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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 36 days

    295 Church Street

    Greater Napanee·Greater Napanee, ON·K7R 1C5·Near Centre St. N. east on Industrial Blvd right onto Church St

    • 3 beds
    Greater Napanee real estate›X12676384
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to 295 Church St where the paint is still fresh on this one year new semi detached home! Inside you will embrace the modern lifestyle with open concept living on the main floor, featuring a convenient 2-piece powder room. The kitchen boasts granite quartz countertops, adding a feel of luxury. Upstairs, discover three bedrooms, with the primary bedroom offering a 3-piece ensuite with tiled shower and a generously sized walk-in closet. The second floor also includes the convenience of a laundry room and additional 4 piece bathroom . While the second-floor bedrooms provide captivating views of the Napanee River. Don't miss the opportunity to make this home yours!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    • Inside you will embrace the modern lifestyle with open concept living on the main floor, featuring a convenient 2-piece powder room.
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jan 8, 2026ListedCurrentFor sale$475,000 —X12676384This page
    Aug 15, 2025Previously listedExp$489,900 —X12347302View
    Jun 2, 2025Previously listedTer$515,000 —X12189101View
    Jul 5, 2024Previously listedTer$539,900 —X9014774View
    Dec 29, 2023Previously listedExp$524,900 —X7370380View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 295 Church Street
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,334
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $299
    0.75% mill rate · ON
    The market

    How this home sits in the Greater Napanee market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Greater Napanee market right now

    Average sold price, days on market, and closed-transaction count for Greater Napanee — sourced from MLS®.

    • Avg sold price
      $524,519
      Last 30 days
    • Median sold price
      $497,000
      Middle of the market
    • Days on market
      34 d
      Avg from list to close
    • Closed last 30d
      28
      MLS® transactions
    Full Greater Napanee market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 295 Church Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 295 Church Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 295 Church Street listed for?

      295 Church Street is listed at $475,000 on the MLS® (listing X12676384). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 295 Church Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 1100-1500 sqft
  3. Semi-Detached
  4. Built 0-5
  5. Asking
    $475,000
    $0 / sqft · MLS® X12676384
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $524,519
    $482,557Confidence range$566,481
    Asking vs estimate
    ↓below
    −$49,519
    (-9.4%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Greater Napanee sell in about 34 days — this one has been listed 36 days.

    Avg sold price
    $524,519
    Median sold
    $497,000
    Avg days on market
    34
    Recently sold
    28
    See comparable sales
    The kitchen boasts granite quartz countertops, adding a feel of luxury.
  7. Upstairs, discover three bedrooms, with the primary bedroom offering a 3-piece ensuite with tiled shower and a generously sized walk-in closet.
  8. While the second-floor bedrooms provide captivating views of the Napanee River.
  9. Ask Zara a follow-up
    Sewer
  10. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    1
    Parking spaces
    3
    Driveway
    Private
  11. Interior

    5
    Basement
    Unfinished
    Family room
    N
    Kitchens
    1
    Total rooms
    11
    Laundry level
    Upper Level
  12. Exterior & construction

    5
    Exterior
    Stone, Vinyl Siding
    Roof
    Metal
    Foundation
    Concrete
    View
    River
    Pool
    None
  13. Lot & land

    2
    Year built
    0-5
    Zoning
    R4-X
  14. Listing & possession

    3
    Occupancy
    Immediate
    Property style
    2-Storey
    Property class
    Semi-Detached
  15. Room-by-room · 11 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    5 rooms
    • Dining Room
      9.1 × 9.4 ft
    • Powder Room
      2 Pc Bath
      7.8 × 3.5 ft
    • Kitchen
      10.5 × 10.9 ft
    • Living Room
      9.4 × 11.5 ft
    • Foyer
      13.0 × 8.8 ft

    Second level

    6 rooms
    • Bedroom 2
      8.9 × 13.2 ft
    • Primary Bedroom
      13.0 × 8.1 ft
    • Bathroom
      4 Pc Bath
      8.4 × 5.1 ft
    • Bathroom
      3 Pc Ensuite
      9.8 × 5.0 ft
    • Laundry
      5.4 × 6.2 ft
    • Bedroom 3
      9.1 × 13.3 ft
    Combined estimate
    $2,633
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,334
    /mo
    based on the purchase price of $475,000
    $95,000 cash
    $380,000 financed
    $320,060 total interest
    Monthly payment$2,334/ month
    Principal54%$380,000
    Interest46%$320,060

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable semi-detacheds that just sold in Greater Napanee

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 221 Newburgh Road
      Sold
      Sign in for price
      221 Newburgh Road
      Semi-Detached
    • 100 Palace Road
      Sold
      Sign in for price
      100 Palace Road
      Semi-Detached
    • 8 Slash Road
      Sold
      Sign in for price
      8 Slash Road
      Semi-Detached
    • 34 Beverly Street
      Sold
      Sign in for price
      34 Beverly Street
      Semi-Detached
    • 84 ROBINSON Street
      Sold
      Sign in for price
      84 ROBINSON Street
      Semi-Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    295 Church StreetThis home3 / 311,001,500$475,000ask———
    221 Newburgh Road3 / 2700—
    100 Palace Road3 / 31,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More semi-detacheds in Greater Napanee

    Active listings within ±20% of this asking price.

    • 45 BEVERLY Street
      $499,000
      45 BEVERLY Street
      Semi-Detached 3 3
    • 293 Church Street
      $479,900
      293 Church Street
      Semi-Detached 3 3
    • 223 Newburgh Road
      $449,000
      223 Newburgh Road
      Semi-Detached 3 2
    • 50 Beverly Street
      $514,900
      50 Beverly Street
      Semi-Detached 3 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  16. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  17. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  18. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  19. Public listing courtesy of ROYAL LEPAGE PROALLIANCE REALTY · displayed on Summitly per MLS® data-share rules

    295 Church Street is a 3-bedroom, 3-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  20. When was 295 Church Street built?

    295 Church Street was built in 0-5. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  21. What is the property tax for 295 Church Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 295 Church Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  22. How much would the monthly mortgage be on 295 Church Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $475,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  23. Has 295 Church Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 295 Church Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  24. What neighbourhood is 295 Church Street in?

    295 Church Street is in Greater Napanee, Greater Napanee. The 'Neighbourhood' section below links to the live Greater Napanee real estate hub with average sold price, days on market, and current inventory.

  25. Is Greater Napanee a good place to live?

    Greater Napanee is one of ON's actively-tracked Summitly markets. The full Greater Napanee real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  26. 8 Slash Road
    2 / 2
    700
    —
    34 Beverly Street2 / 25,000—
    84 ROBINSON Street3 / 21,100—