4 Bed, 3 Bath Detached Home in Niagara-on-the-Lake
About 292 Johnson Street South
RARE & Irreplaceable opportunity in prime old town! Exceptional 0.63-acre dead-end corner lot bounded by One Mile Creek along the rear, offering unmatched natural privacy and endless potential. Features a commanding 130.86 FT frontage by 211.42 FT depth. Unbeatable location-walk 4 mins to Lake Ontario and 5 mins to historic downtown shops, fine dining, golf course, and the Shaw Festival Theatre. Build your dream luxury mansion, explore severance/subdivision potential for two upscale residences, or renovate the existing dwelling. Opportunities of this scale and position in Old Town are seldom available! Property sold in "as is, where is" condition with no representations or warranties made by the Seller or Listing Brokerage. Buyer to satisfy themselves regarding zoning, building permissions, and severance feasibility.
4 bedrooms, 3 bathrooms, about 2,000 sq ft, works out to roughly $900 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.Ask Zara a follow-up
Inside 292 Johnson St S
Every detail from the listing, in one place.
Type
Detached
Style
1 1/2 Storey
Living space
2000-2500 sq ftas stated on the listing
Parking
4 spaces
Basement
Partial Basement
Features & systems
Parking & garage
Parking spaces
4
Interior
Basement
Partial Basement
Lot & land
Lot size (sqft)
0.63
Listing & possession
Property style
1 1/2 Storey
Property class
Detached
292 Johnson St S Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13880456$1,800,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 292 Johnson St S Compares to the Niagara-on-the-Lake Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$8,843
/mo
based on the purchase price of $1,800,000
$360,000 cash
$1,440,000 financed
$1,212,858 total interest
Principal54%$1,440,000
Interest46%$1,212,858
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Niagara-on-the-Lake
Other 3–4 bed homes for sale in Niagara-on-the-Lake around $1.8M.
Average days on market57Homes sold in about 57 days on average.
Sale-to-list ratio95.3%On average, homes sold below asking.
Active listings278Homes for sale here right now.
Median vs prior 90 days+12.4%Compared with Apr 13 – Jul 12, 2026: prices up.
Based on 170 sales from Jul 12 – Oct 10, 2026 (66 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 292 Johnson St S
How much is 292 Johnson St S listed for?
292 Johnson St S is listed at $1,800,000 (MLS® X13880456). Summitly updates the price as soon as the MLS® record changes.
Is $1,800,000 a good price for 292 Johnson St S?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Niagara-on-the-Lake. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 292 Johnson St S changed?
No — 292 Johnson St S is still listed at its original asking price of $1,800,000.
How many bedrooms and bathrooms does 292 Johnson St S have?
292 Johnson St S has 4 bedrooms and 3 bathrooms, with about 2,000–2,500 square feet of living space. It is a detached home in Niagara-on-the-Lake.
How much would the monthly mortgage be on 292 Johnson St S?
About $8,843 a month — principal and interest on $1,800,000 with 20% down ($360,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 292 Johnson St S compare with other homes in Niagara-on-the-Lake?
Its asking price of $1,800,000 is about 76% above the median sold price in Niagara-on-the-Lake over the last 90 days, $1,022,500, across 170 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 292 Johnson St S been sold before?
Summitly has no earlier MLS® sale or lease of 292 Johnson St S on record from the last two years. Older records aren't shown under TRREB rules.
Where is 292 Johnson St S?
292 Johnson St S is in Niagara-on-the-Lake, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 292 Johnson St S been on the market?
1 day — 292 Johnson St S was listed on October 9, 2026.
What is the price per square foot of 292 Johnson St S?
About $720 to $900 per square foot: the asking price of $1,800,000 over the 2,000–2,500 sq ft the listing gives as its size range.
Does 292 Johnson St S have parking or a garage?
Yes — the listing gives 4 parking spaces.
Does 292 Johnson St S have a basement, and is it finished?
The listing describes the basement as: Partial Basement.
