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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage — RECO Registration #6018570.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 66 days

    281 Smith Crescent

    ·Greater Napanee, ON··

    • 3 beds
    Greater Napanee real estate›X13149170
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Tucked away on a quiet cul-de-sac in Napanee's east end, this inviting split-level home offers the perfect mix of comfort, space, and outdoor enjoyment. The welcoming front entrance leads either into the cozy family room with garden doors opening to the backyard oasis, or up to the bright open concept main living area and newer kitchen, ideal for everyday living and entertaining. A few more steps up, you'll find three bedrooms and a refreshed 4-piece bathroom. Outside, the oversized in-town lot is designed for making the most of summer with an inground pool, hot tub area, pool house with additional storage for lawn and garden equipment, and a charming garden shed tucked away at the back of the property. Located just minutes from downtown amenities and a short drive to larger shopping and services, this home offers a fantastic lifestyle in a peaceful neighbourhood setting.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    May 20, 2026ListedCurrentFor sale$545,000 —X13149170This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 281 Smith Crescent
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,677
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $325
    0.72% mill rate · ON
    The market

    How this home sits in the Greater Napanee market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Greater Napanee market right now

    Average sold price, days on market, and closed-transaction count for Greater Napanee — sourced from MLS®.

    • Avg sold price
      $549,068
      Last 30 days
    • Median sold price
      $542,500
      Middle of the market
    • Days on market
      33 d
      Avg from list to close
    • Closed last 30d
      37
      MLS® transactions
    Full Greater Napanee market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 281 Smith Crescent — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 281 Smith Crescent and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 281 Smith Crescent listed for?

      281 Smith Crescent is listed at $545,000 on the MLS® (listing X13149170). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 281 Smith Crescent have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 700-1100 sqft
  3. Detached
  4. < .50 ac lot
  5. Asking
    $545,000
    $0 / sqft · MLS® X13149170
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $549,068
    $505,143Confidence range$592,993
    Asking vs estimate
    ≈in-line
    −$4,068
    (-0.7%)
    Asking is in line
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Greater Napanee sell in about 33 days — this one has been listed 66 days.

    Avg sold price
    $549,068
    Median sold
    $542,500
    Avg days on market
    33
    Recently sold
    37
    See comparable sales
    Tucked away on a quiet cul-de-sac in Napanee's east end, this inviting split-level home offers the perfect mix of comfort, space, and outdoor enjoyment.
  7. A few more steps up, you'll find three bedrooms and a refreshed 4-piece bathroom.
  8. Ask Zara a follow-up
    Sewer
  9. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    2
    Parking spaces
    4
    Driveway
    Available
  10. Interior

    4
    Basement
    Full, Partially Finished
    Family room
    N
    Kitchens
    1
    Total rooms
    11
  11. Exterior & construction

    4
    Exterior
    Aluminum Siding, Brick
    Roof
    Asphalt Shingle
    Foundation
    Concrete
    Pool
    Inground
  12. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    Sidesplit
    Property class
    Detached
  13. Combined estimate
    $3,002
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,677
    /mo
    based on the purchase price of $545,000
    $109,000 cash
    $436,000 financed
    $367,226 total interest
    Monthly payment$2,677/ month
    Principal54%$436,000
    Interest46%$367,226

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Greater Napanee

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 401 Dundas Street
      Sold
      Sign in for price
      401 Dundas Street
      Detached
    • 252 Bridge Street
      Sold
      Sign in for price
      252 Bridge Street
      Detached
    • 201 Centre Street
      Sold
      Sign in for price
      201 Centre Street
      Detached
    • 160 County 8 Road
      Sold
      Sign in for price
      160 County 8 Road
      Detached
    • 137 Thomas Street
      Sold
      Sign in for price
      137 Thomas Street
      Detached
    • 400 Dundas Street
      Sold
      Sign in for price
      400 Dundas Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    281 Smith CrescentThis home3 / 37,001,100$545,000ask———
    401 Dundas Street3 / 41,100—
    252 Bridge Street2 / 31,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Greater Napanee

    Active listings within ±20% of this asking price.

    • 47 Riverview Drive
      $499,900
      47 Riverview Drive
      Detached 3 1
    • 55 Bridge Street
      $469,900
      55 Bridge Street
      Detached 3 2
    • 280 DENRIDGE Road
      $639,900
      280 DENRIDGE Road
      Detached 3 2
    • 2220 County 11 Road
      $550,000
      2220 County 11 Road
      Detached 3 2
    • 182 Water Street
      $479,900
      182 Water Street
      Detached 3 2
    • 245 Pleasant Drive
      $639,000
      245 Pleasant Drive
      Detached 3 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  14. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  15. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  16. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  17. Public listing courtesy of EXIT REALTY ACCELERATION REAL ESTATE, BROKERAGE · displayed on Summitly per MLS® data-share rules

    281 Smith Crescent is a 3-bedroom, 3-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  18. When was 281 Smith Crescent built?

    The year built for 281 Smith Crescent isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  19. What is the property tax for 281 Smith Crescent?

    The 'Property tax' tab in the History section shows the most recent annual tax for 281 Smith Crescent plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  20. How much would the monthly mortgage be on 281 Smith Crescent?

    The affordability calculator on this page shows an estimated monthly mortgage for $545,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  21. Has 281 Smith Crescent been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 281 Smith Crescent with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  22. What neighbourhood is 281 Smith Crescent in?

    281 Smith Crescent is in Greater Napanee, Greater Napanee. The 'Neighbourhood' section below links to the live Greater Napanee real estate hub with average sold price, days on market, and current inventory.

  23. Is Greater Napanee a good place to live?

    Greater Napanee is one of ON's actively-tracked Summitly markets. The full Greater Napanee real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  24. 201 Centre Street
    2 / 1
    1,100
    —
    160 County 8 Road2 / 2700—
    137 Thomas Street4 / 33,000—
    400 Dundas Street2 / 3700—