727
    Median sold
    $540,260
    Avg days on market
    45
    Recently sold
    164
    See comparable sales
    You do not want to miss this one! 225 Ross Street is a beautifully updated 2-storey home ideally located close to schools, parks, and everyday shopping amenities.
  7. The fully updated kitchen is the heart of the home, with stunning finishes, and plenty of space for cooking and entertaining.
  8. With a fully fenced backyard and detached garage, you will have plenty of space for kids to play and gardens to grow.
  9. Homes in this neighbourhood are rarely offered in this condition.
  10. Ask Zara a follow-up
    Sewer
  11. Parking & garage

    4
    Garage
    Detached
    Garage spaces
    1
    Parking spaces
    4
    Driveway
    Private
  12. Interior

    5
    Basement
    Partial Basement, Unfinished
    Family room
    N
    Kitchens
    1
    Total rooms
    8
    Laundry level
    Main Level
  13. Exterior & construction

    4
    Exterior
    Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Concrete Block, Brick
    Pool
    None
  14. Lot & land

    1
    Year built
    100+
  15. Listing & possession

    4
    Possession
    2026-07-01T00:00:00.000-00:00
    Occupancy
    Vacant
    Property style
    2-Storey
    Property class
    Detached
  16. Room-by-room · 12 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    6 rooms
    • Foyer
      8.0 × 4.8 ft
    • Bedroom
      11.4 × 9.5 ft
    • Laundry
      8.0 × 6.3 ft
    • Living Room
      17.0 × 22.8 ft
    • Dining Room
      11.4 × 13.5 ft
    • Kitchen
      14.8 × 9.6 ft

    Second level

    3 rooms
    • Primary Bedroom
      11.4 × 13.3 ft
    • Bedroom
      11.3 × 9.1 ft
    • Bedroom
      7.6 × 13.9 ft

    Basement level

    3 rooms
    • Other
      28.7 × 13.3 ft
    • Other
      13.1 × 9.5 ft
    • Other
      8.6 × 9.5 ft
    Combined estimate
    $2,256
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,071
    /mo
    based on the purchase price of $421,500
    $84,300 cash
    $337,200 financed
    $284,011 total interest
    Monthly payment$2,071/ month
    Principal54%$337,200
    Interest46%$284,011

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in St. Thomas

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 9 Farley Place
      Sold
      Sign in for price
      9 Farley Place
      Detached
    • 38 Foxtail Lane
      Sold
      Sign in for price
      38 Foxtail Lane
      Detached
    • 42 Fifth Avenue
      Sold
      Sign in for price
      42 Fifth Avenue
      Detached
    • 34 Sparta Street
      Sold
      Sign in for price
      34 Sparta Street
      Detached
    • 106 Fairview Avenue
      Sold
      Sign in for price
      106 Fairview Avenue
      Detached
    • 10 Cider Mill Lane
      Sold
      Sign in for price
      10 Cider Mill Lane
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    225 Ross StreetThis home4 / 211,001,500$421,500ask———
    9 Farley Place3 / 21,500—
    38 Foxtail Lane3 / 41,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in St. Thomas

    Active listings within ±20% of this asking price.

    • 169 Wellington Street
      $459,900
      169 Wellington Street
      Detached 3 2
    • 123 ERIE Street
      $489,900
      123 ERIE Street
      Detached 3 2
    • 10 Henry Street
      $349,000
      10 Henry Street
      Detached 3 2
    • 3 Margaret Street
      $504,900
      3 Margaret Street
      Detached 5 2
    • 2 OPECHEE Street
      $425,000
      2 OPECHEE Street
      Detached 3 1
    • 31 Fifth Avenue
      $474,900
      31 Fifth Avenue
      Detached 3 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of EXP REALTY · displayed on Summitly per MLS® data-share rules

    225 Ross Street is a 4-bedroom, 2-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 225 Ross Street built?

    225 Ross Street was built in 100+. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  22. What is the property tax for 225 Ross Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 225 Ross Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 225 Ross Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $421,500 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 225 Ross Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 225 Ross Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 225 Ross Street in?

    225 Ross Street is in St. Thomas, St. Thomas. The 'Neighbourhood' section below links to the live St. Thomas real estate hub with average sold price, days on market, and current inventory.

  26. Is St. Thomas a good place to live?

    St. Thomas is one of ON's actively-tracked Summitly markets. The full St. Thomas real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 42 Fifth Avenue
    3 / 2
    1,500
    —
    34 Sparta Street3 / 2700—
    106 Fairview Avenue3 / 11,500—
    10 Cider Mill Lane4 / 32,000—