3 Bed, 2 Bath Detached Home in Niagara-on-the-Lake
About 318 Concession 3 Road
Welcome to 318 Concession 3 Road in St. Davids, where vineyard views, exceptional condition and Niagara-on-the-Lake living come together. Built in 2016 and offering 2,061 sq. ft., this all-brick home has been exceptionally lightly lived in, giving buyers the rare opportunity to own a resale home with remarkably little wear and tear. Some appliances have seen little to no use, and the pride of ownership is evident throughout.Set directly across from picturesque vineyards, the home enjoys a peaceful setting while keeping you minutes from Old Town Niagara-on-the-Lake, wineries, golf, trails, parks, restaurants, schools, shopping and convenient QEW access.Inside, the bright open-concept main floor offers an easy flow for everyday living and entertaining. The kitchen features upgraded cabinetry, generous prep and storage space and opens directly into the spacious great room.Upstairs, the primary suite is a comfortable retreat with a walk-in closet and ensuite featuring double sinks, a glass shower and soaker tub. Two additional generously sized bedrooms overlook the vineyards and share an updated four-piece bathroom, while second-floor laundry makes day-to-day living that much easier.Hard-surface flooring throughout both levels, contemporary lighting, updated bathroom vanities, modern tile work and stylish bathroom lighting add to the home's clean, modern feel. Downstairs, the unfinished basement provides a blank canvas for future living space, a home gym, recreation room or whatever suits your lifestyle.Meticulously maintained, barely lived in and surrounded by one of Niagara's most beautiful landscapes, 318 Concession 3 offers the feel of a much newer home without the wait of new construction. For buyers looking for space, quality and the St. Davids lifestyle, this one deserves a closer look.
3 bedrooms, 2 bathrooms, about 2,000 sq ft, works out to roughly $435 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.Ask Zara a follow-up
Inside 318 Concession 3 Rd
Every detail from the listing, in one place.
Type
Detached
Style
2-Storey
Living space
2000-2500 sq ftas stated on the listing
Parking
4 spacesYes garage
Basement
Unfinished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
4
Interior
Basement
Unfinished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Detached
318 Concession 3 Rd Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13876026$869,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 318 Concession 3 Rd Compares to the Niagara-on-the-Lake Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$4,274
/mo
based on the purchase price of $869,900
$173,980 cash
$695,920 financed
$586,147 total interest
Principal54%$695,920
Interest46%$586,147
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from PropTx or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from PropTx or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from PropTx, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Niagara-on-the-Lake
Other 2–4 bed homes for sale in Niagara-on-the-Lake around $870K.
Average days on market56Homes sold in about 56 days on average.
Sale-to-list ratio95.3%On average, homes sold below asking.
Active listings272Homes for sale here right now.
Median vs prior 90 days+12.1%Compared with Apr 11 – Jul 10, 2026: prices up.
Based on 175 sales from Jul 10 – Oct 8, 2026 (66 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 318 Concession 3 Rd
How much is 318 Concession 3 Rd listed for?
318 Concession 3 Rd is listed at $869,900 (MLS® X13876026). Summitly updates the price as soon as the MLS® record changes.
Is $869,900 a good price for 318 Concession 3 Rd?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Niagara-on-the-Lake. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 318 Concession 3 Rd changed?
No — 318 Concession 3 Rd is still listed at its original asking price of $869,900.
How many bedrooms and bathrooms does 318 Concession 3 Rd have?
318 Concession 3 Rd has 3 bedrooms and 2 bathrooms, with about 2,000–2,500 square feet of living space. It is a detached home in Niagara-on-the-Lake.
How much would the monthly mortgage be on 318 Concession 3 Rd?
About $4,274 a month — principal and interest on $869,900 with 20% down ($173,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 318 Concession 3 Rd compare with other homes in Niagara-on-the-Lake?
Its asking price of $869,900 is about 15% below the median sold price in Niagara-on-the-Lake over the last 90 days, $1,020,000, across 175 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 318 Concession 3 Rd been sold before?
Summitly has no earlier MLS® sale or lease of 318 Concession 3 Rd on record from the last two years. Older records aren't shown under TRREB rules.
Where is 318 Concession 3 Rd?
318 Concession 3 Rd is in Niagara-on-the-Lake, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 318 Concession 3 Rd been on the market?
318 Concession 3 Rd was listed today (October 8, 2026).
What is the price per square foot of 318 Concession 3 Rd?
About $348 to $435 per square foot: the asking price of $869,900 over the 2,000–2,500 sq ft the listing gives as its size range.
Does 318 Concession 3 Rd have parking or a garage?
Yes — the listing gives 4 parking spaces. Garage: Yes.
Does 318 Concession 3 Rd have a basement, and is it finished?
The listing describes the basement as: Unfinished.
